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	<title>Great Community Authority Forums | Era | Activity</title>
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				<title>Era posted an update: Check out the DTI manual Underwriting Guidelines for FHA [&#133;]</title>
				<link>https://gcaforums.com/activity/p/27428/</link>
				<pubDate>Fri, 23 Jan 2026 08:41:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Check out the DTI manual Underwriting Guidelines for FHA and VA Loans</p>
<p><a target='_blank' href="https://preferredmortgagerates.com/manual-underwriting-dti-guidelines/" rel="nofollow">https://preferredmortgagerates.com/manual-underwriting-dti-guidelines/</a></p>
<div class="activity-link-preview-container"><div class="activity-link-preview-image"><div class="activity-link-preview-image-cover"><a href="https://preferredmortgagerates.com/manual-underwriting-dti-guidelines/" target="_blank"><img src="https://gcaforums.com/wp-content/uploads/2026/01/compare_underwriting1.jpg" /></a></div></div><div class="activity-link-preview-info"><p class="activity-link-preview-link-name">preferredmortgagerates.com</p><p class="activity-link-preview-title"><a href="https://preferredmortgagerates.com/manual-underwriting-dti-guidelines/" target="_blank" rel="nofollow">Manual Underwriting DTI Guidelines for FHA and VA Loans - Preferred Mortgage Rates</a></p><div class="activity-link-preview-excerpt"><p>Manual underwriting DTI guidelines are 31% front and 43$ back with one comp factor, and 40% front and 50% back-end with 2 comp factors.</p></div></div></div>]]></content:encoded>
				
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				<title>Era joined the group Mortgage Lenders For Bad Credit, Inc.</title>
				<link>https://gcaforums.com/activity/p/27304/</link>
				<pubDate>Tue, 20 Jan 2026 07:52:09 +0000</pubDate>

				
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				<title>Era posted a new activity comment</title>
				<link>https://gcaforums.com/activity/p/26902/#acomment-26903</link>
				<pubDate>Tue, 18 Nov 2025 13:41:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>i got same issue, checkout this <a target='_blank' href="https://www.cloudflarestatus.com/" rel="nofollow">https://www.cloudflarestatus.com/</a> </p>
				<strong>In reply to</strong> -
					<a href="https://gcaforums.com/members/admin/" data-bb-hp-profile="1" rel="nofollow">Sapna Sharma</a> posted an update <p>what is happening? I am unable to access chatgpt or other AI and some other application. i got &#8220;Please unblock challenges.cloudflare.com to proceed.&#8221; every time. </p><p>is this only in [&hellip;]</p>					]]></content:encoded>
				
				
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				<title>Era started the discussion Money Investment in the forum Investing</title>
				<link>https://gcaforums.com/topic/money-investment/</link>
				<pubDate>Mon, 28 Oct 2024 13:19:50 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/money-investment/">Money Investment</a></p> <div class="bb-content-inr-wrap"><p>Which is better, a 2,000 SIP per month for 5 years or a 120,000 lump sum?</p>
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				<title>Era started the discussion Which type of digital marketing is the most profitable? in the forum Digital Media Marketing</title>
				<link>https://gcaforums.com/topic/which-type-of-digital-marketing-is-the-most-profitable/</link>
				<pubDate>Thu, 25 Jul 2024 12:25:57 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/which-type-of-digital-marketing-is-the-most-profitable/">Which type of digital marketing is the most profitable?</a></p> <div class="bb-content-inr-wrap"><p>Which type of digital marketing is important and profitable in any Country?</p>
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				<title>Era replied to the discussion Benefits of Eating Black Garlic on an Empty Stomach in the forum Herbal Remedies</title>
				<link>https://gcaforums.com/topic/benefits-of-eating-black-garlic-on-an-empty-stomach/#post-18253</link>
				<pubDate>Mon, 22 Jul 2024 14:05:31 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/benefits-of-eating-black-garlic-on-an-empty-stomach/#post-18253"><span class="bb-reply-lable">Reply to</span> Benefits of Eating Black Garlic on an Empty Stomach</a></p> <div class="bb-content-inr-wrap"><p>One of my Indian&#8217;s Friend told me about garlic salt And believe me that is too tasty. Garlic, Red Chilli and salt paste with Cucumber.</p>
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				<title>Era posted an update: Is Cash-out FHA Re-Fi on existing FHA Chapter 13 discharged?</title>
				<link>https://gcaforums.com/activity/p/15659/</link>
				<pubDate>Wed, 10 Jul 2024 11:52:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Is Cash-out FHA Re-Fi on existing FHA Chapter 13 discharged?</p>
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				<title>Era posted an update: I am in serious financial trouble due to illness on [&#133;]</title>
				<link>https://gcaforums.com/activity/p/15415/</link>
				<pubDate>Mon, 01 Jul 2024 07:51:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am in serious financial trouble due to illness on both myself and husband we cant work anymore. both on soc. sec. currently in chapter 13. if we could refi with cash out, we could pay all bills and payoff bankrupt, currently down to about 15,000. house worth min 375,000+ mort owes 210,000. FHA. If we could do this, our only bills would be mort&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-15415"><a href="https://gcaforums.com/activity/p/15415/" rel="nofollow"> Read more</a></span></p>
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				<title>Era replied to the discussion Investment Property Mortgage Loans in the forum Investment Property Loans</title>
				<link>https://gcaforums.com/topic/investment-property-mortgage-loans/#post-17013</link>
				<pubDate>Tue, 25 Jun 2024 13:18:11 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/investment-property-mortgage-loans/#post-17013"><span class="bb-reply-lable">Reply to</span> Investment Property Mortgage Loans</a></p> <div class="bb-content-inr-wrap"><p>Yes, I got and all of this because you helped me </p>
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				<title>Era replied to the discussion Investment Property Mortgage Loans in the forum Investment Property Loans</title>
				<link>https://gcaforums.com/topic/investment-property-mortgage-loans/#post-17006</link>
				<pubDate>Tue, 25 Jun 2024 12:44:19 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/investment-property-mortgage-loans/#post-17006"><span class="bb-reply-lable">Reply to</span> Investment Property Mortgage Loans</a></p> <div class="bb-content-inr-wrap"><p>Thank you for share this, I purchase home through Gustan Cho Associates And  i got home in my affordable price without any stress. </p>
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				<title>Era updated their profile</title>
				<link>https://gcaforums.com/activity/p/15036/</link>
				<pubDate>Tue, 25 Jun 2024 12:42:33 +0000</pubDate>

				
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				<title>Era posted an update: Is this possible to apply for FHA loan for a house [&#133;]</title>
				<link>https://gcaforums.com/activity/p/10082/</link>
				<pubDate>Fri, 23 Feb 2024 13:46:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Is this possible to apply for FHA loan for a house with credit score 600? What do I have to qualify for this?</p>
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				<title>Era and Sapna Sharma are now connected</title>
				<link>https://gcaforums.com/activity/p/1202/</link>
				<pubDate>Thu, 02 Mar 2023 05:40:01 +0000</pubDate>

				
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				<title>Era became a registered member</title>
				<link>https://gcaforums.com/activity/p/482/</link>
				<pubDate>Mon, 13 Feb 2023 09:40:18 +0000</pubDate>

				
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