Hi,

Thank you for getting in touch and giving us a clear overview of your situation.

Based on what you’ve told us, we should take a closer look at your situation. A credit score around 610 and your wife’s recent dental practice purchase don’t disqualify you, but with a $2.1 million price and a 20% down payment, it’s important to review your…

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Mortgage rates are likely to go up in October 2026 as long-term bond yields increase. Rising energy prices and investors seeking higher returns on U.S. debt are fueling inflation worries. As a result, lenders are changing the prices of mortgage-backed securities. While the Federal Reserve affects overall interest rates, it does not…

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GCA Mortgage Forums News For Thursday, April 9, 2026.

The nation faced a rush of major news: President Trump’s brief Iran ceasefire, big swings in oil, stocks, and Bitcoin, changes in gold and silver prices, election fallout, shakeups involving Pam Bondi and Pete Hegseth, shifts in housing and mortgages, concerns about inflation and jobs, budget…

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Prof. Dr. Richard Werner addressed the European Parliament at an event hosted by MEP Christine Anderson, raising concerns over Digital ID systems, central bank digital currencies, and the proposed tokenisation of assets—including natural resources. He warned against increasing digital control, arguing that such systems could concentrate power… Read more

GCA Mortgage Forums News Summary For Monday March 23, 2026:Stock Market News Today: Why the Dow, S&P 500, and Nasdaq Moved Higher

• Relief rallies often lead to short-term gains, as Wall Street typically rebounds following brief declines in expectations.
• Uncertainty surrounding the Iran conflict has increased oil prices and inflation, contributing…

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Jerome Powell News and What He Said About The Jobs In The Private Sector?

Today’s Gold Price News: What Happened to Gold With the War With Iran?

Silver Price Crash Below $70: Why Silver Keeps Falling in 2026?

The conflict in Iran has disrupted global supply chains, driving up oil prices, inflation, and interest rates. Prices in the Strait of Hormuz have risen sharply, exceeding fair value amid concerns of further disruptions. According to Goldman, oil prices rose by more than 3.5% (to over $3 on March 2, 2023), with the United States and Gulf of…

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How Does The Iran War and How It Impacts Oil, Inflation, and Interest Rates?

Unprecedented volatility and extreme declines in silver prices below $70 can primarily be attributed to speculation following such declines, a strengthening U.S. dollar, and uncertainty regarding Federal Reserve policy. One immediate cause of the drop was the Federal Reserve’s more hawkish approach in its most recent meeting. In their revised…

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What Is The Primary Cause Of Silver Price Decrease Below $70 And Being So Volatile?

Mortgage lenders and loan originators are optimistic about 2026, seeing it as a promising year. However, this outlook depends on the performance of specific mortgage market segments.

Industry Sentiment and Volume Projections

Mortgage professionals expect 2026 to outperform recent years. The National Mortgage News Predictions 2026 survey shows…

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2026 Mortgage Industry Predictions: Are Lenders And Loan Originators Optimistic?

Punch is making new fellow monkey 🐒 🙈 🙊 😄 😜 😤 🐒 friends

https://youtube.com/shorts/FOBmekxph2U?si=-bVYvEWGyedbIfB1

Punch Kun runs around like a human baby

He keeps running and does not stop.

https://youtube.com/shorts/KhRqntXLuEw?si=Tbw08YBq5QCKH7Sz

Here’s a very cute video short about Punch and his Orangutan stuffed animal.

https://youtube.com/shorts/hB1ebjYDtj8?si=dsVfW61l7Xeo7jQw

GOOD AFTERNOON, Have a question about mortgage brokers entering into a TPO with wholesale lenders. Normally, mortgage brokers agree on a compensation plan with the maximum being 2.75%; Once you set a compensation plan, you cannot change the lender paid compensation and need to stick with 2..75%. If individual loan officers want to enter into… Read more