Create an Account or Sign in Email Confirm Email Password Confirm Password Name Last Name Nickname Phone Number (optional) State (optional) Profile Type ----SalesReal Estate AgentPreferred Wholesale LenderWholesale Mortgage LenderFactoryOffice WorkPoliceFireBusiness OwnerPharmaceutical IndustryManufacturingCommercial Mortgage LenderEducationGovernment EmployeeEntertainment and HospitalityTransportationDentistVeterinarianEye DoctorOptametristEye Glasses and OpticianDually LicensedLoan OfficerWholesale LenderAttorneyInsurance AgentAccountantTitle CompanieHome InsepctorContractorMoverRealtorPreferred Realtor PartnerCredit Repair SpecialistProcessorVirtual AssistantChefLawyerDriverDoctorOther Other (optional) Motto (optional) Visual Text I agree to the Terms of Service and Privacy Policy. Terms of Service Terms of Service and Conditions of Great Content Authority (GCA) Forums Date of commencement: December 8th, 2024 Thank you for choosing to sign up for GCA Forums. (Great Content Authority platforms) These Terms of Service (Terms”) govern your access and use of GCA Forums, which are referred to as “Platforms.” Using the platform, you accept the Terms and conditions outlined in the Terms. Do not use the platform if you do not wish to be bound by these Terms. Terms and Conditions for Great Content Authority (GCA) Forums & Sub-Forums The Consulting Agreement includes legal languages between Great Content Authority Forums’ users (Herein after GCA, ‘we,’ ‘us,’ ‘our,’ ‘…’ ) and you(‘User’). The Terms and Conditions transcribed herein are “Terms” and the use of “GCA Forum’’ Spaces, GPATS GP@Holdings, which consist of online Content and social media (the “Platform”). You must comply with these rules and regulations to use this system. If not, you are not entitled to use the platform of any kind. User Eligibility Minimum Age: Users under the age of thirteen (13) are prohibited from using the Platform, and users aged between thirteen and thirteen and below eighteen(18) must have the consent of a parent or a guardian to use the Forum Spaces. Jurisdictional Compliance: You are solely responsible for using the Platform by the applicable laws and regulations. Account Suspension or Termination: Notwithstanding the preceding, the User’s Account will be suspended or terminated if the User is found to be unauthorized or ineligible, as stated in Clause To ensure compliance with AML and other applicable regulatory acts, we have limited potential activities for Users. Registration Requirements Amount Required: Users intending to use the platform must provide accurate and reasonably current information along with a valid email address to create an Account to participate in the Platform. Reword the following paragraph for me and keep the meaning the same in a more professional tone: Account Security: You must keep your account credentials secret. Contact us at support@gcaforums.com as soon as you suspect unauthorized access has been made to your account. Multiple Accounts: Users who have yet to be given permission may not open or operate additional accounts. Failure to adhere to this rule may suspend all associated accounts. Account Termination by User: You can ask us to terminate your account anytime by emailing support@gcaforums.com. Some of your posts or other contributions may remain on the Platform when the account is terminated. Still, your user name and other account information may be deleted or made anonymous. User Conduct By Using The Platform, You Agree To The Following: Prohibited Activities: Do not upload or share any content against the law/violent, obscene, defamatory, or otherwise objectionable. Do not use hate or make threats against a particular group or person, or harass them or abuse them. Do not pose as another person, organization, or any other entity. Do not post unsolicited spam or ads for services or requests unless GCA administrators permit them. Do not upload viruses, malware, or any other malicious software. Philosophy or Respect for Community Standards Do not insult other users, regardless of their past or future opinions or situations. Observe the rules of particular forums made known in various sub-forums and discussion threads. How to Report a Breach of the Terms of Service: If you see a breach of these Terms, you can use the reporting options available on the Platform to report such an incident, or you may contact us. Violation of the Terms of Service: Any violations of the present Terms may result in warnings, suspensions of the account for a fixed period, or even permanently banning such accounts. Any enforcement decisions are final and are at the discretion of GCA moderators and administrators. Content Ownership and Rights User-Submitted Content: Any content (“User Content”) you post or upload to the Platform shall remain your property. We maintain a non-exclusive, royalty-free, worldwide, perpetual license to use, display, reproduce, or distribute said Content to operate, promote, or improve the Platform of GCA for all Member’s Content posted on the Platform. Copyrighted Content: Unless you are authorized, do not upload any copyrighted content, nor do it if the Content is fair use. Elements of the Platform All Content, including designs, logos, software, and user interface elements that appear on the Platform, is owned by GCA or its licensors and benefits from intellectual property protection. Content available on the Platform cannot be copied, reproduced, or distributed without specific authorization. Moderation Policy Moderators’ Scope of Work: Moderators are users of this forum or GCA employees who assist in enforcing these Terms of Services. They are entitled to: Alter, move, or delete comments and posts that violate the Terms and rules in use by relevant subforums. Provide a warning, enforce a time-out, or permanently limit access to the forum or the services for those individuals. Terma of Service: Appeals Process Moderation policies may be appealed by emailing the address support@gcaforums.com within 7 days of action. GCA Forums managers will assess affected users during the moderation process. Privacy Policy Data Collection: We may collect data including but not limited to email addresses, IP addresses, and other use-related data as described in our Privacy Policy. Data Protection: Personal Data Protection measures are implemented to prevent loss, theft, or unwanted disclosure of your data. However, all data systems have weaknesses and cannot be guaranteed to be completely secure. Information Disclosure: As stated in our privacy policy, only users who consent to sell or share their personal information with third parties will be forced by law to do so, and none shall do so for any warranted purposes. Disclaimers and Limitations of Liability No Warranty: The Platform is offered “where is,” and thus, it makes no real or implied warranties. Platform Availability: We cannot guarantee that the Platform will always be entirely free of bugs, secure, and available without maintaining a constant stream of internet connectivity. Limitation of Liability: GCA’s liability for indirect, incidental, or consequential losses incurred by the client while using the Platform is, to the maximum extent, not permitted by law and is currently limited. Indemnification Considering GCA entering into this agreement, you agree to indemnify GCA from any claims, damages, or liabilities arising from it. Use of the Platform by you. Breach of these Terms by you. Any laws and regulations by you. Termination of Service By GCA Forums: Any violation of these Terms or inactivity will give GCA the right to suspend or completely stop your access to the Platform at GCA’s discretion. Effect of Termination: Once the suspension terminates, the right granted to you will no longer be valid. The permissions obtained under this Agreement will be canceled. Changes to the Terms of Service GCA Forums may change these Terms at any time. Users will be emailed about major changes, or such information will be available on the Platform. Great Content Authority Forums continues to use the Services after any changes. It does so about the amended Terms. Governing Law: These terms are governed under the [Insert Jurisdiction] Sovereign laws without considering any of its conflict affairs. Contact Informationاؔ Should you have any queries or issues regarding the specified Terms, do not hesitate to get in touch with us via the following platform: Great Content Authority Forums. Email: support@gcaforums.com. Phone: 844-90-RATES Additional Sections Code of Conduct: Our goal for GCA Forums is to be a respectful and productive community t; therefore, all users are required to abide by the Code of Conduct specified below: General Behavior Respect other participants irrespective of their opinions, backgrounds, or beliefs that they hold. Keep debates sane –. Discussing and calling them constructive criticism is better than making them personal and using offensive language. Do not intentionally troll, bait, or engage to disrupt or derail discussions. Prohibited Conduct Harassment: It is unacceptable to bully, stalk, or harass other users. Hate Speech: Insulting or abusive Content against any race, ethnicity, religion, or gender or encouragement to violence against any of these is unacceptable. Plagiarism: You must not submit material that violates intellectual property and add other people’s works and ideas as if they belong to you. NSFW Content: Content that is overly explicit, sexually suggestive, or violent is not allowed unless it is allowed in a thread that is marked and is meant for mature Content and discussions. Consequences: Breach of the Code of Conduct may result in a warning, removal of Content, suspension, or a permanent ban by GCA moderators or administrators of the forums. Subforum general rules There may be additional rules to a specific subforum according to the specific audience the particular subforum is meant for, and these rules shall also be posted in the sticky posts or announcements made in that specific subforum. By interacting in a subforum, the consensus is that you will follow the particular rules of that subforum in addition to the general Terms. Examples of Subforum Rules Debate Forums: Civil disagreement is normal, but insults and going off-topic are prohibited. Marketplace Subforum: Sale, Trade, Auction, Advertisements, etc., should abide by the institution’s set marketplace regulations and describe the condition and pricing of the goods. Technical Support Subforum: Detailed explanations of the issues must be provided to get help, and the duplication of threads will not be encouraged. If the prescribed conditions of the subforum rules are not adhered to, content may be deleted or removed from the particular category chosen. User Generated Content Disclaimer Any user-relevant views or opinions in the GCA Forums are not the official position of the GCA, as it has user-generated Content. No Endorsement THE GCA Forums DOES NOT ATTEST OR TAKE RESPONSIBILITY FOR ANY USER-GENERATED CONTENT WITHIN THE PLATFORM. Management’s actions regarding a statement or artifact do not endorse a particular viewpoint. “I will now write the Great College Association of America Policy. Removal of Content Great College Association of America can delete any content that contravenes the terms set on the platform or intellectual property. Reporting Content If you encounter material violating these Terms, use the relevant reporting tools or email us at [Insert Email Address] for assistance. Reports will be investigated and addressed within the shortest time possible. User-Generated Content Ownership. Rights Retained by Users I have come across articles openly selling Content stating that they have the endorsement of GCA Forums, for instance, commanding GCA Forums to redress issues stated: does paging where the edwc team operates holders interfere with the work of the edwc team, and GCA Forums will continue to operate effectively. Terms of Service: Prohibited Content Users may not post any content on which the Organization holds a policy, such as copyrighted material, trademarks, or other forms of writing and artistic works infringed by other Content. Copyright and DMCA Policy: If you think that content published on the Platform violates your copyright, you can file a DMCA notice. Please include A description of the copyrighted material and the allegedly infringing Content. -A statement that you have a good faith belief that the use is unauthorized. Your contact information, including an email address send to Great Content Authority Forums at support@gcaforums.com. Advertisement and Sponsorship Policy Great Content Authority Forums may contain advertisements or sponsored Content. GCA Forums users who interact with these materials agree that GCA Forums does not bear any responsibility regarding the accuracy or reliability of advertisements placed by third parties. Sponsored posts will be clearly labeled to distinguish them from the user content. 19. Dispute Resolution. Informal Resolution: Users accept that they will make an informal resolution of those disputes by contacting GCA Forums support at support@gcaforums.com. Arbitration Clause: Any dispute, claim, or controversy arising from or concerning these Terms shall be submitted to binding arbitration in the United States according to the procedures outlined in the American Arbitration Association (AAA). Users abandon the right to participate in class action lawsuits. Community Awards and Recognition Awards, badges, and other types of user recognition may be provided at the discretion of GCA for user contributions. These awards: GCA Forums shall be responsible at all times for the provision of the goods. It can be taken away if the user breaks any of the Terms. Volunteer Moderators To regulate and manage the GCA Forums, some moderators volunteer to serve. Moderators: Act on behalf of GCA Forums to enforce these Terms. Are not employees or agents of Great Content Authority Forums and serve as volunteers. You may also modify, remove, or delete any threads that go against the forum policies. Monetization Policies Additionally, GCA Forums may facilitate paid content subscriptions, revenue-sharing programs, and the monetization of user-created content. Subscriptions and Access to Premium Features Certain platform functionalities may be restricted to users with a subscription. These functionalities are referred to as “Premium Features.” If the user does not cancel the subscription before the renewal date, it will automatically renew. The terms for the renewal are specified during the subscription purchase. Refunds on the unutilized subscriptions will only be processed at the discretion of GCA Forums or its affiliates and according to the policies laid down. Revenue Sharing If you intend to partake in the GCA revenue-sharing program, you must follow the program’s rules. These will be sent to you at a later date. Earnings are allocated about performance metrics set initially, such as impressions, views, or engagement. GCA Forums reserves the right to amend these metrics upon advance notice. Terms of Service: User User-created content Monetization Users can post content such as affiliate links or sponsored posts but only in the given sections of the Platform or after obtaining authorization from GCA Forums administrators. Content that has been monetised should be used in conjunction with the advertising regulation of the country in which it will be used, such as making clear that the Content has been sponsored or endorsed. Practices Not Permitted For Monetization Users are not permitted to: Fraudulently click on ads, create bot traffic, or use misleading methods to boost advertisement monetization metrics. Advertise “illegal” goods or services, including illegal drugs or weapons, goods which are imitations of real branded items. API Usage In case GCA Forums provides an API (Application Programming Interface) for the developers or users, then the terms specified here shall apply: Terms of Service: License GCA Forums has granted you a non-exclusive, limited, and revocable license to utilize the API only for integrating or performing enhancement of the Platform in a manner that allows it. API Restrictions You agree not to: Scrape data or engage in other unauthorized data harvesting using the API. Construct applications that undermine the performance, safety, and security of the Platform. Please do not sell or give the API or its data without GCA Forums approval. Terms of Service: Revocation GCA Forums may suspend or revoke your access to the API at any time for violations of these Terms or other misuses. Terms of Service: Liability The API may cause you to suffer losses, and GCA Forums is not responsible for such losses. Therefore, use it at your own risk. Third-Party Integrations The GCA Forums may also use additional third-party services to improve the user experience include social media logins or payment-facilitating applications and content hosting applications. Linking Another Account If you link your GCA Forums account to a third-party account, such as Google or Facebook, you now consent to GCA Forums’ use of information from that account as provided in our Privacy Policy. Third-Party Payment Providers Certain services, including any Premium Features, may be paid through a third party. In this respect, you accept the ample terms and conditions. However, GCA Forums is not liable for PayPal/PagSeguro and other ththird-partyrrors and disputes. Links to Third Party Websites and Content Any content comprising advertisements, promotional content, and services synthesis from third-party links and integrations GCA Forums has no words of responsibility for. Use those at your discretion. Use of Third-Party Services GCA Forums shall not be held liable for any damage, loss, or adverse effects relating to the usage of services provided by third-party integrations to the Platform. Access and Other Barriers GCA Forums strives to enhance the engagement of its forums for any individuals with a disability. Should there be any access barriers, please reach out to us to help: support@gcaforums.com. Request Forms As part of our goal to meet accessibility and user experience principles and guidelines, which in this case include the WCAG standards, we will consider requests for some specific accommodations. Law That Governs the Agreement and the Venue The law that applies to this contract is the one of [Insert Jurisdiction], regardless of its conflict of laws. All lawsuits should be filed exclusively within the courts in the region or area where the violation was committed. Complete Understanding These Terms of service, our Privacy Policy,and any other applicable policies contained herein, together with these Terms, comprise the comprehensive understanding between you and GCA Forums. They nullify any previous understanding, whether written or otherwise. If you have any queries, complaints, or comments regarding these Terms or the Platform, please reach out to us via the following means: Great Content Authority Forums: Email: support@gcaforums.com Behavior of Users While accessing the platform, you agree to refrain yourself from: Uploading, posting, transmitting, or sharing any illegal content, defamatory to some groups, abusive, violent, or unreasonable. Bullying, targeting, or harassing users or other individuals. Using any personal information of others without explicit consent with regards to sharing. Promoting or posting any spam-related content, ads, or other solicitations without approval. Using the platform for unlawful or unauthorized activities. You understand that these Terms can be violated at any time and that such content or accounts are subject to suspension and deletion without prior notice. Ownership and Rights of Content User-Generated Content: By posting it on the site, you hereby give GCA Forums a global, non-exclusive, royalty-free license to use, display, and distribute your content to operate the platform. Platform Content: All other content displayed on the platform, including text, graphics, logos, and the software, belongs to GCA Forums or its licensors and is protected by intellectual property law. Terms of Service: Moderation Platform moderators have the authority to monitor, edit, or remove content that violates these Terms or is inappropriate. The actions and/or decisions made by the moderators and/or the administrators regarding the content or any other actions related to the account will be final and irreversible. Terms of Service: Account Security You are responsible for keeping your account details and password secret. Please inform us immediately if you have any reason to believe that your account has been used without authorization. Terms of Service: Privacy Our Privacy Policy governs your access and use of the Platform [Include Link to Privacy Policy], which describes how we process your personal information. Warranty Disclaimer The platform is provided to a user ‘as is’ and ‘as available,’ which means that it does not include any male or female warranties, either expressed or implied. We must guarantee that the platform will function with defects, be dependable, and have no downtime. Limitation of Liability To the greatest degree, that law allows it: GCA Forums is not responsible for any special, indirect, incidental, or punitive damages from your platform use. Our liability for any claims about using the platform will extend only to the amount you paid us during the last twelve months. Terms of Service: Termination We may terminate or suspend your account and access to the platform for breach of any of these Terms or other reasons as we may determine without incurring any liability to you or any other person. Upon termination, your ability to use the platform will be removed instantly. Changes to the Terms of Service These Terms are subject to changes from time to time. The newest version will be on the platform, with changes to the effective date. After any modifications or reasons, the platform expects your agreement with the new terms through continued use of the platform. Governing Law These Terms are subject to the laws of [Insert Jurisdiction], without regard to its conflict of law principles. Important Contact Details In case you have any queries concerning the terms of service and username policy, please get in touch with us through the following details: Great Content Authority Forums Email: support@gcaforums.com Phone: 844-90-RATES Using the Great Content Authority (GCA) Forums means accepting these Terms of Service. We look forward to having you as a community member, and we appreciate it! × Privacy Policy Privacy Policy for Great Content Authority (GCA) Forums Effective Date: 9th December, 2024 Brought to you by Gustan Cho Associates We at Great Content Authority (GCA) Forums consider your privacy a matter of great importance and are committed to protecting it. This Privacy Policy describes our practices regarding collecting, using, disseminating, and protecting your information. At the same time, you access our Platform and participate in our subforums. As this policy specifies, you consent to collecting and using your information using the GCA Forums and Sub-Forums. Information GCA Forums Collects From Users GCA Forums collects personal and impersonal information to enhance and refine its services. We collect the following information: Privacy Policy: Information You Submit Account information: When you register for an account, you must provide us with your name, email address, username, and password. Profile Information: The profile picture, short bio, and other social media links are optional, but you may provide them if you want to. Content refers to the posts, comments, and messages you make on the forums associated with your account. Payment Information: If you subscribe to or purchase any of our features, we gather your billing and payment information through secure third-party payment processors. Privacy Policy: Information Obtained Automatically Log Data: This information includes your internet protocol address, browser type, operating system, referring URLs, and the time and date you accessed the site. Cookies: We use cookies and other tracking technologies, such as cookies, to improve your interaction with the Platform and gather information about that interaction. Analytics: User engagement metrics that include the pages visited, the duration, and the engagements made on posts are stored for analytic purposes. Information from Third Parties Social Media: When connecting social accounts such as Google or Facebook to the account, we may extract limited profile data with the consent of the social media outlet. Partners: We may partner with marketing and advertising organizations to provide us with demographic statistics or preference information. Privacy Policy: How We Use Your Information The various reasons as to why we may use the information that you provide us include: Providing Services Account registration and management purposes. Facilitating interaction among the users and communities of subforums. Facilitating subscribers’ payments as well as activating any premium functions. Personalization and Improvement Improve your experience by suggesting certain posts or relevant subforums. To assess the activity of the forums to optimize their work. Privacy Policy: Communication Emails that serve to verify or reset passwords as updates or alerts on account-related services. Promotional ads, new features, or updated policies are sent via email. Legal and Security Purposes To halt any legal issues from occurring or responding to orders considered lawfully issued. Oxford Publishing protects itself from fraud, abuse, or other harmful behavior on the Platform. Sharing Your Information We do not sell proprietary information outside the Company. However, we may disclose such information under the following legal bases: Payment Processors We Employ We utilize third parties to facilitate payment processing (so we do not keep any of your payment info). With Other Users Other members can view some of your public profile information, such as your username, profile picture, and posts. Legal Requirements Where disclosure is required by law or in response to sufficient legal requests such as subpoenas or US Court Orders. Privacy Policy: Business Transfers Your data may be transferred in a merger, acquisition, or asset sale. Cookies and Tracking Technologies We automatically use cookies and other tracking technologies to collect information. However, you can change your cookie preference from your browser settings. Privacy Policy: Advertising Cookies Cookies enable a site to function legitimately according to its intent or purpose. Performance Cookies: Use them to understand how the audience utilizes the Platform. Advertising Cookies: Target advertisements to users. Monitoring by Outside Agencies. Outside marketing firms or monitoring companies install certain cookies. These agencies may utilize the information to supply targeted ads on websites. Your Privacy Norms. You might have privacy rights based on your region: For Users in the European Union (GDPR). Access: You have the authority to view the information we have collected about you. Correction: You should be able to ask for revision of wrong or missing information. Deletion: You can ask to have your personal information deleted except when mandated by other laws. Data Portability: You can demand your data in an orderly and machine-interpretable form. You must contact us at [Insert Contact Email] to exercise these rights. For Users in California (CCPA) Opt-Out of Sale: We do not use your Personal Information for sale, but if we do in the future, California residents can decline to have their information sold. Access: You can request information on the type of information we gather about you and its purpose. Deletion: You can ask that we delete the information we have about you, except under the terms of the CCPA. You can reach us at support@gcaforums.com with your request. For all users You may alter your account settings to change the information you provided or remove it altogether. To discontinue receiving emails, please click on the “unsubscribe” link provided in any of the emails that we have sent. Data Security We utilize technical, administrative, and physical measures to safeguard your information. However, no system is completely secure. Please get in touch with us if you suspect that an unauthorized person has access to your account. Data Retention We keep your personal information for a period deemed necessary for rendering services, complying with legal obligations, and settling disputes. Account-related information may be kept for five years following the termination of the account. International Data Transfers Suppose you use GCA Forums outside of the United States. Your data may be retransmitted and stored in a country with different data protection provisions. By using the Platform, you agree to this type of data transfer. Children’s Private Privacy The Platform is not intended for children aged 13 years and under or for their use. We do not knowingly collect information from children. If we find that such information exists, we will delete it. Changes to This Privacy Policy This policy may change from time to time. Important changes will be communicated by email or prominently displayed on the Platform. If you continue to use the Platform after the changes are made, you will be deemed to have accepted such changes to this policy. Privacy Policy: Get In Touch For any queries that you may have regarding this privacy policy or wish to enforce your rights, feel free to reach out to us via: Great Content Authority Forums Powered by Gustan Cho Associates Email: support@gcaforums.com Phone: 844-90-RATES ×