A longer term that may help lower the monthly principal and interest payment.
National Market Averages
Today’s Mortgage Rates
Review current national averages for popular fixed-rate mortgage options before comparing loan choices.
30-Year Fixed
7.04%
+0.025% from prior reading
15-Year Fixed
6.26%
↘
-0.138% from prior reading
A shorter term that may build equity faster and reduce total interest paid.
Important: Rates are national market averages for general information only, not a loan offer, APR, or guarantee of approval. Your actual rate and payment can vary based on credit, loan program, loan amount, down payment or equity, property type, occupancy, state, discount points, lender pricing, and underwriting approval.
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