VA IRRRL Guidelines For VA Streamline Refinance
VA IRRRL guidelines allow homeowners with a VA loan to refinance to a new VA loan with low mortgage rates without an appraisal or income…
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When You Should or Should Not Refinance Your Mortgage
This guide covers when you should or should not refinance your mortgage. People are often on the fence as to when you should or should…
Cash-Out Refinance Seasoning Guidelines on Home Loans
This guide covers cash-out refinance waiting period guidelines on government and conventional loans. Cash-out refinance seasoning requirements differs on the particular loan program. There are…
Mortgage Approval After a Loan Modification Guidelines
This guide covers mortgage approval after a loan modification guidelines. Mortgage modifications are a failsafe put in place to help clients avoid foreclosure. This is…
Loan Estimate Replaces The Good Faith Estimate
This guide covers how the loan estimate replaces the good faith estimate. Loan Estimate Replaces The Good Faith Estimate effective October 3, 2015. The main…
Refinance Closing Costs
This guide cover refinance closing costs on home loans. Refinancing is almost at a historical high. Mortgage rates has dropped from its all time high.…
Getting Approved For a Mortgage After College
This guide covers getting approved for a mortgage after college with no work experience and high student loan debt. One of the mandatory requirements to…
How Non-Occupant Co-Borrower Help With Mortgage Approval
This guide covers how non-occupant co-borrowers help main borrowers with mortgage approval. If you don’t qualify for a mortgage on your own, can adding a…
Gift Funds For Down Payment and Closing Costs For a Mortgage
This guide covers gifts funds for the down payment and closing costs on a home purchase. HUD, the parent of FHA, USDA, the Veterans Administration,…
Short-Term Hard Money Loans For Real Estate Investors
This guide covers short-term hard money loans for real estate investors. There are many benefits in getting a short-term hard money loans than traditional commercial…
The Importance of Qualified Income When Getting Pre-Approved
This guide covers the importance of qualified income when getting pre-approved for a mortgage. Several factors are evaluated in the mortgage qualification process, and the…
How Federal Holidays Affect The Mortgage Process
This guide covers how federal holidays affect the mortgage process. Many federal holidays are closed for operations. Sometimes, mortgage companies work during federal holidays because…