Great Community Authority Forums | Tom | Activity https://gcaforums.com/members/tom/activity/ Activity feed for Tom. Tue, 12 May 2026 17:34:08 +0000 https://buddypress.org/?v=2.21.1 en-US 30 hourly 2 10aa2662a47281c127e87d51f7e6ba36 Tom posted a new activity comment https://gcaforums.com/activity/p/5857/#acomment-5991 Tue, 21 Nov 2023 15:34:26 +0000 yes we can go to a max 90% CLTV depending fico and program

In reply to - Tim posted an update

Looking to give a borrower a couple scenarios
-$1-$1.5 purchase of a 4-unit.
-He’s not sure if he will occupy it so he’s looking for both scenarios.
-He has 2 rental properties currently. […]

]]> 9790afc46d9f0b8e9658856780563337 Tom posted a new activity comment https://gcaforums.com/activity/p/5857/#acomment-5975 Tue, 21 Nov 2023 14:47:01 +0000 If they are looking for investor DSCR option can go to 80% LTV, LMK

In reply to - Tim posted an update

Looking to give a borrower a couple scenarios
-$1-$1.5 purchase of a 4-unit.
-He’s not sure if he will occupy it so he’s looking for both scenarios.
-He has 2 rental properties currently. […]

]]> 975302ef493a932feec3d0d3d0b82a32 Tom posted an update: https://gcaforums.com/activity/p/3589/ Mon, 25 Sep 2023 20:59:34 +0000 1 8b029a67f34bb6d82a9069eca479c399 Tom posted a new activity comment https://gcaforums.com/activity/p/3515/#acomment-3528 Thu, 21 Sep 2023 20:23:07 +0000 Hi, Gustan, thanks for your question. Besides what I have attached as a bullet point of offerings, the biggest thing that separates us is that we sell up to 12 different investors products which each investor has their own nuances and difference to their guides allowing us to be a one stop shop in closing Non-QM loans. We have the ability to… Read more

In reply to - Tom and Dale Elenteny are now connected ]]> 4093763ff2eaeefa55a214fabf8e49e5 Tom posted a new activity comment https://gcaforums.com/activity/p/3511/#acomment-3519 Wed, 20 Sep 2023 15:22:37 +0000 Thanks for the question, Dale. Yes, we can do this, really the only thing to know is if this is an HPML loan then we would need two appraisals because there would be more than a 20% increase in price within 90days, make sense?

In reply to - Dale Elenteny posted an update

I have a question for Tom Tefft in regards to a bank statement purchase. Borrower purchased a piece of land for 235k three years ago and paid cash. His intent is to build a new […]

]]> d795ddc4ba3cd7d61881d15e658acd28 Tom and Dale Elenteny are now connected https://gcaforums.com/activity/p/3515/ Wed, 20 Sep 2023 13:35:33 +0000 4 7e34183425eb9c2e058cb3b23a0fcc8f Tom started the discussion ADU and DSCR in the forum Commercial Loan Help Desk https://gcaforums.com/topic/adu-and-dscr/ Fri, 04 Aug 2023 13:39:28 +0000 ADU and DSCR

Did you know, we can count rental income from an ADU on a DSCR Loan and allow for multiple ADU’s.

]]> 28a5b9fa9f596f1bdadc9a3b279bfbcd Tom changed their profile photo https://gcaforums.com/activity/p/2323/ Thu, 03 Aug 2023 13:34:09 +0000 1 c5ac758e7759967c3bd4767480b54e74 Tom became a registered member https://gcaforums.com/activity/p/2321/ Thu, 03 Aug 2023 13:32:02 +0000 0