GCA Mortgage Forums | Luis Chacon | Favorites https://gcaforums.com/members/louthelender/activity/favorites/ Activity feed of Luis Chacon's saved posts. Fri, 30 Oct 2026 12:48:24 +0000 https://buddypress.org/?v=3.7.0 en-US 30 hourly 2 25fb6ec45a40abdc296837f5e9f5d018 Gustan Cho replied to the discussion 12-Month Bank Statement Mortgage Loan in the forum Non-QM and Alternative Mortgage Programs https://gcaforums.com/topic/12-month-bank-statement-mortgage-loan/#post-34355 Tue, 27 Jan 2026 02:39:12 +0000 Reply to 12-Month Bank Statement Mortgage Loan

12 months bank statement loans are great loan programs for borrowers who are self employed business owners. No tax returns required. Owner occupant, second homes, and investment properties are eligible. Rates are based on loan-to-value, and credit scores, and type of property.

https://gcaforums.com/bank-statement-loans/

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Bank Statement Loans For Self-Employed Borrowers

Bank Statement Loans does not require income tax returns. Income is calculated by averaging 23 months of bank statements.

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