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	<title>GCA Mortgage Forums | Dimitri Svetloux | Activity</title>
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				<title>Dimitri Svetloux replied to the discussion Rate Continue to Surge-Pay Discount Points-Home Affordability Issue Remain in the forum Housing and Real Estate Market News</title>
				<link>https://gcaforums.com/topic/rate-continue-to-surge-pay-discount-points-home-affordability-issue-remain/#post-40452</link>
				<pubDate>Fri, 16 Oct 2026 16:35:34 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/rate-continue-to-surge-pay-discount-points-home-affordability-issue-remain/#post-40452"><span class="bb-reply-lable">Reply to</span> Rate Continue to Surge-Pay Discount Points-Home Affordability Issue Remain</a></p> <div class="bb-content-inr-wrap"><p>A lot of people thought rates were going to drop by now. However, due to the high inflation rate, rates are going up. Mortgage rates are higher than ever. It is nearly impossible to be able to afford a house. Rent is also skyrocketing in Chicago.</p>
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				<title>Dimitri Svetloux started the discussion Case Scenario VA Loan with Recent Late Mortgage Payment in the forum Mortgage Underwriting Help Desk</title>
				<link>https://gcaforums.com/topic/case-scenario-va-loan-with-recent-late-mortgage-payment/</link>
				<pubDate>Fri, 16 Oct 2026 16:21:19 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/case-scenario-va-loan-with-recent-late-mortgage-payment/">Case Scenario VA Loan with Recent Late Mortgage Payment</a></p> <div class="bb-content-inr-wrap"><p>I’m a retired Army veteran with a 100% service-connected disability rating, considering a VA purchase around $390,000–$400,000 in Kissimmee, Florida.</p>
<p>I have two existing VA loans ( rentals) and a recent mortgage late payment (August 2026), with a goodwill removal request pending with the lender. My total monthly payment target is $2,600 or&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29282"><a href="https://gcaforums.com/topic/case-scenario-va-loan-with-recent-late-mortgage-payment/" rel="nofollow"> Read more</a></span></p>
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				<title>Dimitri Svetloux and Dawn Krueger are now connected</title>
				<link>https://gcaforums.com/activity/p/28384/</link>
				<pubDate>Tue, 05 May 2026 21:15:46 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Gunner Short are now connected</title>
				<link>https://gcaforums.com/activity/p/28380/</link>
				<pubDate>Tue, 05 May 2026 08:11:55 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Taylor Gilmore are now connected</title>
				<link>https://gcaforums.com/activity/p/28339/</link>
				<pubDate>Thu, 30 Apr 2026 20:19:45 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Anngelli are now connected</title>
				<link>https://gcaforums.com/activity/p/28327/</link>
				<pubDate>Wed, 29 Apr 2026 21:27:05 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Randy are now connected</title>
				<link>https://gcaforums.com/activity/p/28318/</link>
				<pubDate>Tue, 28 Apr 2026 18:47:57 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Kay Anne Johnson are now connected</title>
				<link>https://gcaforums.com/activity/p/28263/</link>
				<pubDate>Wed, 22 Apr 2026 20:54:42 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Bruce are now connected</title>
				<link>https://gcaforums.com/activity/p/28148/</link>
				<pubDate>Fri, 03 Apr 2026 18:38:50 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Dolley are now connected</title>
				<link>https://gcaforums.com/activity/p/28124/</link>
				<pubDate>Thu, 02 Apr 2026 01:04:54 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Susan Schroeder are now connected</title>
				<link>https://gcaforums.com/activity/p/28118/</link>
				<pubDate>Wed, 01 Apr 2026 23:02:47 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Thomas Miller are now connected</title>
				<link>https://gcaforums.com/activity/p/28111/</link>
				<pubDate>Wed, 01 Apr 2026 21:18:31 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Mark Allen are now connected</title>
				<link>https://gcaforums.com/activity/p/28046/</link>
				<pubDate>Sat, 28 Mar 2026 19:11:59 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Lisa Jones are now connected</title>
				<link>https://gcaforums.com/activity/p/28042/</link>
				<pubDate>Sat, 28 Mar 2026 04:20:13 +0000</pubDate>

				
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				<title>Dimitri Svetloux and Julio Munoz are now connected</title>
				<link>https://gcaforums.com/activity/p/28007/</link>
				<pubDate>Thu, 26 Mar 2026 16:48:36 +0000</pubDate>

				
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				<title>Dimitri Svetloux and admin are now connected</title>
				<link>https://gcaforums.com/activity/p/27971/</link>
				<pubDate>Tue, 17 Mar 2026 09:32:32 +0000</pubDate>

				
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				<title>Dimitri Svetloux started the discussion Commercial Security Deposit Return in the forum Mortgage Underwriting Help Desk</title>
				<link>https://gcaforums.com/topic/commercial-security-deposit-return/</link>
				<pubDate>Mon, 16 Mar 2026 00:07:39 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/commercial-security-deposit-return/">Commercial Security Deposit Return</a></p> <div class="bb-content-inr-wrap"><p>I had a lease on an office building for three years and gave landlord notice that I was not renewing my lease. <span>What happens if office building landlord does not return security deposit return from office building in Oakbrook Terrace Illinois</span></p>
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				<title>Dimitri Svetloux completed the requirement "Earn 1000 Points" of the rank Member: </title>
				<link>https://gcaforums.com/activity/p/27964/</link>
				<pubDate>Sun, 15 Mar 2026 22:05:57 +0000</pubDate>

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				<title>Dimitri Svetloux reached the rank Member: </title>
				<link>https://gcaforums.com/activity/p/27963/</link>
				<pubDate>Sun, 15 Mar 2026 22:05:54 +0000</pubDate>

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				<title>Dimitri Svetloux completed the requirement "Earn 100 Points" of the rank Associate Member: </title>
				<link>https://gcaforums.com/activity/p/27962/</link>
				<pubDate>Sun, 15 Mar 2026 22:05:54 +0000</pubDate>

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				<title>Dimitri Svetloux reached the rank Associate Member: </title>
				<link>https://gcaforums.com/activity/p/27961/</link>
				<pubDate>Sun, 15 Mar 2026 22:05:51 +0000</pubDate>

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				<title>Dimitri Svetloux completed the requirement "Earn 30 Points" of the rank Rookie: </title>
				<link>https://gcaforums.com/activity/p/27960/</link>
				<pubDate>Sun, 15 Mar 2026 22:05:51 +0000</pubDate>

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				<title>Dimitri Svetloux reached the rank Rookie: </title>
				<link>https://gcaforums.com/activity/p/27959/</link>
				<pubDate>Sun, 15 Mar 2026 22:05:47 +0000</pubDate>

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				<title>Dimitri Svetloux completed the requirement "Earn 100 Points" of the rank Junior Member: </title>
				<link>https://gcaforums.com/activity/p/27958/</link>
				<pubDate>Sun, 15 Mar 2026 22:05:47 +0000</pubDate>

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				<title>Dimitri Svetloux reached the rank Junior Member: </title>
				<link>https://gcaforums.com/activity/p/27957/</link>
				<pubDate>Sun, 15 Mar 2026 22:05:42 +0000</pubDate>

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				<title>Dimitri Svetloux updated their profile</title>
				<link>https://gcaforums.com/activity/p/27956/</link>
				<pubDate>Sun, 15 Mar 2026 20:23:05 +0000</pubDate>

				
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				<title>Dimitri Svetloux started the discussion MORTGAGE APPROVAL 16 MONTHS INTO CHAPTER 13 REPAYMENT in the forum Mortgage Underwriting Help Desk</title>
				<link>https://gcaforums.com/topic/mortgage-approval-16-months-into-chapter-13-repayment/</link>
				<pubDate>Thu, 03 Oct 2024 04:12:56 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/mortgage-approval-16-months-into-chapter-13-repayment/">MORTGAGE APPROVAL 16 MONTHS INTO CHAPTER 13 REPAYMENT</a></p> <div class="bb-content-inr-wrap"><p><b>I&#8217;m currently in chapter 13 bankruptcy but made 1 yr and 4 mos of on time payment. Could I  qualify for an FHA loan </b></p>
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				<title>Dimitri Svetloux started the discussion ONE-YEAR TAX RETURN SELF-EMPLOYED MORTGAGE in the forum Mortgage Underwriting Help Desk</title>
				<link>https://gcaforums.com/topic/one-year-tax-return-self-employed-mortgage/</link>
				<pubDate>Thu, 03 Oct 2024 04:09:00 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/one-year-tax-return-self-employed-mortgage/">ONE-YEAR TAX RETURN SELF-EMPLOYED MORTGAGE</a></p> <div class="bb-content-inr-wrap"><p><b>I want to close business for 4-6 months due to covid. Would i get a mortgage loan. I&#8217;m self-employed wanting to qualify for a mortgage loan using 1 year of tax returns </b></p>
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				<title>Dimitri Svetloux updated their profile</title>
				<link>https://gcaforums.com/activity/p/19229/</link>
				<pubDate>Wed, 02 Oct 2024 23:43:12 +0000</pubDate>

				
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				<title>Dimitri Svetloux started the discussion HUD CASH-OUT REFINANCE GUIDELINES in the forum Refinancing and Home-Equity Loans</title>
				<link>https://gcaforums.com/topic/hud-cash-out-refinance-guidelines/</link>
				<pubDate>Wed, 02 Oct 2024 23:11:31 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/hud-cash-out-refinance-guidelines/">HUD CASH-OUT REFINANCE GUIDELINES</a></p> <div class="bb-content-inr-wrap"><p><b>I HAVE AN FHA LOAN THAT I WANT TO CASH OUT REFINANCE.</b></p>
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				<title>Dimitri Svetloux became a registered member</title>
				<link>https://gcaforums.com/activity/p/9322/</link>
				<pubDate>Sun, 04 Feb 2024 07:54:46 +0000</pubDate>

				
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