Real conversations about mortgages, credit, homebuying, real estate and the situations other lenders may not understand.
Latest reply: Sounds great on the restructure and redesign of Great Content Authority Mortgage Forums. Seeing the difference already. Keep up the great work. I love…
Latest reply: Debt to income ratio on FHA and VA MANUAL UNDERWRITING is 40% front end and 50% back end with two compensating factors.
Latest reply: The pre-approval process is the most important process in the home buying and mortgage process.
Latest reply: Thank you for raising these concerns. I completely understand why people need to be cautious, given the number of recovery scams out there.My post…
Latest reply: Good morning, Michael,First and foremost, thank you for your service to our country as a United States Navy veteran. Thank you also for reaching…
Latest reply: Paying cash for a home can make buying easier, but it is not always the best financial choice. The main issue is what you…
Latest reply: The “Escrow Shortage” Trap: Why Your Mortgage Payment Might Go Up After the First YearEven with a fixed-rate mortgage, your monthly payment can still…
Latest reply: Great topic Elmoustahyl, Lenders usually don’t increase their DTI limits just because a state has high taxes or insurance costs. Instead, they include those…
Latest reply: Great topic, Ken. In the U.S., home insurance will typically add around $140- $260 per month to your housing payment. That's not a fixed…
Latest reply: Great breakdown, Gustan and Max — the mortgage side of this is covered well. Let me add the insurance timing piece, because it's the…
Please confirm you want to block this member.
You will no longer be able to:
Please note: This action will also remove this member from your connections and send a report to the site admin. Please allow a few minutes for this process to complete.
