Great Community Authority Forums | Alison Simpson | Favorites https://gcaforums.com/members/agrohimqqvka/activity/favorites/ Activity feed of Alison Simpson's saved posts. Tue, 12 May 2026 22:33:00 +0000 https://buddypress.org/?v=2.21.1 en-US 30 hourly 2 40ed5bdcffd67a51fd5e590191e0440a Placement posted an update: How can I pay off my mortgage more quickly? https://gcaforums.com/activity/p/18209/ Wed, 28 Aug 2024 12:30:09 +0000 How can I pay off my mortgage more quickly?

]]> 1 8660303602b539c6ff26019c96e5beaa Mason Scott posted an update: What closing costs are negotiable? https://gcaforums.com/activity/p/18193/ Tue, 27 Aug 2024 11:55:43 +0000 What closing costs are negotiable?

]]> 1 a1e420cdafc44de5cf3bb3d39d9546b9 Liam Anderson posted an update: How much will my housing payment really be? https://gcaforums.com/activity/p/18184/ Tue, 27 Aug 2024 11:20:16 +0000 How much will my housing payment really be?

]]> 1 1df72cfe3689e8fe46eb2ee7a5401293 Amelia Turner posted an update: How do you calculate a mortgage payment? https://gcaforums.com/activity/p/18181/ Tue, 27 Aug 2024 11:17:22 +0000 How do you calculate a mortgage payment?

]]> 1 44244f9ece2ddfc9f25a896feca08150 Isabella Peterson posted an update: When is the first mortgage payment due? https://gcaforums.com/activity/p/18178/ Tue, 27 Aug 2024 11:13:20 +0000 When is the first mortgage payment due?

]]> 1 6000f68abec807a6c71b67985a3ba2e3 Harper Evans posted an update: How quickly can I get a mortgage? https://gcaforums.com/activity/p/18175/ Tue, 27 Aug 2024 11:07:37 +0000 How quickly can I get a mortgage?

]]> 1 772f84b000ff872369152b10f977cac3 Gustan Cho replied to the discussion HOW MUCH HOUSE CAN I AFFORD VS HOW MUCH HOUSE CAN I QUALIFY in the forum Home Purchase https://gcaforums.com/topic/how-much-house-can-i-afford-vs-how-much-house-can-i-qualify/#post-19985 Mon, 26 Aug 2024 19:42:10 +0000 Reply to HOW MUCH HOUSE CAN I AFFORD VS HOW MUCH HOUSE CAN I QUALIFY

How Much House Can I Afford vs How Much House Can I Qualify For?

Affordability concerns the amount of expenses you can afford with your finances. For example, it includes housing expenses such as mortgage interest. In addition to mortgage interest, you need to add the principal, land rates, home insurance, power, and upkeep costs. This…

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]]> 07fe06e22ecad8a580921d343b5aab68 Gustan Cho replied to the discussion How Solid Is Your Pre-Approval Letter in the forum Residential Mortgage Loans https://gcaforums.com/topic/how-solid-is-your-pre-approval-letter/#post-19983 Mon, 26 Aug 2024 19:30:07 +0000 Reply to How Solid Is Your Pre-Approval Letter

The qualification and pre-approval stage of the mortgage process is the most important step of the entire mortgage loan process. One of the reasons why there is stress or a last minute mortgage loan denial of borrowers is because the loan officer did not properly qualify and pre-approve the borrower. Unfortunately, many loan officers do…

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Getting Denied For a Mortgage After Conditional Approval

If you got denied for a mortgage after conditional approval, look at non-QM loan options such a no-doc, and DSCR loans, and bank statement loans.

]]> 0b68b9561811e5bd5e5ce8cc384f56ef Bruce replied to the discussion How Solid Is Your Pre-Approval Letter in the forum Residential Mortgage Loans https://gcaforums.com/topic/how-solid-is-your-pre-approval-letter/#post-19981 Mon, 26 Aug 2024 18:06:26 +0000 Reply to How Solid Is Your Pre-Approval Letter

A pre-approval letter is undoubtedly one of the critical steps to consider before buying a house. This letter indicates that some mortgage lenders have reviewed the finances and decided how much to lend. However, the validity of such a letter and the trust one can put into it is considered, and understanding the pre-approval process helps…

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]]> 0f324914d3fbc336e1865b4fc61c4e64 Bruce replied to the discussion Day Dream Believer | The Monkeys in the forum Music https://gcaforums.com/topic/day-dream-believer-the-monkeys/#post-19980 Mon, 26 Aug 2024 17:31:38 +0000 Reply to Day Dream Believer | The Monkeys

“Daydream Believer” is a popular song by The Monkees, the now cult band formed in the 1960s. The song is especially known by Davy Jones, the group’s lead singer, and is one of their most successful songs. This post will provide an extensive description of the group, the song, its contents, the structure of the group, and its history,…

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]]> bbb6ec7758fb778742e15399addf85b4 Amelia Reed posted an update: What is a temporary rate buydown? https://gcaforums.com/activity/p/18141/ Mon, 26 Aug 2024 12:49:55 +0000 What is a temporary rate buydown?

]]> 1 cab90aacb73a2ccf4123b737ece1f6e6 Henry Scott posted an update: Is a VA Loan the best loan for a military family? https://gcaforums.com/activity/p/18126/ Mon, 26 Aug 2024 11:30:55 +0000 Is a VA Loan the best loan for a military family?

]]> 2 047569c0530738c4e7396f4e432eb66c Alison Simpson started the discussion How to get rid of FHA Mortgage Insurance Premium in the forum FHA Loans https://gcaforums.com/topic/how-to-get-rid-of-fha-mortgage-insurance-premium/ Sat, 24 Aug 2024 19:17:53 +0000 How to get rid of FHA Mortgage Insurance Premium

How to get rid of FHA Mortgage Insurance Premium?

]]> 684eed40444fb9f271a90364af80256e Alison Simpson started the discussion How can I get a home loan with low mortgage rates in the forum Residential Mortgage Rates https://gcaforums.com/topic/how-can-i-get-a-home-loan-with-low-mortgage-rates/ Sat, 24 Aug 2024 19:15:58 +0000 How can I get a home loan with low mortgage rates

How can I get a home loan with low mortgage rates? How do lenders price mortgage rates? What are the step by step process on how mortgage lenders price mortgage rates on conventional and government loans and non-QM loans?

]]> 0b3344c16a2455cfa438ad82781437e0 Alison Simpson started the discussion HOW DO MORTGAGE LENDERS VIEW OUTSTANDING COLLECTIONS AND CHARGE OFFS in the forum Residential Mortgage Loans https://gcaforums.com/topic/how-do-mortgage-lenders-view-outstanding-collections-and-charge-offs/ Sat, 24 Aug 2024 19:13:45 +0000 HOW DO MORTGAGE LENDERS VIEW OUTSTANDING COLLECTIONS AND CHARGE OFFS

HOW DO MORTGAGE LENDERS VIEW OUTSTANDING COLLECTIONS AND CHARGE OFFS?

]]> e766f8f7352e121110cd91c684e5bbde Alison Simpson started the discussion How Do I Qualify For $0 Money Down USDA LOANS in the forum USDA Loans https://gcaforums.com/topic/how-do-i-qualify-for-0-money-down-usda-loans/ Sat, 24 Aug 2024 19:12:06 +0000 How Do I Qualify For $0 Money Down USDA LOANS

How Do I Qualify For $0 Money Down USDA LOANS?

]]> 9ee8d0f0b2e8278aa6a1c18d219d15a3 Alison Simpson started the discussion How To Raise Credit Score To Qualify For Mortgage in the forum Credit Forum https://gcaforums.com/topic/how-to-raise-credit-score-to-qualify-for-mortgage/ Sat, 24 Aug 2024 19:10:29 +0000 How To Raise Credit Score To Qualify For Mortgage

How To Raise Credit Score To Qualify For Mortgage?

]]> f923654b40e1f5325552cdbc2160ac09 Alison Simpson updated their profile https://gcaforums.com/activity/p/18060/ Sat, 24 Aug 2024 19:01:23 +0000 0 8abbd400186ab48d1cb30a9ffa09a0ef Max replied to the discussion EPM DOWN-PAYMENT ASSISTANCE PROGRAM in the forum Down Payment Assistance https://gcaforums.com/topic/epm-down-payment-assistance-program/#post-19874 Sat, 24 Aug 2024 18:05:46 +0000 Reply to EPM DOWN-PAYMENT ASSISTANCE PROGRAM

Equity Prime Mortgage (EPM)’s EPM Down Payment Assistance (DPA) Program was created to help first-time homebuyers by providing them with a second mortgage that covers the 3.5% down payment required for FHA loans. This second mortgage can be forgiven if conditions are met within six months. The second mortgage is forgiven when the borrower cannot…

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]]> a690307100d436830baf52ae894a3f1e George replied to the discussion EPM DOWN-PAYMENT ASSISTANCE PROGRAM in the forum Down Payment Assistance https://gcaforums.com/topic/epm-down-payment-assistance-program/#post-19871 Sat, 24 Aug 2024 17:48:53 +0000 Reply to EPM DOWN-PAYMENT ASSISTANCE PROGRAM

The purpose of this post is to analyze down payment assistance programs. It should be noted that these programs can vary widely between lenders and states. For the most current official information on DPA programs from EPM, visit Gustan Cho Associates. Here’s a general idea:

Forgivable DPA Programs—FHA loan programs that are seller-paid and…

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