Great Community Authority Forums | Felix | Activity https://gcaforums.com/members/felix/activity/ Activity feed for Felix. Tue, 12 May 2026 18:48:00 +0000 https://buddypress.org/?v=2.21.1 en-US 30 hourly 2 bdee005dd0ddab00186dab121bd5e9b6 Felix Nicolas completed the requirement "Earn 100 Points" of the rank Associate Member: https://gcaforums.com/activity/p/21096/ Sat, 07 Dec 2024 19:19:41 +0000
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]]> 0 22a81390fd4f0d719254510aeaabe7dd Felix Nicolas reached the rank Associate Member: https://gcaforums.com/activity/p/21095/ Sat, 07 Dec 2024 19:19:40 +0000
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]]> 0 9b3a0de340be134f948dca902b45ed58 Felix Nicolas completed the requirement "Earn 30 Points" of the rank Rookie: https://gcaforums.com/activity/p/21094/ Sat, 07 Dec 2024 19:19:40 +0000
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]]> 0 743ad6b0a1718381024eb82e3ec72ed8 Felix Nicolas reached the rank Rookie: https://gcaforums.com/activity/p/21093/ Sat, 07 Dec 2024 19:19:38 +0000
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]]> 0 0012d00c539f65feff3b5b0bfb5ee654 Felix Nicolas completed the requirement "Earn 100 Points" of the rank Junior Member: https://gcaforums.com/activity/p/21092/ Sat, 07 Dec 2024 19:19:38 +0000
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]]> 0 63d27e46f91020622b7df2f6da216821 Felix Nicolas reached the rank Junior Member: https://gcaforums.com/activity/p/21091/ Sat, 07 Dec 2024 19:19:36 +0000
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]]> 0 c3c8b2a113425141020ca76fc7407d3e Felix posted an update: Happy Thanksgiving @everyone!!! https://gcaforums.com/activity/p/6138/ Wed, 22 Nov 2023 23:34:22 +0000 Happy Thanksgiving @everyone!!!

]]> 0 d774c0b00e4af8d6b8dda1fdf5ebfa07 Felix posted an update in the group Rebuilding Credit: Can a co-signer (Joint) of a car loan be removed on […] https://gcaforums.com/activity/p/5835/ Mon, 20 Nov 2023 16:45:38 +0000 Can a co-signer (Joint) of a car loan be removed on the credit report? Than kyou

]]> 3 3a749306163dd51483106080ebc9e7d1 Felix posted a new activity comment https://gcaforums.com/activity/p/5594/#acomment-5601 Fri, 17 Nov 2023 18:40:27 +0000 In reply to - Marga posted an update

Ice cream or Fish? Guess what’s inside.. 😂


]]> a08fa052bdcf8feab22df179da1eabf0 Felix posted a new activity comment https://gcaforums.com/activity/p/5594/#acomment-5595 Fri, 17 Nov 2023 18:26:49 +0000 🤣

In reply to - Marga posted an update

Ice cream or Fish? Guess what’s inside.. 😂


]]> ae3971b8ff0715be723be94a55e49200 Felix posted an update: Happening Now! For new and returning Loan Officers in […] https://gcaforums.com/activity/p/5587/ Fri, 17 Nov 2023 18:01:54 +0000 Happening Now! For new and returning Loan Officers in the business.
WHY NEXA Academy: https://zoom.us/j/4483790687#success

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Join our Cloud HD Video Meeting

Zoom is the leader in modern enterprise video communications, with an easy, reliable cloud platform for video and audio conferencing, chat, and webinars across mobile, desktop, and room systems. Zoom Rooms is the original software-based conference room solution used around … Continue reading

]]> 0 ff2e6e6600584d6c4a5bf4c399dbdb20 Felix replied to the discussion German Shepherd Puppy in the forum Pet Lovers Place https://gcaforums.com/topic/german-shepherd-puppy/#post-8035 Fri, 17 Nov 2023 17:17:06 +0000 Reply to German Shepherd Puppy

potty trained?

]]> 79f6039bf60fcd83958ef618cf69c27c Felix replied to the discussion Mortgage Rates Drop in the forum Mortgage and Real Estate Forums https://gcaforums.com/topic/mortgage-rates-drop/#post-8034 Fri, 17 Nov 2023 17:13:49 +0000 Reply to Mortgage Rates Drop

Housing Starts for October were reported at a 1.372 Million annual unit pace, which is up 26,000 from last month’s revised report of 1.346 Million, and above estimates of 1.35 Million. Housing Permits, which are a good indicator of future starts, increased to 1.487 Million units. This is up 16,000 from last month’s figure of 1.471 Million.

9:31…

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]]> 9fa32cbac5252caa46809f21d3860a6f Felix posted a new activity comment https://gcaforums.com/activity/p/5571/#acomment-5580 Fri, 17 Nov 2023 17:06:03 +0000 35fd488160da8846dcf009bf9c398a6a Felix posted a new activity comment https://gcaforums.com/activity/p/5571/#acomment-5579 Fri, 17 Nov 2023 17:05:08 +0000 Here’s my ranking when I was still playing. 😁

In reply to - Felix posted an update

The Ohio Brothers (NACT Champion and M5 Participant [USA]),

Esports competitions like Mobile Legends: Bang Bang World Championships are incredibly competitive, and the dedication and skill […]

]]> 1c3326c466e63b0f446a47888aba79c6 Felix posted a new activity comment https://gcaforums.com/activity/p/5571/#acomment-5575 Fri, 17 Nov 2023 16:26:53 +0000 It is going to be a tough match to start their journey. DE USVULT hails from the regions of underdogs (Eastern Europe Central Asia Region).

ZIA is a Filipino-Canadian Gold Laner of TOB and is expected to dominate this game.

In reply to - Felix posted an update

The Ohio Brothers (NACT Champion and M5 Participant [USA]),

Esports competitions like Mobile Legends: Bang Bang World Championships are incredibly competitive, and the dedication and skill […]

]]> 550d4c9e6fddb9c96e51d51b64170225 Felix posted an update: The Ohio Brothers (NACT Champion and M5 […] https://gcaforums.com/activity/p/5571/ Fri, 17 Nov 2023 15:48:35 +0000 The Ohio Brothers (NACT Champion and M5 Participant [USA]),

Esports competitions like Mobile Legends: Bang Bang World Championships are incredibly competitive, and the dedication and skill of the players are impressive.

As you embark on this incredible journey to the M5 World Championship (December 2-17 2023 Manila, Philippines), we want to send…

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]]> 6 72f73d99f622c2da2f0925af47c843c4 Felix posted a new activity comment https://gcaforums.com/activity/p/5541/#acomment-5569 Fri, 17 Nov 2023 14:44:31 +0000 😁

In reply to - Angie posted an update

https://youtube.com/shorts/99f8ZuS6_ig?si=yjsUfJNys00P-bjx

]]> 5a771a4b06f154a853a69416bcdfd6a4 Felix posted an update: For our Reference: Property Tax Escrow Chart https://gcaforums.com/activity/p/5527/ Thu, 16 Nov 2023 19:13:55 +0000 For our Reference: Property Tax Escrow Chart

]]> 0 39ea27c0f8298328d63c31569d01272a Felix posted a new activity comment https://gcaforums.com/activity/p/5525/#acomment-5526 Thu, 16 Nov 2023 18:44:37 +0000 Welcome to the Forum, Svetlanasus!

In reply to - Svetlanasus became a registered member ]]> 365a1f06d997362db4cff70307bab111 Felix posted a new activity comment https://gcaforums.com/activity/p/5485/#acomment-5516 Thu, 16 Nov 2023 13:57:33 +0000 Thank you

In reply to - Gustan Cho posted an update

Felix Nicolas and his rooster celebrating his promotion of becoming Editor in Chief for http://www.lendingnetwork.org


]]> 3bcf62ec6ab3787da8ca5b9764e92049 Felix posted an update in the group Realtor Partners: NEXA Mortgage Realtors Unplugged.Topic: Fannie […] https://gcaforums.com/activity/p/5469/ Wed, 15 Nov 2023 17:17:15 +0000 NEXA Mortgage Realtors Unplugged.
Topic: Fannie Mae Introduces 5% Down Payment, Opportunity for Multi-Family Homes

<iframe src=”https://www.facebook.com/plugins/post.php?href=https%3A%2F%2Fwww.facebook.com%2FGustanChoLoans%2Fposts%2Fpfbid02TUe2G5tbJxWLyaMX861xqm4FD45DStq5RzSDe3yQFzaDT5rZkjwyVmmDbFmAZPEfl&show_text=true&width=500″&hellip;

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]]> 1 a52ce03ddfe961c990db5009bec8648c Felix replied to the discussion Trigger Leads in the forum Mortgage and Real Estate Forums https://gcaforums.com/topic/trigger-leads/#post-7950 Wed, 15 Nov 2023 15:01:32 +0000 Reply to Trigger Leads

You can advise them to opt-out of pre-screened credit offers by contacting the major credit bureaus directly or visiting the official website of the Consumer Credit Reporting Industry at http://www.optoutprescreen.com
This should reduce the number of trigger leads generated from your clients’ credit inquiries.

Costs of it vary and the conversion rate is very slim.

]]> fb923f0f101a8d213d3a736ebad99283 Felix posted a new activity comment https://gcaforums.com/activity/p/5315/#acomment-5416 Tue, 14 Nov 2023 21:10:30 +0000 Or this one, “mabuhay ka hanggang gusto mo!” Means “live as long as you want!” 🤣

In reply to - Gustan Cho to Felix, Marga and Anngelli Happy Birthday 🎂 🥳 🎉 🎈 🎁 🎊 Felix Nicolas III. @felix @marga @Anngelli ]]> 6216e216b6a820d3aa7f6a8c79bb8c54 Felix posted a new activity comment https://gcaforums.com/activity/p/5315/#acomment-5415 Tue, 14 Nov 2023 21:08:31 +0000 👍🏻

In reply to - Gustan Cho to Felix, Marga and Anngelli Happy Birthday 🎂 🥳 🎉 🎈 🎁 🎊 Felix Nicolas III. @felix @marga @Anngelli ]]> f0b19e950bfd8018396da5520818e65f Felix replied to the discussion FREE Credit Basics Bootcamp in the forum Credit Forum https://gcaforums.com/topic/free-credit-basics-bootcamp/#post-7941 Tue, 14 Nov 2023 16:51:05 +0000 Reply to FREE Credit Basics Bootcamp

Your credit score can have a significant impact on your mortgage application. Here’s how:

  1. Loan Approval: Lenders use your credit score to assess your creditworthiness. A higher credit score indicates that you have a history of responsible financial behavior, making you a more attractive borrower. A lower credit score may make it more challenging…

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]]> aaa6ffd46e5425a3aae692609e9a28b3 Felix posted a new activity comment https://gcaforums.com/activity/p/5366/#acomment-5403 Tue, 14 Nov 2023 15:52:47 +0000 I saw some posts and did some research. Got curious as it was on the same date as my birth day. 😊

In reply to - Felix to Ravi @Sap , @Ravi , @Ami_Thakkar
“Wishing you a Shubh Diwali filled with good fortune, health, wealth, and the joy of family.“😊
]]> 22c6d15de836f5fc20f026144c470247 Felix replied to the discussion Vacant Land in the forum Land Loans https://gcaforums.com/topic/vacant-land/#post-7940 Tue, 14 Nov 2023 15:46:36 +0000 Reply to Vacant Land

This product is extremely stringent to their guideline

There are NO exceptions or variances.
Due to this product being considered Non-QM O/O, it falls into State Restrictions, TRID and High Cost guidelines!
This particular product is a portfolio product that requires a board to review due to the nature of this product, which may cause delays in turn time

]]> 2c9c8fb4d0447c9ab62fa49fe30a7bed Felix started the discussion Vacant Land in the forum Land Loans https://gcaforums.com/topic/vacant-land/ Tue, 14 Nov 2023 15:43:25 +0000 Vacant Land

No Housing Structures / No Slabs etc.

Purchase only

Land Appraisal

60 days seasoned assets

Full Doc, Bank Statement or P&L … only one year income required

240 months term

660 min. score

65 LTV

Trans Union single repository credit report

Allows a non-occupying co-borrower

$100K min. loan amount

$154K min. purchase price

$825K max. loan amount

No…

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]]> 61b69da4a1ea99082ab1a2358b89be75 Felix posted an update in the group Realtor Partners: NEXA Mortgage Realtors UnpluggedWebinar Details: https://gcaforums.com/activity/p/5398/ Tue, 14 Nov 2023 14:17:34 +0000 NEXA Mortgage Realtors Unplugged
Webinar Details:

Topic: Fannie Mae Introduces 5% Down Payment, Opportunity for Multi-Family Homes
Date: Wednesday, November 15, 2023
Time: 10:00 AZ Time | 9:00 AM PST | 12:00 PM EST
Registration Link: nexamortgage.com/unplugged

]]> 0 8d9e09dedc90f97b3c42b3ae5d484739 Felix posted a new activity comment https://gcaforums.com/activity/p/5366/#acomment-5368 Mon, 13 Nov 2023 20:39:30 +0000 😊

In reply to - Felix to Ravi @Sap , @Ravi , @Ami_Thakkar
“Wishing you a Shubh Diwali filled with good fortune, health, wealth, and the joy of family.“😊
]]> 8ad659e337921ea0e590b037c10c00de Felix: @Sap , @Ravi , @Ami_Thakkar "Wishing you a Shubh […] https://gcaforums.com/activity/p/5366/ Mon, 13 Nov 2023 19:34:16 +0000 @Sap , @Ravi , @Ami_Thakkar
“Wishing you a Shubh Diwali filled with good fortune, health, wealth, and the joy of family.“😊

]]> 10 e07a2386426b81d0034b9616a73532f9 Felix posted a new activity comment https://gcaforums.com/activity/p/5363/#acomment-5364 Mon, 13 Nov 2023 19:11:43 +0000 Thank you, Gus.

In reply to - Gustan Cho posted an update

You can only use 10 of the 20 acres on FHA loans and you can use all of the 29 acres on VA loans. Maximum on non-qm loans are 30 acres.

]]> 2ac47100b713efbb88f780b8338201f2 Felix posted an update: What lender can do a Cash-out Refinance for a […] https://gcaforums.com/activity/p/5361/ Mon, 13 Nov 2023 17:52:52 +0000 What lender can do a Cash-out Refinance for a 29-acre property in KY?
Thank you

]]> 0 ed75ade03204f046bf058c12b7f9413e Felix posted a new activity comment https://gcaforums.com/activity/p/5315/#acomment-5342 Mon, 13 Nov 2023 15:23:00 +0000 Thank you

In reply to - Gustan Cho to Felix, Marga and Anngelli Happy Birthday 🎂 🥳 🎉 🎈 🎁 🎊 Felix Nicolas III. @felix @marga @Anngelli ]]> 958f5cc8e3af9cdc6e559ffb71270edc Felix posted a new activity comment https://gcaforums.com/activity/p/5188/#acomment-5191 Thu, 09 Nov 2023 21:44:47 +0000 In reply to - Alex Carlucci posted an update

The 30 year bond auction went badly. What this means is no buyers were there for the auction. The bond yields went hire to match buyers. So mortgage rates going up today

]]> fbe630f1022cf08210aad91439619178 Felix posted an update: Join us this Thursday at 10 AM Central for an […] https://gcaforums.com/activity/p/5110/ Thu, 09 Nov 2023 14:06:57 +0000 Join us this Thursday at 10 AM Central for an exclusive Facebook Live session dedicated to our heroes this Veterans Day!

We’re diving deep into the world of VA Loans, offering valuable insights and expert advice for veterans and active-duty service members.

Don’t miss this opportunity to learn how VA Loans can help you achieve your…

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]]> 0 64d96547320b32a6f1ed765788bbd1d9 Felix posted a new activity comment https://gcaforums.com/activity/p/4997/#acomment-4998 Wed, 08 Nov 2023 21:26:35 +0000 🤣

In reply to - Anngelli posted an update 😂 ]]> 5121523e6a7444b3c296ae0a925eab42 Felix posted an update in the group Realtor Partners: Join Dan Fouts, Jenn Molina, and Christopher Reed […] https://gcaforums.com/activity/p/4995/ Wed, 08 Nov 2023 17:48:44 +0000 Join Dan Fouts, Jenn Molina, and Christopher Reed today while we go over Hard Money in Real Estate and when to use it.

<iframe src=”https://www.facebook.com/plugins/post.php?href=https%3A%2F%2Fwww.facebook.com%2FGustanChoLoans%2Fposts%2Fpfbid05YEFkucfkaaBVPhHNo8ThGnTNdQ3gscpNRwDKjrsJwNS2c8ujMg76F9Zf11RXdQZl&show_text=true&width=500″&hellip;

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]]> 1 880419c964a875c6cb4f4f39df31ce09 Felix replied to the discussion Reaction on Current Market in the forum Mortgage and Real Estate Forums https://gcaforums.com/topic/reaction-on-current-market/#post-7715 Wed, 08 Nov 2023 17:25:25 +0000 Reply to Reaction on Current Market

A different side of Mr. Carlucci🤣

]]> 28273884f8ffd68af48d62563fbd69c6 Felix posted an update: Join Dan Fouts, Jenn Molina, and Christopher Reed […] https://gcaforums.com/activity/p/4991/ Wed, 08 Nov 2023 17:23:26 +0000 Join Dan Fouts, Jenn Molina, and Christopher Reed today while we go over Hard Money in Real Estate and when to use it.
<iframe src=”https://www.facebook.com/plugins/post.php?href=https%3A%2F%2Fwww.facebook.com%2FGustanChoLoans%2Fposts%2Fpfbid05YEFkucfkaaBVPhHNo8ThGnTNdQ3gscpNRwDKjrsJwNS2c8ujMg76F9Zf11RXdQZl&show_text=true&width=500″&hellip;

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]]> 0 1c93e95be8e4c9bfedc943a12e75a4f1 Felix posted a new activity comment https://gcaforums.com/activity/p/4791/#acomment-4845 Mon, 06 Nov 2023 20:14:21 +0000 Here’s her email address: wlahn@gustancho.com

In reply to - Felix posted an update

Any Land Loan Lender/s you can suggest in TN? Thank you

]]> 20031c4b2813463a02fd407ae70bec10 Felix posted a new activity comment https://gcaforums.com/activity/p/4837/#acomment-4843 Mon, 06 Nov 2023 19:52:43 +0000 Here’s the Zoom link: https://us06web.zoom.us/j/2731005854?pwd=SUIwK1dyUVJKL2ZNZWJzdE9WRlo2UT09

In reply to - Amber posted an update

Hello! We wanted to take a moment to introduce ourselves. Our names are Jwon and Amber Woodard. We are the owners of The Credit Couple. You may have seen us on other social […]

]]> a0db9c7c5372e018d6bb6ff96bffba60 Felix posted a new activity comment https://gcaforums.com/activity/p/4837/#acomment-4838 Mon, 06 Nov 2023 18:19:40 +0000 Hi Amber and Jwon. Welcome to the forum. I am Felix, assistant of Gustan Cho.

In reply to - Amber posted an update

Hello! We wanted to take a moment to introduce ourselves. Our names are Jwon and Amber Woodard. We are the owners of The Credit Couple. You may have seen us on other social […]

]]> 9aaf26afa0f4d3fdbe3a66837e125905 Felix posted a new activity comment https://gcaforums.com/activity/p/4791/#acomment-4823 Mon, 06 Nov 2023 17:43:23 +0000 Thank you. Will call him now.

In reply to - Felix posted an update

Any Land Loan Lender/s you can suggest in TN? Thank you

]]> fcde0dedd9ea5fd6a0970fed4f4faf79 Felix posted an update: Any Land Loan Lender/s you can suggest in TN? Thank you https://gcaforums.com/activity/p/4791/ Mon, 06 Nov 2023 15:44:57 +0000 Any Land Loan Lender/s you can suggest in TN? Thank you

]]> 7 d8713c274269fb9e14abc2922eaea817 Felix posted a new activity comment https://gcaforums.com/activity/p/4634/#acomment-4646 Fri, 03 Nov 2023 19:13:31 +0000 BTW, we need to use the new appraised value and hope to do 70% LTV

In reply to - Felix posted an update

What Lender would you recommend for a DSCR LOAN in TX (6 months seasoning) 665 FICO | Cash-Out Refinance? Thanks

]]> 6096ea9bcc5826f3bfeb08e4f7c9d6f8 Felix posted a new activity comment https://gcaforums.com/activity/p/4634/#acomment-4643 Fri, 03 Nov 2023 19:11:55 +0000 calling you now

In reply to - Felix posted an update

What Lender would you recommend for a DSCR LOAN in TX (6 months seasoning) 665 FICO | Cash-Out Refinance? Thanks

]]> 6e22b8f2822368b1f272669da42bd078 Felix posted an update: What Lender would you recommend for a DSCR LOAN in TX […] https://gcaforums.com/activity/p/4634/ Fri, 03 Nov 2023 19:00:58 +0000 What Lender would you recommend for a DSCR LOAN in TX (6 months seasoning) 665 FICO | Cash-Out Refinance? Thanks

]]> 9 c3485f9e20729078a342a4c67025e26e Felix posted an update in the group Loan Officers: To all,How many hours are you are allotting per day for […] https://gcaforums.com/activity/p/4577/ Fri, 03 Nov 2023 16:56:20 +0000 To all,
How many hours are you are allotting per day for new business and how?
Thank you

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