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HUD CASH-OUT REFINANCE GUIDELINES
I HAVE AN FHA LOAN THAT I WANT TO CASH OUT REFINANCE.
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1 Reply
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To qualify for a cash-out refinance on an FHA loan, you need to wait one year from the time you first purchased your house with an FHA loan. Rate and term is a six month waiting period. Cash-out if 12 months. The maximum loan to value is 80% LTV therefore, you need equity in your home.
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