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	<title>GCA Mortgage Forums | Ryon Long | Activity</title>
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				<title>Ryon Long replied to the discussion FHA Loans with No Lender Overlays in the forum Ask the Mortgage Underwriting Help Desk</title>
				<link>https://gcaforums.com/topic/fha-loans-with-no-lender-overlays/#post-39678</link>
				<pubDate>Fri, 02 Oct 2026 16:01:36 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/fha-loans-with-no-lender-overlays/#post-39678"><span class="bb-reply-lable">Reply to</span> FHA Loans with No Lender Overlays</a></p> <div class="bb-content-inr-wrap"><p>Hi Sung, we are a lender that no overlays on Government loans. If you have a scenario send it to my email and I will get UW to review.</p>
<p></p>
<p>Village Capital &amp; Investment</p>
<p>***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29218"><a href="https://gcaforums.com/topic/fha-loans-with-no-lender-overlays/#post-39678" rel="nofollow"> Read more</a></span></p>
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				<title>Ryon Long replied to the discussion FHA vs Portfolio Lender-Who Has Best Terms and Rates in the forum Ask the Mortgage Underwriting Help Desk</title>
				<link>https://gcaforums.com/topic/fha-vs-portfolio-lender-who-has-best-terms-and-rates/#post-39677</link>
				<pubDate>Fri, 02 Oct 2026 15:58:49 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/fha-vs-portfolio-lender-who-has-best-terms-and-rates/#post-39677"><span class="bb-reply-lable">Reply to</span> FHA vs Portfolio Lender-Who Has Best Terms and Rates</a></p> <div class="bb-content-inr-wrap"><p><b>Hi, send me the loan info and I will price it out for you or you can call me.</b></p>
<p></p>
<p>Village Capital &amp; Investment</p>
<p>***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional.  Send any and all scenario’s and I will&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29217"><a href="https://gcaforums.com/topic/fha-vs-portfolio-lender-who-has-best-terms-and-rates/#post-39677" rel="nofollow"> Read more</a></span></p>
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				<title>Ryon Long replied to the discussion FHA vs Portfolio Lender-Who Has Best Terms and Rates in the forum Ask the Mortgage Underwriting Help Desk</title>
				<link>https://gcaforums.com/topic/fha-vs-portfolio-lender-who-has-best-terms-and-rates/#post-39676</link>
				<pubDate>Fri, 02 Oct 2026 15:56:39 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/fha-vs-portfolio-lender-who-has-best-terms-and-rates/#post-39676"><span class="bb-reply-lable">Reply to</span> FHA vs Portfolio Lender-Who Has Best Terms and Rates</a></p> <div class="bb-content-inr-wrap"><p><b>Do you have credentials to our portal?</b></p>
<p><b>Send me the loan details and I can price it out for you.</b></p>
<p></p>
<p>Village Capital &amp; Investment</p>
<p>***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional.  Send any and all&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29216"><a href="https://gcaforums.com/topic/fha-vs-portfolio-lender-who-has-best-terms-and-rates/#post-39676" rel="nofollow"> Read more</a></span></p>
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				<title>Ryon Long replied to the discussion Sellers Price Cuts and What Buyers Can Afford in the forum Daily News and Economic Updates</title>
				<link>https://gcaforums.com/topic/sellers-price-cuts-and-what-buyers-can-afford/#post-39675</link>
				<pubDate>Fri, 02 Oct 2026 15:52:46 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/sellers-price-cuts-and-what-buyers-can-afford/#post-39675"><span class="bb-reply-lable">Reply to</span> Sellers Price Cuts and What Buyers Can Afford</a></p> <div class="bb-content-inr-wrap"><p><b>Please email me the credit and loan type. </b></p>
<p><b><br /></b></p>
<p>Village Capital &amp; Investment</p>
<p>***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional.  Send any and all scenario’s and I will do my best to assist.</p>
<p>Down to 500&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29215"><a href="https://gcaforums.com/topic/sellers-price-cuts-and-what-buyers-can-afford/#post-39675" rel="nofollow"> Read more</a></span></p>
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				<title>Ryon Long replied to the discussion Need a Lender That Can Pre-Approve Me For Home Loan in the forum Mortgage Denials and Second Opinions</title>
				<link>https://gcaforums.com/topic/need-a-lender-that-can-pre-approve-me-for-home-loan/#post-39674</link>
				<pubDate>Fri, 02 Oct 2026 15:50:40 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/need-a-lender-that-can-pre-approve-me-for-home-loan/#post-39674"><span class="bb-reply-lable">Reply to</span> Need a Lender That Can Pre-Approve Me For Home Loan</a></p> <div class="bb-content-inr-wrap"><p><b>Let me see the credit and scenario. I will see if we can assist</b>.</p>
<p></p>
<p>Village Capital &amp; Investment</p>
<p>***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional.  Send any and all scenario’s and I will do my best to&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29214"><a href="https://gcaforums.com/topic/need-a-lender-that-can-pre-approve-me-for-home-loan/#post-39674" rel="nofollow"> Read more</a></span></p>
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				<title>Ryon Long replied to the discussion VA Loan With Recent 60 Day Recent Credit Card Late Payment in the forum Ask the Mortgage Underwriting Help Desk</title>
				<link>https://gcaforums.com/topic/va-loan-with-recent-60-day-recent-credit-card-late-payment/#post-39673</link>
				<pubDate>Fri, 02 Oct 2026 15:48:32 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/va-loan-with-recent-60-day-recent-credit-card-late-payment/#post-39673"><span class="bb-reply-lable">Reply to</span> VA Loan With Recent 60 Day Recent Credit Card Late Payment</a></p> <div class="bb-content-inr-wrap"><p><b>Send me the scenario. I might be able to assist since it didn&#8217;t go 90 days. Need a detail LOX since it&#8217;s recent.</b></p>
<p>Village Capital &amp; Investment</p>
<p>***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional.  Send&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29213"><a href="https://gcaforums.com/topic/va-loan-with-recent-60-day-recent-credit-card-late-payment/#post-39673" rel="nofollow"> Read more</a></span></p>
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				<title>Ryon Long posted an update: Village Capital &#38; Investment***Times are rough with [&#133;]</title>
				<link>https://gcaforums.com/activity/p/29212/</link>
				<pubDate>Fri, 02 Oct 2026 15:45:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Village Capital &amp; Investment</p>
<p>***Times are rough with high rates. It always brings out some rougher credit situations. Well that’s were we can help you create some loans that are manuals. We do loans USDA,FHA,VA and Conventional.  Send any and all scenario’s and I will do my best to assist.</p>
<p>Down to 500 Fico’s on FHA, no overlays we follow the&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29212"><a href="https://gcaforums.com/activity/p/29212/" rel="nofollow"> Read more</a></span></p>
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				<title>Ryon Long posted an update in the business Village Capital &#38; Investment: Welcome to Village Capital &#38; Investment! We&#039;re excited [&#133;]</title>
				<link>https://gcaforums.com/activity/p/29152/</link>
				<pubDate>Tue, 15 Sep 2026 16:37:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Welcome to Village Capital &amp; Investment! We&#039;re excited to connect with our community. Follow us for updates and news about our business.</p>
<p>&#x1f4cd; WholeSale Lender</p>
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