Great Community Authority Forums | Ann | Activity https://gcaforums.com/members/annie/activity/ Activity feed for Ann. Tue, 12 May 2026 18:48:00 +0000 https://buddypress.org/?v=2.21.1 en-US 30 hourly 2 ea3ec2739a978b8add3e88ed7d9e4350 Ann posted a new activity comment https://gcaforums.com/activity/p/10623/#acomment-10624 Wed, 13 Mar 2024 19:56:24 +0000 Gus is awesome and kind! Luv him 21

In reply to - Marga posted an update 🎉 ]]> 680af53b42c98698b260198478d7418c Ann replied to the discussion Bank Statement Loans in the forum Bank Statement Loans https://gcaforums.com/topic/bank-statement-loans/#post-11058 Mon, 04 Mar 2024 22:42:23 +0000 Reply to Bank Statement Loans

Can you explain the guidelines such as the minimum credit score requirements. Answer: We can go down to 575 at a 65 LTV. The higher the fico, the higher the LTV.

How you guys come up with qualified income on business and personal bank statements: Answer: Monthly deposits are added. You need to back out transfers. On personal bs, you…

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]]> fa6a1442bb0a5aa792664dffc2ffa289 Ann: @lillyr Hi Lily, nice to meet you! I'm Ann at […] https://gcaforums.com/activity/p/10430/ Mon, 04 Mar 2024 22:29:21 +0000 @lillyr

Hi Lily, nice to meet you! I’m Ann at Acra Lending! We do all nonQM. If you need anything let me know!

]]> 0 022fb415e1899f53860ccd781550ebcf Ann replied to the discussion Bank Statement Loans in the forum Bank Statement Loans https://gcaforums.com/topic/bank-statement-loans/#post-11018 Sun, 03 Mar 2024 17:01:20 +0000 Reply to Bank Statement Loans

Hi there, you need to be self-employed to qualify for a bank statement program. You can either own a business entity; or you can be a sole proprietor. You can’t be a W2 employee. In some cases, you can’t be a 1099, but in some others you can, to do a bank statement loan. Why would you want to do a bank statement loan if you have…

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]]> f5f049dafce1a0c2815173f51bcd0a94 Ann posted a new activity comment https://gcaforums.com/activity/p/10365/#acomment-10366 Fri, 01 Mar 2024 21:54:26 +0000 Absolutely!

In reply to - Marga posted an update

Happy Weekend Everyone! Friendly reminder to always keep your S.H.I.T together 😉

]]> 63563e0531a566923781b0c3a0cf77ca Ann replied to the discussion Solution For High Debt-To-Income Ratio Borrowers in the forum Case Scenarios https://gcaforums.com/topic/solution-for-high-debt-to-income-ratio-borrowers/#post-10978 Fri, 01 Mar 2024 21:46:21 +0000 Reply to Solution For High Debt-To-Income Ratio Borrowers

At Acra Lending, we go up to a 50 DTI, nonQM.

]]> d0aebe7f7a3f7d5d558225d0ce0c32d3 Ann replied to the discussion What Are Non-Warrantable Condominiums in the forum Real Estate https://gcaforums.com/topic/what-are-non-warrantable-condominiums/#post-10977 Fri, 01 Mar 2024 21:43:03 +0000 Reply to What Are Non-Warrantable Condominiums

If you are able to get a condo cert, send it to me? If it doesn’t mention the violations and there is no litigation, we may be able to help here at Acra Lending.

]]> 67c3f61963967116e2c77f7f92e2a4bf Ann posted an update: https://gcaforums.com/activity/p/10356/ Fri, 01 Mar 2024 20:20:46 +0000 0 c6d0c2b59640d291e40be13d4eb5af67 Ann posted an update: https://gcaforums.com/activity/p/10355/ Fri, 01 Mar 2024 20:19:42 +0000 1 19c26a108e8c01f8bb20883403c69c4a Ann posted a new activity comment https://gcaforums.com/activity/p/10288/#acomment-10352 Fri, 01 Mar 2024 16:49:14 +0000 Hi Gustan, I would need to know more about it. We do rural properties right now.

In reply to - Gustan Cho to Ann @Annie

Ann, do you guys offer lender paid comp?

]]> 0c46687b712a8b9393298e1396630c03 Ann posted a new activity comment https://gcaforums.com/activity/p/10288/#acomment-10325 Fri, 01 Mar 2024 04:14:52 +0000 We can do it within 12 months usually, but fico score and how well they have managed their credit since the filing will play a role.

In reply to - Gustan Cho to Ann @Annie

Ann, do you guys offer lender paid comp?

]]> 14365e2f294b6eef22bc90004f4f2150 Ann posted a new activity comment https://gcaforums.com/activity/p/10288/#acomment-10324 Fri, 01 Mar 2024 04:10:56 +0000 Hi Gustan! Nice to meet you also! We do fix n flips, no ground up, on 1 to 4 units. I will find the link and send it you.

In reply to - Gustan Cho to Ann @Annie

Ann, do you guys offer lender paid comp?

]]> 8b5b27b95f9ec69eee847f50acd55c35 Ann posted a new activity comment https://gcaforums.com/activity/p/10302/#acomment-10323 Fri, 01 Mar 2024 04:07:25 +0000 Thank you, Marga!

In reply to - Marga posted an update

Hello Everyone! If you guys are interested what Acra Lending offers.. Check out this link.. or you may reach out to Ann @ Ann.Greenfield@acralending.com […]

]]> c40a0a2c01885de9960ba67f92fd67e8 Ann posted a new activity comment https://gcaforums.com/activity/p/10302/#acomment-10322 Fri, 01 Mar 2024 04:07:24 +0000 Thank you, Marga!

In reply to - Marga posted an update

Hello Everyone! If you guys are interested what Acra Lending offers.. Check out this link.. or you may reach out to Ann @ Ann.Greenfield@acralending.com […]

]]> 0352238591e065c74d8fac9d7de7fbf1 Ann changed their profile photo https://gcaforums.com/activity/p/10321/ Fri, 01 Mar 2024 04:05:55 +0000 0 1ff8f14adce9a8683337470a4dfc599f Ann replied to the discussion Is It Possible To Get a Mortgage Loan on 50 Acres on Primary Home? in the forum FHA Loans https://gcaforums.com/topic/is-it-possible-to-get-a-mortgage-loan-on-50-acres-on-primary-home/#post-10955 Fri, 01 Mar 2024 04:03:19 +0000 Reply to Is It Possible To Get a Mortgage Loan on 50 Acres on Primary Home?

Acra Lending does up to 20 Acres, more on an exception.

]]> 3cdbcfb9d3cc222961dc00722fa2ae63 Ann posted a new activity comment https://gcaforums.com/activity/p/10288/#acomment-10293 Wed, 28 Feb 2024 23:06:53 +0000 I can call you. When are you available?

In reply to - Gustan Cho to Ann @Annie

Ann, do you guys offer lender paid comp?

]]> 539584c2618546546fed377d6290485f Ann posted a new activity comment https://gcaforums.com/activity/p/10288/#acomment-10292 Wed, 28 Feb 2024 23:04:18 +0000 Sure do! Also, you can charge up to 4 points on DSCR!

In reply to - Gustan Cho to Ann @Annie

Ann, do you guys offer lender paid comp?

]]> d85548782d7769f7699c2ee4fcf8143d Ann updated their profile https://gcaforums.com/activity/p/10291/ Wed, 28 Feb 2024 23:03:03 +0000 0 2e83e798bcd78c2dcb6f608127f2e597 Ann changed their profile photo https://gcaforums.com/activity/p/10289/ Wed, 28 Feb 2024 22:55:49 +0000 0 3813a2b5410ca43b08e56dad70a0aad2 Ann became a registered member https://gcaforums.com/activity/p/10285/ Wed, 28 Feb 2024 22:46:31 +0000 0