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	<title>Great Community Authority Forums | Placement | Favorites</title>
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				<title>Dimitri Svetloux and Thomas Miller are now connected</title>
				<link>https://gcaforums.com/activity/p/28111/</link>
				<pubDate>Wed, 01 Apr 2026 21:18:31 +0000</pubDate>

				
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				<title>Thomas Miller replied to the discussion Working For Two Mortgage Companies At The Same Time in the forum Loan Officer Career Opportunities</title>
				<link>https://gcaforums.com/topic/working-for-two-mortgage-companies-at-the-same-time/#post-35909</link>
				<pubDate>Wed, 01 Apr 2026 21:12:06 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/working-for-two-mortgage-companies-at-the-same-time/#post-35909"><span class="bb-reply-lable">Reply to</span> Working For Two Mortgage Companies At The Same Time</a></p> <div class="bb-content-inr-wrap"><p>Can you please go over and contrast and compare compensation case scenarios on NEXA Lending vs C2C Mortgage Lending:</p>
<p>NEXA as a company is set up on 275 basis points so when a loan officer closes a loan, the yield spread is 275 basis points from the wholesale lender to NEXA. NEXA takes 25 basis points up to $3 million and after $3 million,&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-28110"><a href="https://gcaforums.com/topic/working-for-two-mortgage-companies-at-the-same-time/#post-35909" rel="nofollow"> Read more</a></span></p>
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				<title>Victoria Hughes started the discussion Auto loan question in the forum Auto Financing</title>
				<link>https://gcaforums.com/topic/auto-loan-question/</link>
				<pubDate>Mon, 18 Nov 2024 11:15:25 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/auto-loan-question/">Auto loan question</a></p> <div class="bb-content-inr-wrap"><p>I have never bought a car in my life, and now it&#8217;s happening. This website is where I discovered the FICO Auto Industry Option scores. Since I do not have an auto credit history, I would be assuming that it is pretty much as bad as bad auto history and will probably score low. Am I correct in assuming this?<br />I have enough cash at hand today for&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-20386"><a href="https://gcaforums.com/topic/auto-loan-question/" rel="nofollow"> Read more</a></span></p>
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				<title>Susan replied to the discussion FINANCING FOR A RENTAL HOME in the forum Investment Properties</title>
				<link>https://gcaforums.com/topic/financing-for-a-rental-home/#post-22881</link>
				<pubDate>Sun, 17 Nov 2024 03:05:26 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/financing-for-a-rental-home/#post-22881"><span class="bb-reply-lable">Reply to</span> FINANCING FOR A RENTAL HOME</a></p> <div class="bb-content-inr-wrap"><p>With your finances, financing a second rental home can be a great investment opportunity. Another Real Estate Ask recommends the following steps to help you with the process:</p>
<p><strong>Think About How Much You Want To Spend</strong></p>
<p>DTI: If your DTI is 41% to 43%, the general rule is to find a new loan. However, for certain borrowers, this number can reach&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-20355"><a href="https://gcaforums.com/topic/financing-for-a-rental-home/#post-22881" rel="nofollow"> Read more</a></span></p>
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				<title>Placement started the discussion Qualifying for a FHA with Gaps in Employment? in the forum FHA Loans</title>
				<link>https://gcaforums.com/topic/qualifying-for-a-fha-with-gaps-in-employment/</link>
				<pubDate>Sun, 17 Nov 2024 02:43:30 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/qualifying-for-a-fha-with-gaps-in-employment/">Qualifying for a FHA with Gaps in Employment?</a></p> <div class="bb-content-inr-wrap"><p><b>Qualifying for a FHA with Gaps in Employment?  What are the HUD guidelines on qualifying for an FHA loan with employment gaps?</b></p>
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				<title>Elizabeth Ratt completed the requirement "Earn 100 Points" of the rank Associate Member: </title>
				<link>https://gcaforums.com/activity/p/20348/</link>
				<pubDate>Sun, 17 Nov 2024 02:41:33 +0000</pubDate>

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				<title>Elizabeth Ratt reached the rank Associate Member: </title>
				<link>https://gcaforums.com/activity/p/20347/</link>
				<pubDate>Sun, 17 Nov 2024 02:41:32 +0000</pubDate>

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<div class="gamipress-rank-image"><a href="https://gcaforums.com/rank/associate-member/" rel="nofollow"><img width="75" height="100" src="https://gcaforums.com/wp-content/uploads/2024/04/Gold_badge-75x100.jpg" class="gamipress-rank-thumbnail wp-post-image" alt="Gold badge" /></a></div>
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				<title>Elizabeth Ratt completed the requirement "Earn 30 Points" of the rank Rookie: </title>
				<link>https://gcaforums.com/activity/p/20346/</link>
				<pubDate>Sun, 17 Nov 2024 02:41:32 +0000</pubDate>

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				<title>Elizabeth Ratt reached the rank Rookie: </title>
				<link>https://gcaforums.com/activity/p/20345/</link>
				<pubDate>Sun, 17 Nov 2024 02:41:30 +0000</pubDate>

									<content:encoded><![CDATA[<div class="gamipress-rank user-has-earned">
<div class="gamipress-rank-image"><a href="https://gcaforums.com/rank/rookie/" rel="nofollow"><img width="75" height="100" src="https://gcaforums.com/wp-content/uploads/2024/04/Gold_badge-75x100.jpg" class="gamipress-rank-thumbnail wp-post-image" alt="Gold badge" /></a></div>
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				<title>Elizabeth Ratt completed the requirement "Earn 100 Points" of the rank Junior Member: </title>
				<link>https://gcaforums.com/activity/p/20344/</link>
				<pubDate>Sun, 17 Nov 2024 02:41:30 +0000</pubDate>

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				<title>Elizabeth Ratt reached the rank Junior Member: </title>
				<link>https://gcaforums.com/activity/p/20343/</link>
				<pubDate>Sun, 17 Nov 2024 02:41:27 +0000</pubDate>

									<content:encoded><![CDATA[<div class="gamipress-rank user-has-earned">
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				<title>Placement started the discussion Qualifying For Mortgage With Charge Off With Balances in the forum FHA Loans</title>
				<link>https://gcaforums.com/topic/qualifying-for-mortgage-with-charge-off-with-balances/</link>
				<pubDate>Sun, 17 Nov 2024 02:41:22 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/qualifying-for-mortgage-with-charge-off-with-balances/">Qualifying For Mortgage With Charge Off With Balances</a></p> <div class="bb-content-inr-wrap"><p><b>Qualifying For Mortgage With Charge Off With Balances. I have multiple outstanding charge-off accounts with balances. Can I qualify for a mortgage? </b></p>
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				<title>Placement started the discussion FHA loans with high debt-to-income ratio in the forum FHA Loans</title>
				<link>https://gcaforums.com/topic/fha-loans-with-high-debt-to-income-ratio/</link>
				<pubDate>Sun, 17 Nov 2024 02:36:55 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/fha-loans-with-high-debt-to-income-ratio/">FHA loans with high debt-to-income ratio</a></p> <div class="bb-content-inr-wrap"><p><b>I want to purchase a home. But I&#8217;m stuck with the Debt to Income Ratio. Not because I have debt. I don&#8217;t  have debt ( I already paid it all). However, my income for W2 2020 is only $41,000, or  around $3600/month. I have 150K in my bank, but I only want to use it for a downpayment of 3,5%  because I want to use the rest of the money to build&hellip;</b><span class="activity-read-more" id="activity-read-more-20342"><a href="https://gcaforums.com/topic/fha-loans-with-high-debt-to-income-ratio/" rel="nofollow"> Read more</a></span></p>
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				<guid isPermaLink="false">152f11cea26c3696c6d4f36aebf50fa9</guid>
				<title>Placement started the discussion FHA Loan in Wisconsin in the forum FHA Loans</title>
				<link>https://gcaforums.com/topic/fha-loan-in-wisconsin/</link>
				<pubDate>Sun, 17 Nov 2024 02:32:36 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/fha-loan-in-wisconsin/">FHA Loan in Wisconsin</a></p> <div class="bb-content-inr-wrap"><p><b>I am trying to purchase a home in Wisconsin. The state of Wisconsin is a community property  state. I want to exclude my wife from my FHA LOAN. However, she has a lot of debts. She has a  full-time job. Can her debts not count if she makes a lot of income? Counting her debts and  excluding her income </b>disqualifies me due to going over the&hellip;<span class="activity-read-more" id="activity-read-more-20341"><a href="https://gcaforums.com/topic/fha-loan-in-wisconsin/" rel="nofollow"> Read more</a></span></p>
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				<title>Lisa Jones replied to the discussion The Rise and Fall of Barack Obama in the forum Politics &#38; Political Affiliations</title>
				<link>https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22872</link>
				<pubDate>Sun, 17 Nov 2024 02:27:14 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22872"><span class="bb-reply-lable">Reply to</span> The Rise and Fall of Barack Obama</a></p> <div class="bb-content-inr-wrap"><p><strong>Media Portrayal of Barack Obama Compared to Previous Presidents</strong></p>
<p>The media’s portrayal of Barack Hussain Obama significantly differed from previous presidents, influenced by technological advancements, political context, and changing societal norms. Here’s a comparison of how the media depicted Obama relative to his predecessors.</p>
<p><strong>Innovative Use&hellip;</strong></p>
<p><span class="activity-read-more" id="activity-read-more-20340"><a href="https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22872" rel="nofollow"> Read more</a></span></p>
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				<title>Placement replied to the discussion The Rise and Fall of Barack Obama in the forum Politics &#38; Political Affiliations</title>
				<link>https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22871</link>
				<pubDate>Sun, 17 Nov 2024 02:21:07 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22871"><span class="bb-reply-lable">Reply to</span> The Rise and Fall of Barack Obama</a></p> <div class="bb-content-inr-wrap"><p>How did the media&#8217;s portrayal of Obama compare to that of previous presidents?</p>
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				<title>Lisa Jones replied to the discussion The Rise and Fall of Barack Obama in the forum Politics &#38; Political Affiliations</title>
				<link>https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22870</link>
				<pubDate>Sun, 17 Nov 2024 02:19:29 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22870"><span class="bb-reply-lable">Reply to</span> The Rise and Fall of Barack Obama</a></p> <div class="bb-content-inr-wrap"><p><strong>The Role of the Media in Shaping Barack Obama&#8217;s Image</strong></p>
<p>The media shaped, positively or negatively, the public perception of Barack Obama during his political journey. The media speaks profusely about how this dynamic came into being. Here&#8217;s an overview of how various media forms contributed to this dynamic.</p>
<p><strong>Early Coverage and Attention</strong></p>
<p><strong>An&hellip;</strong></p>
<p><span class="activity-read-more" id="activity-read-more-20338"><a href="https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22870" rel="nofollow"> Read more</a></span></p>
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				<title>Placement replied to the discussion The Rise and Fall of Barack Obama in the forum Politics &#38; Political Affiliations</title>
				<link>https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22869</link>
				<pubDate>Sun, 17 Nov 2024 02:07:48 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22869"><span class="bb-reply-lable">Reply to</span> The Rise and Fall of Barack Obama</a></p> <div class="bb-content-inr-wrap"><p>Discuss the role of the media in shaping Obama&#8217;s public image.</p>
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				<title>Lisa Jones replied to the discussion The Rise and Fall of Barack Obama in the forum Politics &#38; Political Affiliations</title>
				<link>https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22868</link>
				<pubDate>Sun, 17 Nov 2024 02:05:44 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22868"><span class="bb-reply-lable">Reply to</span> The Rise and Fall of Barack Obama</a></p> <div class="bb-content-inr-wrap"><p><strong>The Journey of Barack Obama</strong></p>
<p>Obama&#8217;s life entails numerous achievements, but he also faced stumbling blocks, signifying his existence as a leader and a citizen with powerful views. Let&#8217;s quickly take a look at the specific milestones in his life.</p>
<p><strong>From Where He Came to Where He Went</strong></p>
<p><strong>Born:</strong> August 4, 1961, in Honolulu, Hawaii.</p>
<p><strong>Education:</strong> I obtained&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-20336"><a href="https://gcaforums.com/topic/the-rise-and-fall-of-barack-obama/#post-22868" rel="nofollow"> Read more</a></span></p>
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				<title>George replied to the discussion Kamala Harris Spent 1 Billion on Campaign: 20 Million in Debt in the forum Campaigns &#38; Elections</title>
				<link>https://gcaforums.com/topic/kamala-harris-spent-1-billion-on-campaign-20-million-in-debt/#post-22856</link>
				<pubDate>Sat, 16 Nov 2024 18:45:22 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/kamala-harris-spent-1-billion-on-campaign-20-million-in-debt/#post-22856"><span class="bb-reply-lable">Reply to</span> Kamala Harris Spent 1 Billion on Campaign: 20 Million in Debt</a></p> <div class="bb-content-inr-wrap"><p>You are talking about the campaign financing of Kamala Harris, specifically. Here is a short outline of what this may entail:</p>
<p><strong>Kamala Harris&#8217;s Campaign Finances</strong></p>
<p><strong>Total Expenditure:</strong> It is estimated that Kamala Harris utilized nearly one billion dollars for her presidential campaign.</p>
<p><strong>Debt:</strong> She had around twenty million dollars outstanding when&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-20317"><a href="https://gcaforums.com/topic/kamala-harris-spent-1-billion-on-campaign-20-million-in-debt/#post-22856" rel="nofollow"> Read more</a></span></p>
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