Great Community Authority Forums | Ali | Activity

Ali replied to the discussion Getting Chapter 13 Dismissed and Refiling Chapter 13 Again in the forum Law, Litigation, Legal Matters

Thu, 07 Aug 2025 01:33:17 +0000

Reply to Getting Chapter 13 Dismissed and Refiling Chapter 13 Again

Hi, The best way to reach me is 559-372-2823 or text 559-744-4011. Email: ali@ficodiva.com

Thank you Gus!

Ali posted an update: Happy Monday Amazing Lenders! Now more than ever is the […]

Mon, 28 Apr 2025 14:42:46 +0000

Happy Monday Amazing Lenders! Now more than ever is the time to help your clients!

Many of you don’t know this, and we are your greatest power partner!

Things we help you and your clients with:

Credit Counseling, Education and Repair

Setting Up Businesses, LLC, S-Corps and C-Corps

IRS Offer and Compromises

Personal and Business taxes

DIY Estate…

Ali replied to the discussion Credit Utilization in the forum Credit Score Simulator

Wed, 31 Jul 2024 15:21:31 +0000

Reply to Credit Utilization

CREDIT CARD. BALANCE LIMIT

1. DISCOVER $498. $500

Pay down to $150 or less

2. CAPITAL ONE. $470. $500

Pay down to $150 or less

3. CREDIT ONE. $490. $500

Pay down to $150 or less

4. SELF VISA. $1,500. $1,490

Pay down to $450 or less

5. TRUMP CARD $4,000. $4000.

Pay down to $1200 or less

6. JOURNEY CARD $2,130 $$2,200

Pay down to $660 or less

7. CREDIT…

Ali replied to the discussion Credit Utilization in the forum Credit Score Simulator

Wed, 31 Jul 2024 15:17:25 +0000

Reply to Credit Utilization

Hello Juan,

When a consumer maxes out a credit card, or used 50-100% of their credit limit, they drop their scores 80-120 points.

They need to look at their statement ending dates for each account, pay down the balances to 30% or less of the credit limit, 2 days before the statement ending date, the lower balance will report to the bureaus after…