Real conversations about mortgages, credit, homebuying, real estate and the situations other lenders may not understand.
Latest reply: Congratulations again, Desiree. Remember getting your call on that Saturday and speaking with you. A lengthy conversation and conferencing you in with Toni. The…
Latest reply: Congrats to the Harding Family!
Latest reply: Appreciate it, Gus!On the directory: Razel already has our business listing live in the directory, and we're rounding it out with our company pages…
Latest reply: Great point, Ollie — and the insurance side of it explains why this happens.At pre-approval, the file often carries the seller's prior premium or…
Latest reply: Like to introduce and welcome Allison Hill-Zapata, the President and Founder of The Madigan Group, a five-star nationwide credit and legal advisory and consulting…
Latest reply: Did you know that over 80% of our borrowers at Gustan Cho Associates are folks who could not qualify at other mortgage companies? Gustan…
Latest reply: Federal Reserve Rate Hike Continues to Affect Mortgage MarketsOctober 29, 2026 | GCA Mortgage ForumsThe Fed’s September rate hike continues to affect mortgage rates,…
Latest reply: Excellent breakdown, Lisa. You've highlighted the exact trade-off: Liquidity vs. Leverage. The "peace of mind" factor you mentioned is often underestimated. Having $400k tied…
Latest reply: Debt to income ratio on FHA and VA MANUAL UNDERWRITING is 40% front end and 50% back end with two compensating factors.
Latest reply: The pre-approval process is the most important process in the home buying and mortgage process.
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