Great Community Authority Forums | Ivory | Activity https://gcaforums.com/members/ivory/activity/ Activity feed for Ivory. Tue, 12 May 2026 18:48:00 +0000 https://buddypress.org/?v=2.21.1 en-US 30 hourly 2 b8a39fd2a5c40402f182f109dd1ab9cc Ivory joined the group Mortgage Professionals https://gcaforums.com/activity/p/7912/ Wed, 27 Dec 2023 18:12:58 +0000 0 162dde2e319b3d6302c84c63c4397d6c Ivory joined the group Realtor Partners https://gcaforums.com/activity/p/7911/ Wed, 27 Dec 2023 18:12:54 +0000 0 ce6b1dc388904a09452b78d4821e9cf4 Ivory joined the group Real Estate https://gcaforums.com/activity/p/7910/ Wed, 27 Dec 2023 18:12:52 +0000 0 60c03e353af9c160d65c54c044e8c179 Ivory joined the group Home Buyers https://gcaforums.com/activity/p/7909/ Wed, 27 Dec 2023 18:12:50 +0000 0 b3d21cdb39c967a8cfe618134821354a Ivory replied to the discussion Credit Repair Companies in the forum Credit Forum https://gcaforums.com/topic/credit-repair-companies/#post-8288 Mon, 11 Dec 2023 23:33:44 +0000 Reply to Credit Repair Companies

Hi Lisa, one of the issues many consumers have had is affording credit repair. For those who cannot afford credit repair, Credit Score Pro AI may be a great option. Feel free to check it out: http://www.creditscorepro.ai

creditscorepro.ai

Credit

Credit

]]> 123d61740ac5afce99b19221625ade28 Ivory updated their profile https://gcaforums.com/activity/p/6007/ Tue, 21 Nov 2023 16:58:22 +0000 0 e1e7de58c9f550b551b46604c0bbefcd Ivory replied to the discussion Credit Card Limit Decrease in the forum Law, Litigation, Legal Matters https://gcaforums.com/topic/credit-card-limit-decrease/#post-8203 Tue, 21 Nov 2023 16:47:45 +0000 Reply to Credit Card Limit Decrease

Creditors do have the abililty to reduce the credit limit based on several factors, income changes, (or lack of inputting your income when prompted. Many creditors do this annually), seeing a lower credit score, seeing higher outstanding balances on credit cards, and potentially other internal policies outlined in the terms of…

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]]> 4a853e1e634fa29146421f150747dcf2 Ivory posted a new activity comment https://gcaforums.com/activity/p/3078/#acomment-3099 Thu, 31 Aug 2023 15:54:23 +0000 Awesome! Glad you found it so helpful

In reply to - Ivory posted an update

Loan officers, I just hosted a webinar on the new credit score changes coming to mortgage lending. If you are not aware of the changes coming up, I encourage you to watch the webinar so […]

]]> 1ecfd4f4075d8aec4115e9cec9d36566 Ivory posted a new activity comment https://gcaforums.com/activity/p/3078/#acomment-3081 Tue, 29 Aug 2023 17:11:50 +0000 Absolutely!

In reply to - Ivory posted an update

Loan officers, I just hosted a webinar on the new credit score changes coming to mortgage lending. If you are not aware of the changes coming up, I encourage you to watch the webinar so […]

]]> e7be63824b041cc873cc778f74fe45a3 Ivory posted an update: Loan officers, I just hosted a webinar on the new […] https://gcaforums.com/activity/p/3078/ Tue, 29 Aug 2023 15:15:33 +0000 Loan officers, I just hosted a webinar on the new credit score changes coming to mortgage lending. If you are not aware of the changes coming up, I encourage you to watch the webinar so you can get ahead of the change. It’s on YouTube here: https://www.youtube.com/watch?v=1Er9t9TI_Tk

]]> 5 8db0b7c461624e27722695df0cf18e34 Ivory updated their profile https://gcaforums.com/activity/p/2033/ Tue, 25 Jul 2023 20:11:42 +0000 0 575e942efb9c038126fb5011fbff3637 Ivory posted a new activity comment https://gcaforums.com/activity/p/2013/#acomment-2032 Tue, 25 Jul 2023 20:04:18 +0000 http://www.incitestrategies.credit is my website
http://www.trycreditworthy.com is the educational course
You can find us on YouTube, Tiktok and Instagram with the handle incite_strategies

We often work with attorneys and I am always open to new relationships.

In reply to - Ivory posted an update ]]> 337ab5124dbd752ec54961bb1422d585 Ivory posted a new activity comment https://gcaforums.com/activity/p/2013/#acomment-2030 Tue, 25 Jul 2023 19:44:31 +0000 Yes, it is true that credit repair is not legal in the state of Georgia. It is the only state in the U.S. where it is illegal.

It is also illegal to report fraud when there is no fraud as part of the credit repair process. Unfortunately, many companies use this illegal method. This is what gives a bad name to this industry.

It’s essential… Read more

In reply to - Ivory posted an update ]]> 2a800079407560a1ea1db21cfd8fedae Ivory posted an update: https://gcaforums.com/activity/p/2013/ Tue, 25 Jul 2023 17:11:16 +0000 6 209a5c766611f2eb88e6e5efdf676b13 Ivory posted an update in the group Rebuilding Credit: Did you know you can add your rental payment history on […] https://gcaforums.com/activity/p/2009/ Tue, 25 Jul 2023 16:47:03 +0000 Did you know you can add your rental payment history on your credit report?

https://www.gettingcreditworthy.com/blog/why-rental-payment-history-matters-for-your-report

gettingcreditworthy.com

Why Rental Payment History Matters for Your Report — Getting Creditworthy

Adding your rent can help your credit score

]]> 2 391e90791767731a76afb61a3d538289 Ivory joined the group Loan Officers https://gcaforums.com/activity/p/1185/ Tue, 28 Feb 2023 19:41:24 +0000 0 50a03bb0c4954ec8290c5fc05c98f78c Ivory posted a new activity comment https://gcaforums.com/activity/p/1118/#acomment-1170 Mon, 27 Feb 2023 21:21:37 +0000 sounds good!

In reply to - Ivory replied to the discussion Student loans in default in the forum Credit Forum The new Fresh Start program offers instant approvals with a phone call to enter rehabilitation now. Just a heads up! ]]> 727b5c21cf98e801dba918f4ee1746de Ivory posted a new activity comment https://gcaforums.com/activity/p/987/#acomment-1128 Wed, 22 Feb 2023 01:43:43 +0000 Certainly, send me an email at ivory@incitestrategiesllc.com and we can get together to discuss things further.

In reply to - Gustan Cho to Ivory @ivory Late payments in the past 12 months: Ivory, is there anything you can do to help people with late payments in the past twelve months? Late payments in the past twelve months, […] ]]> 876e219c8ee305dbee46016499ba053e Ivory replied to the discussion Student loans in default in the forum Credit Forum https://newgcaforums.com/topic/student-loans-in-default/#post-3657 Mon, 20 Feb 2023 23:06:04 +0000 Reply to Student loans in default

The new Fresh Start program offers instant approvals with a phone call to enter rehabilitation now. Just a heads up!

]]> 85cb4c468be700bd670ba968af1850fc Ivory replied to the discussion How Long Does a Repossession Stay On Your Credit Report? in the forum Credit Forum https://newgcaforums.com/topic/how-long-does-a-repossession-stay-on-your-credit-report/#post-3656 Mon, 20 Feb 2023 23:05:09 +0000 Reply to How Long Does a Repossession Stay On Your Credit Report?

It will appear on the credit report for 7 years from the date of default, this would be the first delinquency that caused the account to go into default (leading to the repossession).

If there is a deficit balance and it is not paid, it can be sold to a third party collection agency who will then add an additional negative tradeline to… Read more

]]> 153e36c7065e7bdfe095bbd675ead786 Ivory updated their profile https://gcaforums.com/activity/p/1116/ Mon, 20 Feb 2023 22:59:26 +0000 0 694bc55920b4da3739f53c2cede3bbc4 Ivory replied to the discussion Who Reports Bankruptcies to the Credit Bureaus? in the forum Credit Forum https://newgcaforums.com/topic/who-reports-bankruptcies-to-the-credit-bureaus/#post-3655 Mon, 20 Feb 2023 22:55:12 +0000 Reply to Who Reports Bankruptcies to the Credit Bureaus?

Within the first 90 days of the bankruptcy the courts report this information to the bureaus. Most courts across the country do not have ongoing reporting after this timeframe.

If it is not reporting, if the credit report pulled was from a lender, they may not be pulling in public records. Most lenders do pull in public records, but I have… Read more

]]> ac072e973423296fd7fb02c8285b7501 Ivory replied to the discussion Should You Cancel Credit Cards Before Applying for a Mortgage? in the forum Credit Forum https://newgcaforums.com/topic/should-you-cancel-credit-cards-before-applying-for-a-mortgage/#post-3654 Mon, 20 Feb 2023 22:52:53 +0000 Reply to Should You Cancel Credit Cards Before Applying for a Mortgage?

No, this would be damaging to your credit score. This would impact the average age of open accounts on your credit report, typically lessening the average age which is damaging because the algorithm looks for longevity. In addition, it will adversely impact the overall credit utilization ratio on the report, decrease the number of open… Read more

]]> 56d137072d44a487bb04d1efae3dafcc Ivory posted a new activity comment https://gcaforums.com/activity/p/987/#acomment-1112 Mon, 20 Feb 2023 22:49:56 +0000 Sounds great!

We offer a credit education and rebuilding course at trycreditworthy.com or offer a simple credit re-establishment plan on our website at http://www.incitestrategies.credit

Credit restoration would be the combination of working on the derogatory accounts plus the credit re-establishment planning. We offer those consultations for… Read more

In reply to - Gustan Cho to Ivory @ivory Late payments in the past 12 months: Ivory, is there anything you can do to help people with late payments in the past twelve months? Late payments in the past twelve months, […] ]]> 196c8c4aad2398d4e302c361ff0bef74 Ivory joined the group Rebuilding Credit https://gcaforums.com/activity/p/1070/ Fri, 17 Feb 2023 17:34:41 +0000 0 be1e675e8a7099aad70f01d6370beb7c Ivory posted a new activity comment https://gcaforums.com/activity/p/987/#acomment-990 Thu, 16 Feb 2023 19:51:02 +0000
There are options available if the scenarios fit the following criteria:

For mortgage lates:
-New late payment on a mortgage during servicer transfer
-Late payments occurring on a mortgage that was in a modification trial payment period or during the time the mortgage was modified, pending the borrower made the agreed modified payments…

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In reply to - Gustan Cho to Ivory @ivory Late payments in the past 12 months: Ivory, is there anything you can do to help people with late payments in the past twelve months? Late payments in the past twelve months, […] ]]> 989ce5f0c9afa3ee0b1403f0953d3d25 Ivory posted a new activity comment https://gcaforums.com/activity/p/940/#acomment-950 Thu, 16 Feb 2023 16:44:12 +0000
Thank you! Looking forward to answering everyone’s credit questions!
    In reply to - Michelle McCue to Ivory @ivory Hello Team! I would like to introduce you to credit expert Ivory Becker. Welcome Ivory! ]]>         9c41eeacdf79d334d77184d60498af93 Ivory Becker changed their profile picture https://gcaforums.com/activity/p/923/ Thu, 16 Feb 2023 00:54:58 +0000 0 d4f9fba5439c47a2637fa523d7e4e3fb Ivory became a registered member https://gcaforums.com/activity/p/921/ Thu, 16 Feb 2023 00:53:23 +0000 0