Great Community Authority Forums | James Hayes | Activity

James Hayes posted an update: Thoughts to consider When You Are Purchasing Your […]

Thu, 25 Apr 2024 06:36:04 +0000

Thoughts to consider When You Are Purchasing Your Next Home.

Whether you’re purchasing your first, second, or your fifth home, you always want to acquire as much information on home purchasing, credit repair and credit maintenance, and any other financial information that you can in order to stay ahead of the home purchasing game. There are many…

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Best Mortgage Lenders in 2024

James Hayes posted a new activity comment

Sat, 16 Dec 2023 00:28:23 +0000

My wife and I have been very busy with life change because of our retirement. However, I am eager to get back into working again. My California Real Estate License will expire December 21, 2023 and my MLO December 31. California requires that I have a Real Estate license if I have an MLO endorsement. I may wait to renew my Real Estate…

In reply to - James Hayes joined the group Real Estate

James Hayes joined the group Real Estate

Sat, 18 Nov 2023 21:59:08 +0000

James Hayes and Felix are now connected

Fri, 27 Oct 2023 00:37:28 +0000

James Hayes: @Felix Hello Felix. This is James Hayes. I would like […]

Wed, 25 Oct 2023 02:34:30 +0000

@Felix

Hello Felix. This is James Hayes. I would like to know how I can begin a discussion or discussions on Gustan’s Forum Website. I have a lot of ideas on purchasing for buyers and investments for investors and owner occupying investors. I have been busy lately and have not put nearly as much focus on Gustan’s forum that I would like to. …

James Hayes replied to the discussion 6 Unit Apartment in the forum Commercial Loan Help Desk

Wed, 25 Oct 2023 02:25:29 +0000

Reply to 6 Unit Apartment

gustan, is it ever possible to get a no money down for an apartment building over four units, such as through an owner, investor?

James Hayes updated their profile

Wed, 25 Oct 2023 01:29:52 +0000

James Hayes joined the group Home Buyers

Wed, 25 Oct 2023 01:24:47 +0000

James Hayes replied to the discussion Martin Blank For Congress in the forum Michigan

Wed, 25 Oct 2023 01:11:55 +0000

Reply to Martin Blank For Congress

I give Dr. Blank my full endorsement because of all of the professional positions he has held that have helped people. Those are exactly the kinds of people that we need in our government and at all times. We need actual leaders in order to actually lead the generous hearted people of our country. I hope that he wins and that he is able…

James Hayes replied to the discussion Benefits of Being a Member? in the forum Underwriting Help Desk

Wed, 25 Oct 2023 00:54:36 +0000

Reply to Benefits of Being a Member?

It’s great to be back at the Gustan Cho Associates Forum website because there are so many people here who have vast amounts of knowledge with hearts that care with so much focus about their borrowers. I am extremely glad for the people that learn about your website Gustan. James Hayes.

James Hayes replied to the discussion Proof God is Real in the forum Religion and Spirituality

Wed, 20 Sep 2023 00:46:25 +0000

Reply to Proof God is Real

You always help me to keep alert to what is actually going on in life that has significant importance.

James Hayes replied to the discussion Proof God is Real in the forum Religion and Spirituality

Wed, 20 Sep 2023 00:45:20 +0000

Reply to Proof God is Real

Thanks for your thoughts Gustan.

James Hayes replied to the discussion Proof God is Real in the forum Religion and Spirituality

Wed, 20 Sep 2023 00:44:51 +0000

Reply to Proof God is Real

Everything needed for life to exist in our solar system is on such a fine line, from a single living cell, to the movement of our solar system and beyond. It is all precision driven and absolutely necessary in order to maintain life in its many forms as we know it. If the earth’s axis was changed only a little, and if we didn’t have our…

James Hayes posted an update: By the way, Thank you Felix and Gustan for helping me to […]

Tue, 19 Sep 2023 23:31:27 +0000

By the way, Thank you Felix and Gustan for helping me to get signed back up with your forum. Once again, my wife an I are preparing to move temporarily to Oregon with our daughter. I will keep you updated on our progress. Today we began to make a list of over 90% of the items in our home in order to sort out what we will keep and take with…

James Hayes posted an update: Would it be a financially feasible idea to purchase […]

Tue, 19 Sep 2023 23:24:35 +0000

Would it be a financially feasible idea to purchase an apartment building of say, 16 Apartments with a hard money loan, and have one of the apartments not leased, in order for the owner of the apartment building to occasionally occupy that empty apartment as a second residence? A property management company could manage the various…

James Hayes posted a new activity comment

Tue, 12 Sep 2023 01:47:24 +0000

It’s going to be awesome watching them grow to become adults.

In reply to - Gustan Cho posted an update

Besides my best friend in the world who passed away in September 30th 2013 MissyMu, my other best friend was my first dog Jeannie a German Shepherd. I am thinking of getting a […]

James Hayes posted a new activity comment

Tue, 12 Sep 2023 01:45:51 +0000

Yeah, however much richer in heart. 🙂

In reply to - Gustan Cho posted an update

Our 15 year old Yorkie Poodle mix had to be taken to animal emergency Saturday night and was released late afternoon yesterday. He’s stabilized now and pray this little guy has […]

James Hayes posted a new activity comment

Tue, 12 Sep 2023 01:44:56 +0000

We have been together for 32 years. The older I get the more I appreciate what life has to offer in the simple things.

In reply to - Cameron posted an update

Happy Monday Everyone! I hope everyone had a great weekend!

James Hayes replied to the discussion German Shepherd German Bloodlines With Long Coats in the forum Pet Lovers Place

Tue, 12 Sep 2023 01:42:09 +0000

Reply to German Shepherd German Bloodlines With Long Coats

The video about long haired German Shepherds was great. I know very little about dogs so far. I love seeing all of the effort that people put into their dogs.

James Hayes posted a new activity comment

Tue, 12 Sep 2023 00:03:38 +0000

Excellent Idea Gustan. It’s far better to be ahead of the game so that answers can be found in a reference manual format for quick research.

In reply to - Meghan posted an update

Udemy Ideas and Info

GCA has a lot of potential with the various backgrounds of the team I’ve met so far. Just searching for terms like “real estate”, “mortgage”, and “home buying”, gives […]

James Hayes posted a new activity comment

Mon, 11 Sep 2023 23:59:56 +0000

If the seller or even the Realtor offer to pay for a homeowner warranty policy on behalf of the borrower, that is a very inexpensive price to pay. That is because it can ultimately be the difference in a borrower finally electing to purchase your home because of the added incentive given to the borrower that may have uncertainties as a buyer. … Read more

In reply to - Gustan Cho posted an update

Homeowner warranty is a great perk for home sellers to offer homebuyers during a buyer’s market. Here is a guide on the benefits of homeowner warranty when buying […]

James Hayes posted a new activity comment

Mon, 11 Sep 2023 23:30:59 +0000

Thank you Gustan. It’s Great to get quick and accurate information.

In reply to - Gustan Cho to James Hayes Best Mortgage Calculator

https:/www.gustancho.com/best-mortgage-calculator/ @james-hayes

James Hayes posted a new activity comment

Mon, 11 Sep 2023 23:06:57 +0000

Thanks Julio. God Bless You as well.

In reply to - Julio Munoz posted an update

Happy Sunday and God Bless. Hope everyone had a great day. The older you get the faster time goes

James Hayes posted a new activity comment

Mon, 11 Sep 2023 23:06:05 +0000

I wonder how the weather is in Puerto Rico. My wife is from Trinidad and Tobago. Its 7 miles from Venezuela. It would be nice to visit there or even to have a second home there. Then we could travel to Port of Spain, Trinidad by air in a few hours only. Currently we live in Southern California.

In reply to - Julio Munoz posted an update

What are the best mortgage rates for 720 FICO 5% down payment conventional loan on a single-family home in Puerto Rico 🇵🇷.

James Hayes posted a new activity comment

Mon, 11 Sep 2023 22:44:58 +0000

That’s a great question Paulyn. That answer to that question may possibly depend on the state that you both live in. Some states may see both adults as owners if they are on the mortgage or deed. There also may be unique variations regarding when your name was put on the deed.

There may be free legal advice in your state, county, or city… Read more

In reply to - Paulyn posted an update

What are my rights? My husband bought the house we moved into together 23 years ago. He says he made all the mortgage payments so it is “HIS” house. Is that true? My name was placed on […]

James Hayes posted an update: I wonder what two comparable amortization charts would […]

Mon, 11 Sep 2023 22:36:36 +0000

I wonder what two comparable amortization charts would look like for a $500,000 loan at 6.5% for 30 years. One one loan chart, would have a first payment given on the day of the closing and the payment would not go into a holding account, but would be paid toward the principle on the actual closing day. The other loan would have normal…

James Hayes posted a new activity comment

Mon, 11 Sep 2023 22:31:00 +0000

I personally think that Shepherds are some of the most beautiful and regal dogs in the world.

In reply to - Gustan Cho posted an update

Besides my best friend in the world who passed away in September 30th 2013 MissyMu, my other best friend was my first dog Jeannie a German Shepherd. I am thinking of getting a […]

James Hayes posted a new activity comment

Mon, 11 Sep 2023 22:29:31 +0000

I wish the best for your Yorkie Poodle mix.

In reply to - Gustan Cho posted an update

Our 15 year old Yorkie Poodle mix had to be taken to animal emergency Saturday night and was released late afternoon yesterday. He’s stabilized now and pray this little guy has […]

James Hayes posted a new activity comment

Mon, 11 Sep 2023 22:28:34 +0000

I’m glad that you take such good care of your family pets. A mastiff is a very large and probably very playful pet.

In reply to - Gustan Cho posted an update

Our 15 year old Yorkie Poodle mix had to be taken to animal emergency Saturday night and was released late afternoon yesterday. He’s stabilized now and pray this little guy has […]

James Hayes posted a new activity comment

Mon, 11 Sep 2023 22:18:01 +0000

My wife and I went to the beach Sunday afternoon. My wife went for a walk and I did some reading. Then we both watched the sunset. We had some Very Precious moments.

In reply to - Cameron posted an update

Happy Monday Everyone! I hope everyone had a great weekend!

James Hayes replied to the discussion AXEN MORTGAGE CAREER OPPORTUNITIES in the forum Loan Officer Career Opportunities

Thu, 31 Aug 2023 07:57:10 +0000

Reply to AXEN MORTGAGE CAREER OPPORTUNITIES

Gustan, I loved hearing what you have learned from MIke Kortas and how he has given you so much support. I have been working as a Business Development Manager [ BDM ] for a little over 3 months at NEXA Mortgage with Karen Enslin and I have observed in my life fewer than 10 people, women included, who have been great leaders, great equippers,…

James Hayes replied to the discussion Apartment Building Loans in the forum Commercial Loan Help Desk

Thu, 31 Aug 2023 07:00:23 +0000

Reply to Apartment Building Loans

I loved Gustan’s comprehensive evaluation of Loans for Investing in Apartment buildings. I am currently beginning to work in the financial industry, however, I have followed it for over 40 years. Now that I have partially retired, I want to learn more specifically what I can about investing and then teach that to others who have the ability,…

James Hayes updated their profile

Sat, 05 Aug 2023 05:55:38 +0000

James Hayes changed their profile photo

Sat, 05 Aug 2023 05:49:49 +0000

James Hayes posted a new activity comment

Mon, 17 Jul 2023 06:40:06 +0000

For any one interested in beginning a career as a mortgage loan officer I encourage you to speak with Gustan Cho and let him know where you are in your process of considering a career as a mortgage loan officer. NEXA Mortgage has weekly information Zoom Webinars for Loan Officers as well as for Real Estate Realtors and Brokers that address… Read more

In reply to - James Hayes posted an update @gcho I would like to take this time to Personally Thank Gustan Cho for giving me this opportunity to submit my comments and Ideas to this blog on his wonderful and […]

James Hayes joined the group Loan Officers

Mon, 17 Jul 2023 05:48:53 +0000

James Hayes posted an update: @gcho I would like to take this time to Personally […]

Sat, 17 Jun 2023 07:45:41 +0000

@gcho I would like to take this time to Personally
Thank Gustan Cho for giving me this opportunity to submit my comments and Ideas to this blog on his wonderful and informative website. This just may turn out to be a transforming experience for many who may want to learn more about the mortgage lending industry through the eyes of a… Read more

James Hayes posted an update: Although I have been trying to contact Leads [ […]

Sat, 17 Jun 2023 07:37:57 +0000

Although I have been trying to contact Leads [ Potential Clients ] mostly so far at my job, I am now beginning to also focus part of my day trying to contact Realtors and Brokers in order to be able to work with them as Partners with NEXA Mortgage. The focus that I pursue with Realtors is to work with them using our NEXA CRM System in such a… Read more

James Hayes posted an update: At my new job with NEXA I am learning how to operate […]

Sat, 17 Jun 2023 06:30:23 +0000

At my new job with NEXA I am learning how to operate a software CRM System. CRM stands for Customer Reltionship Management System. At this time on the NEXA CRM System I work with Leads [ Potential Clients ], Loan Officers, My Management, and Realtors. When I am in the office I call Leads that are given to me form NEXA, as well as people that… Read more

James Hayes posted an update: Since I began working with NEXA Mortgage, Gustan Cho […]

Sat, 17 Jun 2023 06:13:18 +0000

Since I began working with NEXA Mortgage, Gustan Cho has been trying to educate me about all that the lending and loan originating industry has to offer. I would absolutely recommend calling Gustan if you have any questions regarding the possibility for you to purchase a home. You can find his phone number on his website, gustancho.com. On… Read more

James Hayes posted an update: I am a new Business Development Manager [ BDM ] with […]

Sat, 17 Jun 2023 06:05:50 +0000

I am a new Business Development Manager [ BDM ] with NEXA Mortgage. This is my second job with a mortgage company. I have been with them for a little more than two months now. My first job in the mortgage industry was two years ago when interest rates were 2.5%. I worked as a loan officer assistant at that time. The company lasted two… Read more

James Hayes became a registered member

Fri, 16 Jun 2023 22:35:27 +0000