AXEN is a DBA of NEXA and a non-delegated lender.NEXA Mortgage is a pure broker… Gustan Cho Associates NMLS 2315275 is a dba of NEXA Mortgage and AXEN MORTGAGE and the biggest branch of both NEXA MORTGAGE and AXEN MORTGAGE. You can contact Gustan Cho NMLS at 873293 at 262-627-1965 or text Gustan Cho for a Faster Response. Gustan Cho’s… Read more

No, it’s not too good to be true… you get rev share on LOs and branches that you recruit on the first 3M/mo of their production for a long as you’re with NEXA, pays up to 3 levels deep…We have a Why NEXA Zoom every Thursday that’s goes over everything, I’ll send you a link…

What questions do you have about it?

Do we have a source for floor plans for auto dealers?

You’d be surprised… We lived at 8800ft in Colorado and the horses stayed outside, they grow really thick coats… They had a place to block the wind and they were fine… Here in Texas, we kept the show horses under lights and blankets to keep the hair off in the winter…clean the stall twice a day… It’s a lot of work…

Yeah, you’re right… The layout on my mobile reminded me of a placeholder website by when I clicked on pets, I see them now…

I have owned a lot of horses but this one was special… Here I am with Hez Party Impressive way back in the day… He won Weanling Stallions and was Reserve Champion Stallion that day… If you show AQHA in TX, you know that’s not easy…

If both names are on the title, they still both need to sign it…

That’s so cool! I’ve only spoken with him a handful of times but in the 4 years I’ve been there its only gotten better.

Amen… Sounds like you had a great time!

All of our pets are adopted… You may want to check that link because it doesn’t look like a real website…

There goes Gus with his unsolicited deck pics again… 🤣

Exactly… Sometimes you need to change that reel!!

Grasshoppers came to our garden this year and what they didn’t kill, the heat did… My wife also planted a bunch of giant sunflower seeds, 75 sprouted, she has one left… Most years they grow 18ft tall… At least it doesn’t snow here 😂

Down here in Texas… Any place that says taqueria is pretty much gonna be good…

Have they become saturated in your area?

Cute puppies…

Lmao… She has started looking both ways for the outdoor cat now…

I’m no hero but I’ve walked next to a few

You could add an animal shelter and a bedroom and get it financed as a barndominium 😂

Be careful with those steel building companies… Read a lot of local reviews…

Who do you target at builders?

Any business that uses equipment…home builders, construction companies, the list is endless…

I just talked to a friend of mine that builds senior living centers and multi family apartments… He said apartments are the place to be right now…

Time to diversify and pivot…

It’s not really a good idea to attend the AXEN call before the NEXA call because they only go over the differences and don’t talk much about NEXA, so somebody they hasn’t been to the NEXA call will have a ton of unanswered questions.

Lol, we used to have a Boston Terrier that would get in and swim, he went blind as he got older and he would fall in and Jett (the great game) would pull him out…

Well, there is a first time for everything… And today, our Great Dane backed into the pool to escape our outdoor cat… Had to guide her out, think we were both equally scared… Lol

I could only get the ones she uploaded to play on my phone…

What’s this new decking material that you are talking about?

If you are tired of saying no to your clients because of a lack of programs, getting ghosted by clients because of high retail rates, or getting paid less than 275bps, then we should talk.

NEXA/AXEN Mortgage has opportunities for self-sourcing LOs and branches…

Become the low-rate leader in your market with higher comp, 220+ lenders, and…

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What’s an ADU, is that like an additional building on the property?

They also have some other sba loans for higher amounts that take longer than a day but that 1 day sba loan is amazing…

Yeah, I’ve spent the last few days learning more about the commercial programs being offered… There are a lot of additional ways that loan officers can use to increase their income in a high rate environment with low inventory.

Is that with or without a warranty?

I was talking with her yesterday and the commercial programs are amazing!

It depends on the size of the RV but it’s possible to add sliders…i did a Google search and there are a few companies that make sliders to retrofit into existing RVs…

One thing we can do that a dealer can’t do is refinance your vehicle after purchase…

We did this as well… The dealer matched them and we went with them because the credit union wasn’t open on Saturday and we would have to wait until Monday to fund it…

The reason the rate was better with a warranty was because the finance manager gets a bonus for warranty penetration (the percentage of buyers that buy a warranty)… So he’s willing to give up profit on the rate to get the warranty.

You would be surprised at the amount of people that pay a higher rate on their auto financing because they use the dealership. When I was a finance manager, I used to hate it when people used to bring in outside financing because we made a lot less profit on the vehicle by marking up the rate from the bank.

We now have credit union auto…

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I checked out LOS and we have 12 lenders that say they do Hobby Farms.

Ok, guidelines for gift of equity on VA loans allow a qualified veteran to use equity in a family member’s home as a gift towards their down payment.

The family member must be a close relative, and the gift of equity can cover the difference between the home’s appraised value and the purchase price.

For purchasing a home from a family member…

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no, I think they pay $999 per file and your upline gets $500 of that… or something similar to that…

Hey @gustan-cho , here is the photo of that cargo van you were asking about…

don’t forget to tell him that you have small business financing options!