GCA Mortgage Forums | Kelvin Tavarez | Activity https://gcaforums.com/members/kelvintavarez/activity/ Activity feed for Kelvin Tavarez. Fri, 16 Oct 2026 01:31:38 +0000 https://buddypress.org/?v=3.6.1 en-US 30 hourly 2 56fcaef2d465739ee601234885d6b50d Kelvin Tavarez replied to the discussion GCA Mortgage Forums Daily News for Thursday September 9, 2026 in the forum Daily News and Economic Updates https://gcaforums.com/topic/gca-mortgage-forums-daily-news-for-thursday-september-9-2026/#post-39355 Thu, 17 Sep 2026 07:49:18 +0000 Reply to GCA Mortgage Forums Daily News for Thursday September 9, 2026

The combination of higher mortgage rates and increased housing inventory is interesting because it gives buyers more room to negotiate, even though financing remains expensive. Homeowners also need to consider costs beyond the mortgage payment, including insurance, property taxes, maintenance, and unexpected repairs.

For buyers considering an…

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]]> d47fdffc6c9d49c7f46d602e8434a7f1 Kelvin Tavarez replied to the discussion Buying House With Deck Needs Repair in the forum Homeowners, Repairs, and Renovations https://gcaforums.com/topic/buying-house-with-deck-needs-repair/#post-39315 Wed, 16 Sep 2026 11:20:33 +0000 Reply to Buying House With Deck Needs Repair

A conventional loan can still be possible with an “as-is” property, but the condition of the deck could become an issue if the appraiser considers it a safety or structural concern. The lender and underwriter will generally look at the appraisal and any required repairs or conditions before approving the loan.

I’d ask the lender to review the…

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