Mortgage and Real Estate Forums

Sub Forums

• Underwriting Help Desk

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  • Case Scenarios

    Welcome to Great Content Authority (GCA) Forums, powered by Gustan Cho Associates. We have developed this section to…Read More
    Topics: 38

    Replies: 81

    Reply To: Best Mortgage Calculator  By Tina   4 days, 15 hours ago

• Credit Forum

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  • Credit Repair

    Topics: 12

    Replies: 41

    Reply To: CAN I GET FHA LOAN APPROVAL IF I DELETE BANKRUPTCY FROM CREDIT REPORT  By Gustan   2 months ago

  • Credit Cards

    Topics: 7

    Replies: 9

    Reply To: What Is Business Credit  By Bruce   1 month, 1 week ago

    • Business Credit Cards

      Topics: 2

      Replies: 4

      Reply To: What Is Business Credit  By Bruce   4 months, 1 week ago

    • Unsecured Credit Cards

      Topics: 5

      Replies: 5

      Reply To: Difference Between Secured And Unsecured Credit Cards  By George   1 month, 1 week ago

  • Credit Rebuilder Loans

    Topics: 2

    Replies: 5

    Reply To: Credit-builder Loan  By Danny Vesokie | Affiliated Financial Partners   1 month, 2 weeks ago

  • Credit Score Simulator

    Topics: 4

    Replies: 10

    Reply To: What scoring model is the Credit Score Simulator based on?  By Bentley   1 month, 2 weeks ago

• Residential Mortgage Loans

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  • Home Purchase

    Topics: 65

    Replies: 128

    Last Updated On Home Purchase  By Tina Stepher   20 hours, 24 minutes ago

    • Residential Homes

      Topics: 7

      Replies: 18

      Last Updated On FHA AMENDATORY CLAUSE  By Tina Stepher   20 hours, 24 minutes ago

    • Primary Homes

      Topics: 4

      Replies: 7

      Last Updated On FHA AMENDATORY CLAUSE  By Lisa   20 hours, 58 minutes ago

    • Modular and Manufactured Homes

      Topics: 9

      Replies: 20

      Reply To: Modular Homes  By Bentley   4 days, 12 hours ago

    • Second Homes

      Topics: 5

      Replies: 12

      Reply To: Can you rent a Second Home for part of the year?  By Ollie   2 months, 2 weeks ago

    • First-Time Homebuyer

      This is for all first time home buyer discussions and questions. Let us know how we can help…Read More
      Topics: 5

      Replies: 9

      Reply To: DOWN PAYMENT ASSISTANCE FIRST-TIME HOMEBUYER WITH THE LENDER CAMERON LeCLAIR  By Angela   5 days, 16 hours ago

    • Down Payment Assistance

      Topics: 14

      Replies: 31

      Last Updated On FHA AMENDATORY CLAUSE  By Doc   20 hours, 41 minutes ago

  • Fix and Flip Loans

    Welcome to the Sub-Forums of Fix and Flip Loans at GCA FORUMS, powered by Gustan Cho Associates. Fix…Read More
    Topics: 4

    Replies: 9

    Reply To: potential profitability of a property  By Gustan   1 month, 2 weeks ago

  • Refinance

    Topics: 32

    Replies: 62

    Last Updated On HELOC UP TO 90 CLTV  By Gustan   22 hours, 6 minutes ago

    • Rate and Term

      Topics: 1

      Replies: 4

      Reply To: Difference Between Rate and Term Refinance versus Streamline Refinance Loans?  By Samuel   3 months, 2 weeks ago

    • Cash-Out Refinance

      Topics: 9

      Replies: 12

      Last Updated On FHA AMENDATORY CLAUSE  By Gustan   22 hours, 6 minutes ago

    • FHA Streamline Refinance

      Topics: 4

      Replies: 12

      Reply To: Can You Streamline Refinance an FHA and VA Loan With a DPA Second  By Gustan   2 months, 2 weeks ago

    • VA Streamline Refinance

      Topics: 2

      Replies: 4

      Reply To: Apply for a VA Streamline Refinance  By Bruce   1 month, 1 week ago

  • Residential Mortgage Rates

    Topics: 8

    Replies: 16

    Reply To: HOW MORTGAGE BROKERS CALCULATE INCOME AND RATES  By Peter   2 months ago

  • Investment Properties

    Topics: 6

    Replies: 11

    Reply To: Buying Condos As Investment For Rental Income  By Gustan   4 weeks, 1 day ago

  • Rent-To-Own Homes-Seller Financing

    Topics: 3

    Replies: 4

    Reply To: Seller Financing as Rent to Own  By Tina   1 month, 1 week ago

  • Manufactured Home Loans

    Topics: 12

    Replies: 29

    Reply To: MODULAR HOME  By Gustan   21 hours, 47 minutes ago

  • Jumbo Loans

    High-end homebuyers can now qualify for non-QM jumbo loans with credit scores down to 550 FICO, and no…Read More
    Topics: 19

    Replies: 37

    Reply To: Jumbo Loans For Self-Employed Borrowers  By Tina   1 week, 3 days ago

    • Investment Property Jumbo Loans

      Topics: 2

      Replies: 3

      Reply To: Traditional and Non-QM Jumbo Loans on Investment Properties  By Connie   3 months, 2 weeks ago

  • Investment Property Loans

    Topics: 9

    Replies: 17

    Reply To: Calculating Rental Income Based on DTI Ratio  By Gustan   1 month, 2 weeks ago

    • Single-Family Investment Home Loans

      Topics: 2

      Replies: 5

      Reply To: CAN HUSBAND AND WIFE EACH BUY A HOUSE FOR RENTAL WITHOUT OWNING PRIMARY HOME  By Doc   2 months, 2 weeks ago

    • Two-To-Four Unit Multi-Family Home Loans

      Topics: 5

      Replies: 7

      Reply To: Multi Family Properties  By Gustan   1 month, 2 weeks ago

  • Ground Up One-To-Four Unit Multi-Family Loans

    Topics: 4

    Replies: 11

    Reply To: Ground Up One-To-Four Unit New Construction Homes  By Gustan   3 months, 2 weeks ago

  • FHA Loans

    FHA loans are the most popular mortgage loan program for first-time homebuyers, borrowers with high debt-to-income ratios, buyers…Read More
    Topics: 68

    Replies: 129

    Last Updated On FHA AMENDATORY CLAUSE  By Doc   20 hours, 18 minutes ago

    • FHA High-Balance Jumbo Loans

      Topics: 4

      Replies: 9

      Reply To: CHILD SUPPORT AND MORTGAGE  By Gustan   21 hours, 58 minutes ago

    • HUD Manual Underwriting Guidelines

      Topics: 6

      Replies: 9

      Reply To: WHAT ARE COMPENSATING FACTORS IN MORTGAGES  By Bruce   2 months, 2 weeks ago

    • HUD Two-to-Four Unit Multi-Family Guidelines

      Topics: 2

      Replies: 7

      Reply To: Can I Purchase 2 To 4 Unit Property With FHA LOANS  By Rugger   2 months, 2 weeks ago

    • FHA 203k Loans

      Topics: 3

      Replies: 5

      Reply To: FHA 203K rehab loan product available  By Harlan   1 month, 2 weeks ago

    • HUD Reverse Mortgages

      Topics: 7

      Replies: 9

      Reply To: Applying for a reverse mortgage  By Lisa Jones   1 day, 18 hours ago

    • FHA DPA Mortgage Loans

      Topics: 3

      Replies: 4

      Reply To: closing costs associated with FHA DPA loans  By George   1 month, 1 week ago

    • FHA OTC New Construction Loan

      Topics: 1

      Replies: 2

      Reply To: What is an FHA OTC NEW CONSTRUCTION LOAN  By Lisa Jones   3 months, 2 weeks ago

  • VA Loans

    In this FORUM on VA Loans, we will cover everything about VA loans: COE, Credit Score requirements, debt-to-income…Read More
    Topics: 29

    Replies: 54

    Reply To: VA LOANS; DISABLED VETERAN  By Lisa   20 hours, 45 minutes ago

    • VA High-Balance Jumbo Loans

      Topics: 2

      Replies: 3

      Reply To: VA High-Balance Loans  By Chase   4 months, 1 week ago

    • VA Manual Underwriting

      Topics: 2

      Replies: 3

      Reply To: VA Manual Underwriting Guidelines  By Gustan   8 months, 2 weeks ago

    • VA Two-To-Four Unit Multi-Family Guidelines

      Topics: 2

      Replies: 3

      Reply To: VA Two-To-Four Unit Multi-Family Homes  By Tina   4 months, 1 week ago

    • VA OTC New Construction Loan

      Topics: 1

      Replies: 2

      Reply To: VA OTC NEW CONSTRUCTION LOANS  By Michelle   3 months, 2 weeks ago

  • Conventional Loans

    Conventional loans are mortgage loans not backed by a government agency, such as HUD, VA, or USDA. Conventional…Read More
    Topics: 13

    Replies: 27

    Reply To: What Is The Difference Between Conventional Versus FHA Loans?  By Bruno   1 week, 2 days ago

    • OTC New Construction Conventional Loans

      Topics: 3

      Replies: 6

      Reply To: What Types of Mortgages are One-Time Close Loans  By Gustan   1 month, 1 week ago

  • USDA Loans

    Welcome to the Sub-Forum on USDA Loans. In this Sub-Forum, we will cover anything USDA loans. From the…Read More
    Topics: 16

    Replies: 25

    Reply To: What is the minimum credit score for a USDA Loan?  By Hunter   5 days, 18 hours ago

  • Non-QM Loans

    Welcome to the Non-QM loans Sub-FORUM of Gustan Cho Associates. Non-QM loans are back. No-doc mortgages are back.…Read More
    Topics: 43

    Replies: 158

    Reply To: What Are Portfolio Mortgage Lenders?  By Missy   4 days, 11 hours ago

    • Bank Statement Loans

      Topics: 7

      Replies: 16

      Reply To: How Do Lenders Calculate Income With Bank Statement Loans  By Gustan   2 months, 1 week ago

    • DSCR Loans

      Welcome to the DSCR Sub-Forums of GCA FORUMS, powered by Gustan Cho Associates. In the DSCR Sub-Forums, we…Read More
      Topics: 3

      Replies: 8

      Reply To: Prepayment Penalties work for DSCR Loans  By Gustan   1 month, 1 week ago

    • P&L Statement Loans

      Topics: 5

      Replies: 10

      Reply To: What is a profit and loss statement  By Dawn   2 months, 2 weeks ago

    • No-Ratio DSCR Loans

      Topics: 3

      Replies: 6

      Reply To: Calculate the Debt-Service Coverage Ratio  By George   1 month, 1 week ago

    • Asset-Depletion Loans

      Topics: 1

      Replies: 4

      Reply To: Asset-Depletion Mortgage Loans  By Tom Miller   3 months, 1 week ago

    • NO-DOC Loans

      Topics: 1

      Replies: 2

      Reply To: What Are No-Doc Real Estate Loans  By George   4 months, 1 week ago

    • 1099 Income Only Mortgages

      Topics: 1

      Replies: 5

      Reply To: 1099-Income Only versus W2-Income Mortgage Loans  By Gustan   3 months, 2 weeks ago

    • Airbnb Financing

      Topics: 3

      Replies: 37

      Reply To: Airbnb and Conventional Loans  By Missy   4 days, 11 hours ago

  • Business Loans

    Topics: 13

    Replies: 43

    Reply To: Equipment Financing at LENDING NETWORK LLC  By Bruce   5 days, 13 hours ago

    • Factoring and MCA Accounts

      Topics: 2

      Replies: 4

      Reply To: FACTORING AND MERCHANT CASH ADVANCE ACCOUNTS  By Jeannie   3 months, 1 week ago

    • Equipment Financing

      Topics: 6

      Replies: 31

      Reply To: Equipment Financing at LENDING NETWORK LLC  By Bruce   5 days, 13 hours ago

    • Business Lines Of Credit

      Topics: 2

      Replies: 3

      Reply To: Interest rates for business lines of credit  By Cameron   1 month ago

    • Business Credit Cards

      Topics: 2

      Replies: 2

      Reply To: Business Credit Card Approval  By Danny Vesokie | Affiliated Financial Partners   5 months ago

• Commercial Real Estate Loans

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  • New Construction Loans

    Topics: 4

    Replies: 5

    Reply To: New Construction Lender  By Jeannie   3 days, 19 hours ago

  • Land Loans

    Topics: 3

    Replies: 6

    Reply To: How To Get Approved For Land Loans  By Tina   4 months, 1 week ago

  • Investor Loans

    Topics: 3

    Replies: 5

    Reply To: What is the down payment for a first time investor?  By Bailey   4 months, 2 weeks ago

• General Discussion

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• Bankruptcy

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• Foreclosure

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• Mortgage After Bankruptcy And Foreclosure

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  • Mortgage During and After Chapter 13 Bankruptcy

    Topics: 12

    Replies: 12

    Last Updated On FHA LOAN CHAPTER 13 BUYOUT  By Lisa   21 hours, 2 minutes ago

  • Waiting Period After Bankruptcy and Foreclosure

    Topics: 1

    Replies: 1

    Reply To: Waiting Period After Bankruptcy and Foreclosure For Mortgage  By Tom Miller   3 months, 1 week ago

  • Late Payments After Bankruptcy and Foreclosure

    Topics: 2

    Replies: 3

    Reply To: Mortgage Approval With Late Payments After Bankruptcy and Foreclosure  By Gustan   2 months, 1 week ago

• Bankers, Lenders and Mortgage Brokers

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  • Mortgage Lenders For First Investment Property

    Topics: 1

    Replies: 1

    Reply To: Best Lenders For First Time Real Estate Investor  By Mark   10 months, 1 week ago

  • Which Mortgage Lender is Right For You

    Topics: 5

    Replies: 7

    Reply To: How Much Does Your Lender Make on Your Loan  By Gustan   1 month, 3 weeks ago