A longer term that may help lower the monthly principal and interest payment.
National Market Averages
Today’s Mortgage Rates
Review current national averages for popular fixed-rate mortgage options before comparing loan choices.
30-Year Fixed
6.78%
+0.031% from prior reading
15-Year Fixed
5.96%
↘
-0.093% from prior reading
A shorter term that may build equity faster and reduce total interest paid.
Important: Rates are national market averages for general information only, not a loan offer, APR, or guarantee of approval. Your actual rate and payment can vary based on credit, loan program, loan amount, down payment or equity, property type, occupancy, state, discount points, lender pricing, and underwriting approval.
-
-
-
-
Reply To: Mortgage After Bankruptcy By Danny Vesokie | Affiliated Financial Partners
2 months, 3 weeks ago
-
No Discussions
-
-
No Discussions
-
-
-
-
Reply To: Can You Use Rental Income for DTI on Two-to-Four Unit Multi-Family By Michelle
1 year, 9 months ago
-
-
No Discussions
-
No Discussions
-
No Discussions
-
-
Monkey As a House Pet
Forum: Pets, Food, Hobbies, and Recreation Replies: 97 Voices: 34 Started by: Gustan ChoThere's a video series about several pet monkeys. Little pet monkeys are extremely intelligent and cute. Considering A Pet Macaque Monkey Insights, Availability, Costs,…Last active: 7 months ago by Wiggie -
Getting Pranked
Forum: Pets, Food, Hobbies, and Recreation Replies: 87 Voices: 18 Started by: RamonThis video clip is funny. Pranking a guy until he literally goes nuts. https://www.facebook.com/share/r/Z1LV4FFvHHBExZ2A/?mibextid=D5vuizLast active: 1 year, 9 months ago by Winston -
Marriages don’t last…
Forum: Community Lounge Replies: 67 Voices: 21 Started by: Bill BurgI've come to the conclusion that marriage or the Covenant of marriage is under attack. It seems that more than ever before husbands and…Last active: 5 months, 1 week ago by Lisa Jones -
MEET CHASE-THE LONG-COAT GERMAN SHEPHERD
Forum: Pets, Food, Hobbies, and Recreation Replies: 57 Voices: 4 Started by: Gustan ChoChase, my long-coat black and red German Shepherd adolescence pup was born on January 25th, 2023. I purchased Chase on September 12th, 2023 when…Last active: 1 week ago by Gustan Cho -
Is Kamala Harris That Much of an Idiot?
Forum: GCAForums News and Market Discussions Replies: 56 Voices: 30 Started by: Max. If Biden dies or gets impeached do we have to worry about this ding bat becing our President?Kamala Harris is being questioned by…Last active: 4 months, 2 weeks ago by Juan -
Serial Police Impersonator Jeremy Dewitte
Forum: Community Lounge Replies: 45 Voices: 22 Started by: JeannieJeremy Dewitte is a cop wannabe police impersonatorJeremy Dewitte has gotten arrested for impersonating police officers since he was 17 years old. Since Jeremy…Last active: 2 weeks, 4 days ago by Harlan -
NON-QM QUESTIONS & FAQ’s FROM AN AE’S POV
Forum: Non-QM and Alternative-Documentation Loans Replies: 41 Voices: 7 Started by: CameronHello Everybody on GCA!I wanted to create a discussion regarding all Questions & Concerns regarding all NON-QM products.I am Sales Account Executive & I…Last active: 2 years, 6 months ago by Cameron -
Skylar The Female German Shepherd Dog
Forum: Pets, Food, Hobbies, and Recreation Replies: 40 Voices: 7 Started by: Gustan ChoMy big guy Chase, my German Shepherd Dog, has a baby sister. SKYLAR. Skylar is an eight month old female long coat black and…Last active: 5 months, 1 week ago by Lisa Jones -
Corrupt Cops
Forum: Community Lounge Replies: 39 Voices: 20 Started by: MarcosAre there corrupt cops? How could that be when the recruitment and hiring process of police officers include a thorough assessment of the police…Last active: 4 months ago by Sung Kyung -
How To Deal With Corrupt Police Officers
Forum: Community Lounge Replies: 39 Voices: 20 Started by: RuggerAre there many corrupt police officers where they will draft up false criminal charges against citizens? What happens if you were not speeding but…Last active: 4 months ago by William
FHA Manual Underwriting Case Scenario: Can Back-End DTI Slightly Exceed 50%?
FHA Manual Underwriting Case Scenario: Can Back-End DTI Slightly Exceed 50%?I’m working on an FHA purchase and would appreciate feedback from mortgage professionals, underwriters,…
Last active:
5 minutes ago
by Gustan Cho
GCA Mortgage Forums News-Two Day Edition September 1 and September 2, 2026
GCA MORTGAGE FORUMS DAILY NEWS: Mortgage Rates Push Toward 7% as Housing Market Enters SeptemberTwo-Day Edition: Tuesday, September 1 and Wednesday, September 2, 2026Last…
Last active:
1 day ago
by Gustan Cho
Third-Party Contract Processing List for Gustan Cho Associates
what your MLO/LOA does before handoff from what you need the processor to explain happens after handoff.It was a pleasure speaking with you. I…
Last active:
1 day, 7 hours ago
by Gustan Cho
Paying Balance of Deceased Parents Reverse Mortgage
I recently came across your information while researching lenders who have experience helping borrowers with more complicated financial circumstances. I have spoken with three…
Last active:
44 minutes ago
by Bruce
ARIVE, Application, credit, AUS, And Pricing
This material fits well in Part 2. Part 1 gave an overview of the mortgage process. Now, Part 2 explains what new mortgage loan…
Last active:
1 day, 20 hours ago
by Sapna Sharma
Role Division And File Handoff After Preapproval
Part 3: Details the MLO-to-LOA-to-Processor workflowHow Do the MLO, LOA, and Mortgage Processor Work Together?An effective way to handle the loan process starts when…
Last active:
1 day, 20 hours ago
by Sapna Sharma
How To Have a Potential Client Complete an Online Mortgage Application
In this thread, we will cover how to have a potential client complete an online mortgage loan application. We will cover a step-by-step process…
Last active:
1 day, 21 hours ago
by Sapna Sharma
GCA Mortgage Forums News for Monday August 31 2026
GCA Mortgage Forums Daily News for Monday, August 31, 2026Last Updated After the U.S. Market Close on August 31, 2026This Monday edition delivers rigorously…
Last active:
3 days, 3 hours ago
by Gustan Cho
Qualifying and Getting Approved For a Mortgage Loan
Hi, Gustan.We spoke sometime within the past year or so about mortgage options, and I’d like to revisit where things stand and see what…
Last active:
3 days, 2 hours ago
by Gustan Cho
GCA Mortgage Forums News | Weekend Edition | August 29 & 30th 2026
GCA Mortgage Forums Weekend News: Rates 6.66%, Housing Slumps, Oil SurgesSaturday and Sunday, August 29–30, 2026Weekend mortgage news Aug. 29–30: rates hold at 6.66%,…
Last active:
3 days, 23 hours ago
by Gustan Cho
-
-
No Discussions
-
No Discussions
-
Network Economics Lab Joined registered a day ago
-
Alltek Services HVAC & AC Repair Temple Joined registered a day ago
-
nemat fayadh Joined registered 3 days ago
-
hiltonlee981 lee Joined registered 3 weeks ago
-
skillpal outsourcing Joined registered 3 weeks ago
-
SBASF SF Joined registered 4 weeks ago
-
Clara Barry Joined registered 4 weeks ago
-
Layanan Halo Bca Joined registered 5 weeks ago
-
ellanki Anurag Joined registered 5 weeks ago
-
suzanna-style-journal Joined registered 7 weeks ago
-
James Paul Joined registered 8 weeks ago
-
Packaging Eagle Joined registered 8 weeks ago
You must be logged in to create new discussions.
1 day ago