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	<title>Great Community Authority Forums | Paulyn | Activity</title>
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				<title>Paulyn posted an update: Hello, I am currently in the underwriting process. [&#133;]</title>
				<link>https://gcaforums.com/activity/p/3613/</link>
				<pubDate>Tue, 26 Sep 2023 13:41:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello, I am currently in the underwriting process. My chapter 13 was dismissed in December of 2018. Should the underwriter still be requesting a letter from the trustee to approve a mortgage, if the guideline is 2 yrs. Will my loan be denied if I don&#8217;t provide the letter?</p>
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				<title>Paulyn posted an update: Can you use down payment programs with no doc loans?</title>
				<link>https://gcaforums.com/activity/p/3585/</link>
				<pubDate>Mon, 25 Sep 2023 18:47:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Can you use down payment programs with no doc loans?</p>
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									<slash:comments>2</slash:comments>
				
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				<title>Paulyn posted an update: Is it better to buy a house with cash or through a [&#133;]</title>
				<link>https://gcaforums.com/activity/p/3449/</link>
				<pubDate>Fri, 15 Sep 2023 14:16:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Is it better to buy a house with cash or through a mortgage? What are the benefits of each?</p>
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									<slash:comments>2</slash:comments>
				
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				<title>Paulyn posted an update: Asking for a friend:"My brother passed away and I [&#133;]</title>
				<link>https://gcaforums.com/activity/p/3408/</link>
				<pubDate>Wed, 13 Sep 2023 20:47:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Asking for a friend:</p>
<p>&#8220;My brother passed away and I was living with him. I&#8217;m paying the mortgage now. How could I put the house in my name? I’ve been paying for a mortgage for three and a half years.&#8221;</p>
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									<slash:comments>2</slash:comments>
				
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				<title>Paulyn posted an update: Asking for a friend:"What can I do if my wife cosigned on [&#133;]</title>
				<link>https://gcaforums.com/activity/p/3384/</link>
				<pubDate>Tue, 12 Sep 2023 18:28:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Asking for a friend:<br />&#8220;What can I do if my wife cosigned on a mortgage for someone else without my knowledge 10 years ago and now the mortgage is in question?&#8221;</p>
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									<slash:comments>2</slash:comments>
				
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				<title>Paulyn posted an update: What are my rights? My husband bought the house we [&#133;]</title>
				<link>https://gcaforums.com/activity/p/3333/</link>
				<pubDate>Mon, 11 Sep 2023 20:09:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>What are my rights? My husband bought the house we moved into together 23 years ago. He says he made all the mortgage payments so it is &#8220;HIS&#8221; house. Is that true? My name was placed on the deed 16 years ago when we got married.</p>
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									<slash:comments>2</slash:comments>
				
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				<title>Paulyn posted an update: I have a friend that is getting a divorce but is looking [&#133;]</title>
				<link>https://gcaforums.com/activity/p/2509/</link>
				<pubDate>Thu, 10 Aug 2023 18:54:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have a friend that is getting a divorce but is looking to purchase a property for herself ( State of FL) &#8211; Would the husband has to be on title? I think he has to be in a certain document but wasn’t sure which one. How would this affect altogether her home purchase if she is still legally married?</p>
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									<slash:comments>2</slash:comments>
				
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				<title>Paulyn posted an update:  I have a current mortgage with a balance of 50k it’s [&#133;]</title>
				<link>https://gcaforums.com/activity/p/2453/</link>
				<pubDate>Wed, 09 Aug 2023 17:49:05 +0000</pubDate>

									<content:encoded><![CDATA[<p> I have a current mortgage with a balance of 50k it’s worth roughly 280k and a fixed rate at 3.5%.  Knowing this information do you think it’s wise to sale the property and cash in on the equity to buy a bigger home for more.  Or pay it off and lease it out afterwards? Any advice is appreciated just trying to think of different scenarios&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-2453"><a href="https://gcaforums.com/activity/p/2453/" rel="nofollow"> Read more</a></span></p>
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									<slash:comments>1</slash:comments>
				
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				<title>Paulyn updated their profile</title>
				<link>https://gcaforums.com/activity/p/2153/</link>
				<pubDate>Fri, 28 Jul 2023 12:55:09 +0000</pubDate>

				
									<slash:comments>0</slash:comments>
				
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				<title>Paulyn posted an update: If the Ch13 was paid in full on time for over 4 years [&#133;]</title>
				<link>https://gcaforums.com/activity/p/2110/</link>
				<pubDate>Thu, 27 Jul 2023 15:23:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>If the Ch13 was paid in full on time for over 4 years and  now satisfactorily discharged, can they immediately qualify for approve eligible after the discharge date if the overall file meets approve eligible requirements&#8230;.. or is it still an automatic downgrade to a refer for 24 months after the discharge date? Thanks!</p>
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									<slash:comments>3</slash:comments>
				
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				<title>Paulyn posted an update: I am using a savings account that is holding all [&#133;]</title>
				<link>https://gcaforums.com/activity/p/1937/</link>
				<pubDate>Mon, 24 Jul 2023 10:03:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am using a savings account that is holding all funds related to my down payment and closing costs. There are consist large deposits between my checking account (paychecks) to the savings account. Will I be required to offer the checking statements when writing the letter of explanation? I do not want my checking account involved since I’m&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-1937"><a href="https://gcaforums.com/activity/p/1937/" rel="nofollow"> Read more</a></span></p>
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									<slash:comments>1</slash:comments>
				
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				<title>Paulyn started the discussion VA Loan with property issues in the forum Case Scenarios</title>
				<link>https://newgcaforums.com/topic/va-loan-with-property-issues/</link>
				<pubDate>Wed, 28 Jun 2023 17:48:00 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/va-loan-with-property-issues/">VA Loan with property issues</a></p> <div class="bb-content-inr-wrap"><p>What happens if you are in the VA loan process and the property has issues and you can&#8217;t close? Can you just find another with the same price or less? Or does that mean you would have to file for court approval again?</p>
</div>]]></content:encoded>
				
				
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				<title>Paulyn and Eric Jeanette are now connected</title>
				<link>https://gcaforums.com/activity/p/980/</link>
				<pubDate>Thu, 16 Feb 2023 18:46:05 +0000</pubDate>

				
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				<title>Paulyn joined the group Mortgage Professionals</title>
				<link>https://gcaforums.com/activity/p/913/</link>
				<pubDate>Wed, 15 Feb 2023 21:51:48 +0000</pubDate>

				
									<slash:comments>0</slash:comments>
				
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				<title>Paulyn updated their profile</title>
				<link>https://gcaforums.com/activity/p/844/</link>
				<pubDate>Wed, 15 Feb 2023 07:06:00 +0000</pubDate>

				
									<slash:comments>0</slash:comments>
				
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				<title>Paulyn and Beth Manacop are now connected</title>
				<link>https://gcaforums.com/activity/p/714/</link>
				<pubDate>Tue, 14 Feb 2023 19:04:06 +0000</pubDate>

				
									<slash:comments>0</slash:comments>
				
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				<title>Paulyn posted a new activity comment</title>
				<link>https://gcaforums.com/activity/p/601/#acomment-608</link>
				<pubDate>Mon, 13 Feb 2023 23:10:44 +0000</pubDate>

									<content:encoded><![CDATA[<div class="rtmedia-activity-container">
<div class="rtmedia-activity-text">
					<span>I&#8217;ve been here all this time! I assisted Eric for some of his stuff. I hope you also liked the birthday card I made you on behalf of the VA team. 🙂</span>
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<ul></ul>
</div>
				<strong>In reply to</strong> -
					<a href="https://gcaforums.com/members/paulyn/" data-bb-hp-profile="82" rel="nofollow">Paulyn</a> and <a href="https://gcaforums.com/members/gcho/" data-bb-hp-profile="59" rel="nofollow">Gustan Cho</a> are now connected					]]></content:encoded>
				
				
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				<title>Paulyn and Marga are now connected</title>
				<link>https://gcaforums.com/activity/p/602/</link>
				<pubDate>Mon, 13 Feb 2023 22:50:33 +0000</pubDate>

				
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				<title>Paulyn and Gustan Cho are now connected</title>
				<link>https://gcaforums.com/activity/p/601/</link>
				<pubDate>Mon, 13 Feb 2023 22:49:50 +0000</pubDate>

				
									<slash:comments>3</slash:comments>
				
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				<title>Paulyn and April are now connected</title>
				<link>https://gcaforums.com/activity/p/597/</link>
				<pubDate>Mon, 13 Feb 2023 22:46:36 +0000</pubDate>

				
									<slash:comments>0</slash:comments>
				
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				<title>Paulyn Balagot changed their profile picture</title>
				<link>https://gcaforums.com/activity/p/592/</link>
				<pubDate>Mon, 13 Feb 2023 22:43:37 +0000</pubDate>

				
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