Aldiva
Credit Repair SpecialistForum Replies Created
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Ofcourse I know that, however, I have a source to remove these charge offs without cost to the Client. A charge off still impacts the score….. This is for people you already financed and want to improve their scores to refinance…..
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Aldiva
MemberFebruary 16, 2024 at 7:16 pm in reply to: Why Do Mortgage Lenders Ask Borrowers For a CPA Letter -
Aldiva
MemberFebruary 15, 2024 at 8:32 pm in reply to: Why Do Mortgage Lenders Ask Borrowers For a CPA LetterHI Everyone,
Yes, any CPA can write a letter and a Third Party Certified Tax Preparer can indeed certify the letters. This is not a free service as the CPA and/or Tax Preparer is putting their name on the certificate. In addition, they can create a P & L if needed.
Hope this helps!
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Hi Lisa,
Recovery Credit Repair is a reputable credit repair. We are a Tri-Lingual company that speaks Spanish and Portuguese. We also specialize in ITIN Credit Repair. Would love to connect with you. http://www.ficodiva.com
Have a great evening!
Ali
- This reply was modified 11 months, 2 weeks ago by Aldiva.
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Recovery Credit Repair Leaders in Credit Repair Services
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Aldiva
MemberNovember 22, 2023 at 3:41 pm in reply to: What is the statute of limitations on collection accounts for a mortgageIt Depends on the state your client is in. Here is the Statues of Limitations for all 50 states:
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Yes, it is legal for credit card companies to lower your credit limit. The question I have is:
1. Is the client maxed out on other cards
2. Has the client changed their spending habits? Meaning they used to shop at Walmart and now shop at the dollar store for example….
Your creditors do frequent soft pulls on your credit without your knowledge. They look for changes in behavior. They look for signs of financial distress. When they see any changes in behavior, they tend to drop your credit limit to you current balance, causing you to max out their card, drop your credit scores, and now make it more difficult for you to qualify for additional credit.
This is part of their terms and conditions when you accept use of their credit card.
Hope this helps 🙂
Have a great day!