I’m Jason Hall, owner of Rapid Rescore Credit in Austin, TX. I spent 12 years as a senior loan officer before moving into credit consulting in 2009, so I know exactly what underwriters need to see. I help borrowers get mortgage-ready: disputing inaccurate negative items across all three bureaus, building settlement strategies for charge-offs and collections, and running rapid rescores that reflect new balances in 5–7 business days instead of waiting on the next statement cycle. Loan officers send me their borderline files and I send back borrowers who can actually close. Free credit report audit for any borrower — no obligation. Outside work: bass fishing, surfing, sailing, wingfoiling, and cooking.