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Ulysses Torrido updated their profile

Sun, 03 Nov 2024 17:36:00 +0000

Ulysses Torrido updated their profile

Fri, 01 Nov 2024 20:02:37 +0000

Ulysses Torrido started the discussion VA LOAN CALIFORNIA in the forum VA Loans

Fri, 01 Nov 2024 20:00:10 +0000

I am looking to use my VA Loan in California but I am having a hard time finding a lender with no or little overlays. My current credit score is 600 and my DTI is anywhere from 48-56% depending on the loan amount. I do not have any collections or late payments on my report. I have almost 3x the residual income required for a family of 3… Read more

Tony Bautista started the discussion FHA LOANS WITH JUDGMENT in the forum FHA Loans

Fri, 01 Nov 2024 19:48:15 +0000

FHA LOANS WITH JUDGMENT

I live in Texas in community property state . I need to qualify for $240,000 FHA LOAN. However, my wife has a $10,000 judgment . How will this affect me in getting approved for a FHA Loan without going through a legal divorce.

Tony Bautista started the discussion MODULAR HOME in the forum Manufactured Home Loans

Fri, 01 Nov 2024 19:46:46 +0000

MODULAR HOME

I’m looking into purchasing a modular or manufactured home on my own land to be purchased. I will also need to finance development costs such as utility hookups, etc. can I use FHA and are the terms and requirement different than for stick built homes?

Tony Bautista updated their profile

Fri, 01 Nov 2024 19:37:21 +0000

Gunner started the discussion VA LOANS; DISABLED VETERAN in the forum VA Loans

Fri, 01 Nov 2024 19:34:05 +0000

VA LOANS; DISABLED VETERAN

I am a Disabled Veteran looking to make a home purchase in California, but unfortunately I have around a 50% DTI with a 675 credit score, and 100% payment history. This has been very problematic with getting a mortgage approved due to my DTI. I am under contract for the home I wish to purchase with 8/27/18 being the close date, and I would…