Bottom line

They may be able to dismiss the Chapter 13 and file Chapter 7, but that is not a decision to make before a Pennsylvania bankruptcy attorney reviews the deed, creditor list, mortgage arrears, and Chapter 13 docket.

A better question for counsel is often:

“Should we modify the current Chapter 13, convert the existing case to Chapter 7, or…

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Have a case scenario. Husband and wife filed Chapter 13 Bankruptcy January 2025. Own a primary owner-occupant house valued at $300,000 in Pennsylvania with a mortgage of $170,000, therefore has plenty of equity. The Chapter 13 is currently two months behind and the Trustee is threatening of dismissing the Chapter 13 Bankruptcy for…

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Over 40 people were reportedly shot in Chicago, and Mayor Brandon Johnson blamed Trump. Then one reporter turned the question back on him.

Chicago Mayor Brandon Johnson was confronted after a violent weekend in the city, and the exchange quickly turned into one of the sharpest moments of the press conference.

Johnson blamed President Trump,…

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Chicago Democrats TURN ON Mayor after he blames deadly weekend on slavery. This comes as residents are now signing petitions to get the CPD and the Mayor to lock up repeat offenders. However, the mayor is more concerned with blaming slavery for why black kids in Chicago continue to be killed.

https://youtu.be/EsFc7gqPlEA?si=q4pWv-iSQXODh9yU

Senator Rand Paul vows to bring Anthony Fauci to justice for his deadly COVID funding and coverup. Paul also tells Miranda why Democrats brought in illegal migrants seeking welfare, not a job. And he suggests Barack Obama could face justice for leading the Russiagate hoax.

https://youtu.be/Y4jyapvPVmY?si=9LpdJ6xvfVBTWpcr

The report sounds urgent but does not predict a stock market crash or a nationwide housing collapse. Today’s data show growing affordability issues, ongoing inflation, and a shaky housing market. Still, these problems do not guarantee a downturn.

June 25, 2026, mortgage and housing market update. Includes 6.49% rates and analysis of May’s…

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TRID Mortgage Loan Officer Compliance Training – Advanced

Advanced TRID training helps mortgage loan officers avoid delayed closings, unexpected fee increases after closing, and costly compliance errors. Basic training covers when to send the Loan Estimate and Closing Disclosure, but advanced sessions dive into the specific timing rules, required…

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FHA provides Standard 203(k) loans for existing manufactured homes. These homes are eligible for financing. While a permanent concrete foundation is often preferred, it is not always necessary. Whether you are buying or refinancing, HUD 203(k) rules still apply.

To qualify, the property must meet current FHA requirements for manufactured… Read more

You are NOT answering the question and going off on a tangent. Again, my question is very specific. I am getting conflicting answers by different mortgage brokers and mortgage lenders. Again, QUESTION: CAN YOU USE an FHA 203k LOAN ON A MANUFACTURED HOME that is sitting on a permanent concrete foundation and needs total renovation. Thank you.

The Federal Housing Administration (FHA) offers loans for eligible manufactured homes situated on owned land. Most manufactured homes do not qualify for the FHA 203(k) loan; therefore, a standard FHA purchase loan is typically more appropriate. Additional financing options for home improvements may be explored after closing on the…

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Kim

Finally getting together and ready to kick ass. Welcome on-board and let go to the top.

GCA Mortgage Forums News For Wednesday, April 1, 2026

GCA Mortgage Forums News, scheduled for publication on Wednesday, provides the latest verified breaking news for the United States. Coverage includes interest rates, Federal Reserve updates, inflation, employment, crime and scams, mortgage and housing markets, politics, the economy, and…

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Bitcoin is a digital currency that runs independently, free from any central bank or single authority. Launched in 2009 by the mysterious Satoshi Nakamoto, it relies on a network of computers to verify transactions through cryptography, all recorded on a transparent public ledger called the blockchain.

Bitcoin’s Creation and Launch

Bitcoin made…

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I want to start investing. Never invested before. Not even stocks, bonds, or commodities. One of the things that interests me and my co-workers is bitcoin. I do not know anything about it, what it is, how it works, but I heard bit coin went from a few dollars to over $120,000 in a few years. I heard that bitcoin made thousands of millionaires…

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