Great Community Authority Forums | Thomas Pisto | Activity https://gcaforums.com/members/pisto/activity/ Activity feed for Thomas Pisto. Wed, 13 May 2026 10:51:45 +0000 https://buddypress.org/?v=2.21.1 en-US 30 hourly 2 ca95227d784e5951919a9a0ad58771aa Thomas Pisto started the discussion Jumbo loans in the forum Residential Mortgage Loans https://gcaforums.com/topic/jumbo-loans/ Mon, 08 Sep 2025 15:42:04 +0000 Jumbo loans

Jumbo loans, as highlighted in the attached flyer from APB Wholesale, cater to borrowers seeking higher loan amounts—offering up to $3,500,000 with loan-to-value (LTV) ratios as high as 80%. The program emphasizes easier approvals, requiring only three credit scores and waiving traditional tradeline requirements, and even accepts non-warrantable…

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]]> 14b64bd84ceb2b4c0aa678d15737956b Thomas Pisto posted a new activity comment https://gcaforums.com/activity/p/24703/#acomment-24705 Wed, 02 Jul 2025 18:20:32 +0000 Thanks same. The rate are about .25 point to .5 off from conventional. We do have both helocs and second mortgages. They max out at about 85% ltv. I can’t do construction yet but I can refer you.

In reply to - Thomas Pisto posted an update

Mortgage rates continue to hover around 6.88% despite economic uncertainty and global conflicts that would typically drive rates lower.

Here’s what’s happening in the housing […]

]]> 64ed537487cdc51f6eb201f9d49c5279 Thomas Pisto posted an update: Mortgage rates continue to hover around 6.88% […] https://gcaforums.com/activity/p/24703/ Wed, 02 Jul 2025 17:33:23 +0000 Mortgage rates continue to hover around 6.88% despite economic uncertainty and global conflicts that would typically drive rates lower.

Here’s what’s happening in the housing market right now:
🔹 Homebuyer demand remains flat, with applications down 0.4% last week.
🔹 Rates have stayed in a narrow 25 basis point range since April, offering…

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]]> 4 43bd8ae6834be438bc2d8502116a6166 Thomas Pisto posted an update: https://gcaforums.com/activity/p/24561/ Fri, 20 Jun 2025 21:44:09 +0000 0 df34c199807656bd540d4338d9635658 Thomas Pisto started the discussion ITIN in the forum Home Purchase https://gcaforums.com/topic/itin/ Sun, 04 May 2025 17:56:00 +0000 ITIN

This flyer below is what our ITIN loans. It compares are different investor criteria. Here are some quick highlights.

  • Loan-to-Value (LTV) Options: Multiple tiers available, such as 80% LTV (ALT/80LTV-FULL/85LTV), 75%, and 70%, depending on program type and borrower profile.
  • Credit Score Requirements: Minimum FICO scores start at 640 for the…

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]]> 0cd82ff6d6ce7deb059bbe49cc49a654 Thomas Pisto posted a new activity comment https://gcaforums.com/activity/p/23904/#acomment-23920 Fri, 02 May 2025 20:32:50 +0000 I wanted to share some updates on our current offerings and capabilities:

We don’t have just one standout product-we have several highly competitive options in today’s market.
Our DSCR rates are among the best available.
We make processing non-warrantable condos and condo-tels very straightforward and efficient.
Our investment second… Read more

In reply to - Thomas Pisto posted an update

Hello GCA Forum Members,

My name is Tom Pisto, and I’m excited to introduce myself as your dedicated Account Executive at American Pride Bank. With a strong background in wholesale […]

]]> 6b7c1a368e5e3f7f3ae35eb3bbe6bf31 Thomas Pisto posted an update: Hello GCA Forum Members,My name is Tom Pisto, and I’m […] https://gcaforums.com/activity/p/23904/ Thu, 01 May 2025 22:04:10 +0000 Hello GCA Forum Members,

My name is Tom Pisto, and I’m excited to introduce myself as your dedicated Account Executive at American Pride Bank. With a strong background in wholesale lending and a commitment to delivering exceptional service, I look forward to partnering with you to help your clients achieve their real estate goals.

You can run…

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]]> 2 d7b9583f81625cb6a7c625efc3d81bb1 Thomas Pisto became a registered member https://gcaforums.com/activity/p/23902/ Thu, 01 May 2025 15:15:59 +0000 0