Great Community Authority Forums | Alison Simpson | Activity https://gcaforums.com/members/agrohimqqvka/activity/ Activity feed for Alison Simpson. Tue, 12 May 2026 21:45:30 +0000 https://buddypress.org/?v=2.21.1 en-US 30 hourly 2 2e39959b16a2a1ebc56ba17baee05407 Alison Simpson and Bill Burg are now connected https://gcaforums.com/activity/p/27454/ Sat, 24 Jan 2026 02:59:32 +0000 0 9b36c66d6ae12ab0040e11f4d6ef6897 Alison Simpson posted a new activity comment https://gcaforums.com/activity/p/18175/#acomment-18226 Wed, 28 Aug 2024 14:38:00 +0000 The time it takes to get a mortgage can vary depending on several factors, but here’s a general overview of the process and timeline:
Pre-approval: 1-3 days
This initial step involves submitting basic financial information to a lender.
You’ll get an estimate of how much you can borrow.
Loan application: 1 day
Once you’ve found a property,… Read more

In reply to - Harper Evans posted an update

How quickly can I get a mortgage?

]]> 698c8b609a39c53d207a4609ed941973 Alison Simpson posted a new activity comment https://gcaforums.com/activity/p/18178/#acomment-18225 Wed, 28 Aug 2024 14:33:35 +0000 The initial mortgage payment is usually booked for the first day of the second month following the day one executed the mortgage. In other words, as far as most mortgage applicants are concerned, there is mostly a one-month grace period after the house’s closing before any payment is expected. This can be summarized as follows:
Closing Month:… Read more

In reply to - Isabella Peterson posted an update

When is the first mortgage payment due?

]]> b52ff5e3dd18b55b863dc5126f5caee9 Alison Simpson posted a new activity comment https://gcaforums.com/activity/p/18181/#acomment-18224 Wed, 28 Aug 2024 14:26:10 +0000 The first step of mortgage payment calculation considers several factors. An explanation of the steps included in the mortgage payment calculation will be given in the following sections.
The mathematical operation of calculating a mortgage payment will apply:
M = P [ r(1 + r)^n ] / [ (1 + r)^n – 1]
Where:
M = Monthly payment, which is due
P… Read more

In reply to - Amelia Turner posted an update

How do you calculate a mortgage payment?

]]> 5a14cef74925ca06e9fd298d6bce00e4 Alison Simpson posted a new activity comment https://gcaforums.com/activity/p/18126/#acomment-18151 Mon, 26 Aug 2024 20:37:19 +0000 Is a VA Loan the best loan for a military family? What are VA loans? How do VA loans work? I served in the military for 15 years and retired as a E-9, and I know I qualify for VA loan but how do I find out? How do I retrieve or get my Certificate of Eligibility? Can a loan officer help me my COE? Does a COE expire or is it good for a lifetime?… Read more

In reply to - Henry Scott posted an update

Is a VA Loan the best loan for a military family?

]]> f946f65fe3a206d2465126c0b1c270e1 Alison Simpson completed the requirement "Earn 1000 Points" of the rank Member: https://gcaforums.com/activity/p/18103/ Sun, 25 Aug 2024 16:47:21 +0000
]]> 0 a7d398a08e6b9983e3c5152e686ad0f5 Alison Simpson reached the rank Member: https://gcaforums.com/activity/p/18102/ Sun, 25 Aug 2024 16:47:19 +0000
]]> 0 155d138ee56f378233db7f249b811604 Alison Simpson replied to the discussion WHAT ARE DISCOUNT POINTS in the forum Residential Mortgage Loans https://gcaforums.com/topic/what-are-discount-points/#post-19887 Sat, 24 Aug 2024 21:25:37 +0000 Reply to WHAT ARE DISCOUNT POINTS

Can you please give several case scenarios on how discount points work for a mortgage borrower?

]]> e351c18f85e7a39d4b82e5548ef652d6 Alison Simpson completed the requirement "Earn 100 Points" of the rank Associate Member: https://gcaforums.com/activity/p/18077/ Sat, 24 Aug 2024 19:52:13 +0000
]]> 0 f462fd0c72d3a5ce085750bc9ba9c933 Alison Simpson reached the rank Associate Member: https://gcaforums.com/activity/p/18076/ Sat, 24 Aug 2024 19:52:12 +0000
]]> 0 0733382e20435271a52d6f0d55bf8083 Alison Simpson started the discussion WHAT ARE DISCOUNT POINTS in the forum Residential Mortgage Loans https://gcaforums.com/topic/what-are-discount-points/ Sat, 24 Aug 2024 19:44:55 +0000 WHAT ARE DISCOUNT POINTS

What are discount points in mortgage loans? What is the purpose of discount points? Why do I need to purchase discount points? Who charges discount points and how does discount points benefits the buyer? How do we know if a discount point is worth the cost?

]]> 0e84b99a8945161029d9e7bee0986173 Alison Simpson completed the requirement "Earn 30 Points" of the rank Rookie: https://gcaforums.com/activity/p/18073/ Sat, 24 Aug 2024 19:36:31 +0000
]]> 0 c84dec88838ae82f7a4c701a886a408f Alison Simpson reached the rank Rookie: https://gcaforums.com/activity/p/18072/ Sat, 24 Aug 2024 19:36:30 +0000
]]> 0 aa4aaaed4b399f90cfae1253352072a3 Alison Simpson completed the requirement "Earn 100 Points" of the rank Junior Member: https://gcaforums.com/activity/p/18071/ Sat, 24 Aug 2024 19:36:30 +0000
]]> 0 de3c6b7f482844ef990bbed60d79cd52 Alison Simpson reached the rank Junior Member: https://gcaforums.com/activity/p/18070/ Sat, 24 Aug 2024 19:36:28 +0000
]]> 0 ccc92067b1e2f4f209e35dc8686d7d28 Alison Simpson started the discussion What is a 1003 Mortgage Application in the forum Residential Mortgage Loans https://gcaforums.com/topic/what-is-a-1003-mortgage-application/ Sat, 24 Aug 2024 19:36:23 +0000 What is a 1003 Mortgage Application

What is a 1003 Mortgage Application? What type of information is asked on the 1003 mortgage loan application? How do a mortgage loan applicant complete a 1003 mortgage loan application?

]]> b294e5b9dd805b8fd22bafbbe88a799a Alison Simpson started the discussion How to Wholesale the house and make over $20,000 in the forum Investing https://gcaforums.com/topic/how-to-wholesale-the-house-and-make-over-20000/ Sat, 24 Aug 2024 19:33:50 +0000 How to Wholesale the house and make over $20,000

How to Wholesale the house and make over $20,000?

]]> 083df020cee820e41800b9fcb76a1c8c Alison Simpson started the discussion HOW TO INTERVIEW A MORTGAGE LOAN BORROWER in the forum Residential Mortgage Loans https://gcaforums.com/topic/how-to-interview-a-mortgage-loan-borrower/ Sat, 24 Aug 2024 19:29:53 +0000 HOW TO INTERVIEW A MORTGAGE LOAN BORROWER

Mortgage loan originators will initially interview a mortgage loan applicant during the qualification and pre-approval process. If I am a loan officer, how would I go about interviewing a borrower? What types of questions would I ask? How can I interview the mortgage loan borrower and make sure they are telling me the truth so nothing goes…

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]]> 00235bcd4d23b8ea540442fc0742663b Alison Simpson started the discussion RECRUITING MORTGAGE LOAN OFFICERS in the forum Loan Officer Career Opportunities https://gcaforums.com/topic/recruiting-mortgage-loan-officers/ Sat, 24 Aug 2024 19:26:46 +0000 RECRUITING MORTGAGE LOAN OFFICERS

I want to expand my team of mortgage loan originators and expand. What is the best way to recruit loan officers? What type of questions do you ask loan officers? What type of documentation do you ask to make sure the loan officer is a producer or will be a producer? On the flipside, if you are a loan officer interviewing with a branch manager of…

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]]> c2726950d7e021db7b29d4c851eb55a5 Alison Simpson started the discussion How long do derogatories stay on your credit report in the forum Credit Forum https://gcaforums.com/topic/how-long-do-derogatories-stay-on-your-credit-report/ Sat, 24 Aug 2024 19:22:27 +0000 How long do derogatories stay on your credit report

How long do derogatories stay on your credit report? Can you please break down how long the following types of credit stays on your credit report: Late Payments, Credit Inquiries, Collection Accounts, Charge-Off Accounts, Judgments, Tax-Liens, Repossessions, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Chapter 11 Bankruptcy, Judgment,…

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]]> 047569c0530738c4e7396f4e432eb66c Alison Simpson started the discussion How to get rid of FHA Mortgage Insurance Premium in the forum FHA Loans https://gcaforums.com/topic/how-to-get-rid-of-fha-mortgage-insurance-premium/ Sat, 24 Aug 2024 19:17:53 +0000 How to get rid of FHA Mortgage Insurance Premium

How to get rid of FHA Mortgage Insurance Premium?

]]> 684eed40444fb9f271a90364af80256e Alison Simpson started the discussion How can I get a home loan with low mortgage rates in the forum Residential Mortgage Rates https://gcaforums.com/topic/how-can-i-get-a-home-loan-with-low-mortgage-rates/ Sat, 24 Aug 2024 19:15:58 +0000 How can I get a home loan with low mortgage rates

How can I get a home loan with low mortgage rates? How do lenders price mortgage rates? What are the step by step process on how mortgage lenders price mortgage rates on conventional and government loans and non-QM loans?

]]> 0b3344c16a2455cfa438ad82781437e0 Alison Simpson started the discussion HOW DO MORTGAGE LENDERS VIEW OUTSTANDING COLLECTIONS AND CHARGE OFFS in the forum Residential Mortgage Loans https://gcaforums.com/topic/how-do-mortgage-lenders-view-outstanding-collections-and-charge-offs/ Sat, 24 Aug 2024 19:13:45 +0000 HOW DO MORTGAGE LENDERS VIEW OUTSTANDING COLLECTIONS AND CHARGE OFFS

HOW DO MORTGAGE LENDERS VIEW OUTSTANDING COLLECTIONS AND CHARGE OFFS?

]]> e766f8f7352e121110cd91c684e5bbde Alison Simpson started the discussion How Do I Qualify For $0 Money Down USDA LOANS in the forum USDA Loans https://gcaforums.com/topic/how-do-i-qualify-for-0-money-down-usda-loans/ Sat, 24 Aug 2024 19:12:06 +0000 How Do I Qualify For $0 Money Down USDA LOANS

How Do I Qualify For $0 Money Down USDA LOANS?

]]> 9ee8d0f0b2e8278aa6a1c18d219d15a3 Alison Simpson started the discussion How To Raise Credit Score To Qualify For Mortgage in the forum Credit Forum https://gcaforums.com/topic/how-to-raise-credit-score-to-qualify-for-mortgage/ Sat, 24 Aug 2024 19:10:29 +0000 How To Raise Credit Score To Qualify For Mortgage

How To Raise Credit Score To Qualify For Mortgage?

]]> f923654b40e1f5325552cdbc2160ac09 Alison Simpson updated their profile https://gcaforums.com/activity/p/18060/ Sat, 24 Aug 2024 19:01:23 +0000 0