Kick OFF

https://kikoff.com/?utm_source=referral&utm_medium=partner&utm_campaign=mvo&utm_content=4310a3e4534f4a529ec12a49581881ef&utm_term=160823

FIT

https://cfc1.yourfitcard.com/?hid=279436455&sid=7&pub=450051&c1=160823&c2=2717c752deff4678bb3188e227742bf1&c3=nHht3EtpJF72mNUiern4RZJ6TcwGjRBP

Chime

https://www.chime.com/apply-credit-af/?cjdata=MXxOfDB8WXww&ad=cj&value_prop=cb-dd&CJEVENT=16fe62969a0b11ee814800dd0a1eba23&pid=100726800&SID=429891-443512–12_149223939_beb17ad0-8581-4022-85c9-ade9842e523f&AID=15023727&clickid=16fe62969a0b11ee814800dd0a1eba23

Reflex

https://prequal2.yourreflexcard.com/?hid=279436450&sid=6&pub=450051&c1=160823&c2=b80043f0ec184039a8c0dda6359b02d9&c3=nHht3EtpJF72mNUiern4RZJ6TcwGjRBP

Milestone

https://www.milestonegoldcard.com/home

Credit Builder Card

https://www.creditbuildercard.com/recoverycreditrepair.html

Surge

https://prequalfs.yoursurgecard.com/?hid=279436433&sid=13&pub=450051&c1=160823&c2=679656909&c3=IIXiiwY19cRn1ZHoEPUM5ACxNKJ3zQzV

Destiny

https://www.destinycard.com/home

Indigo

https://www.indigocard.com/home

Self

https://learn.self.inc/lpg/credit-building-education-1-promo-code-ratespecial/?irclickid=xHdyyyxRmxyKWKeRCyQV23OXUkHQMXT5uQ2fwQ0&affiliate_partner=1802333&irgwc=1&utm_source=impact_radius&utm_medium=affiliate&utm_campaign=1802333&utm_content=1802333&media_partner1=&media_partner2=&media_partner3=&ad_name=1802333&ad_type=TEXT_LINK&media_partner_…

Read more

I will be posting Credit Builder cards. Please do your own research and select the cards that are best for you…

Hi Gus,

So the clients do get a statement, usually an e-statement, and since they know they haven’t charged on the card, they ignore the statement. The client’s need to be pro-active and open the statement and see why there is a balance reporting. Anyone can say they didn’t know, they didn’t realize, but the reality is they ignored. We can…

Read more

Hi Max,

Usually a running 30 day is because the client made 1 payment and hasn’t caught up with the send late payment causing a running 30 day late. I would have to pull an unmerged report to verify and then we can go from there.

Hello Everyone,

While you are reviewing your clients credit reports, there are some automatic violations that you need to look for. These violations will get escalated to an attorney, that will represent your client at zero out of pocket cost.

Bankruptcy:

Any creditor that was included in a bankruptcy that is still reporting a balance,…

Read more

Hi Dolly,

What happened with Chase? Why didn’t they debit the payment?

More info please 🙂

Email: ali@ficodiva.com

Please cc Maria@ficodiva.com as Mary is the person that reaches out to your clients, schedules the consultations, and will reply to you to give you an update on the result of the call.

Office number: 559-372-2823

Text: 559-372-2459

Thank you!

Will work on that….

@Stanley as long as they are reporting, age doesn’t matter.

I work off unmerged reports and look for reporting errors. These items are difficult to spot in a tri-merged report.

Ofcourse I know that, however, I have a source to remove these charge offs without cost to the Client. A charge off still impacts the score….. This is for people you already financed and want to improve their scores to refinance…..

Have you closed a loan on clients that have 4 charge off’s or more? Start getting them ready to refinance their home now! Here’s the criteria:

1. Must have 4 charge off’s or more

2. Must Live in California

3. Post BK Charge Off’s Count as well

Send them over and let us start working on their credit now so when the rates decide to take a turn for…

Read more

Aldiva Inc

559-245-1245

aldivainc@outlook.com

HI Everyone,

Yes, any CPA can write a letter and a Third Party Certified Tax Preparer can indeed certify the letters. This is not a free service as the CPA and/or Tax Preparer is putting their name on the certificate. In addition, they can create a P & L if needed.

Hope this helps!

Hi Lisa,

Recovery Credit Repair is a reputable credit repair. We are a Tri-Lingual company that speaks Spanish and Portuguese. We also specialize in ITIN Credit Repair. Would love to connect with you. http://www.ficodiva.com

Have a great evening!

Ali

It Depends on the state your client is in. Here is the Statues of Limitations for all 50 states:

Yes, it is legal for credit card companies to lower your credit limit. The question I have is:

1. Is the client maxed out on other cards

2. Has the client changed their spending habits? Meaning they used to shop at Walmart and now shop at the dollar store for example….

Your creditors do frequent soft pulls on your credit without your…

Read more