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Dolley
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Aldiva, I got two late payments on a $500 secured credit card in December and January. The payment was supposed to be automatically withdrawal from JP Morgan Chase but it got overdrafted. Can your company help me get this off.
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Dolley
MemberFebruary 25, 2024 at 6:24 pm in reply to: One Year German Shepherd Chase Learns Sit in One DayGerman Shepherd Puppies are one of the most intelligent dogs. German shepherd dogs are the most easiest dogs to train. MOST dogs require treats or food to train. Not German Shepherd dogs. They naturally are attentive and can be trained without food or treats
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Dolley
MemberJanuary 13, 2024 at 5:53 am in reply to: Realtors and Loan Officers Leaving Realty and Mortgage Business. Unless I am wrong or misheard the number of real estate agents in the United States 🇺🇸 is 1.6 million. So 60,000 real estate agents leaving the real estate industry is nothing. As for loan officers you said half the loan officers left the mortgage industry. Therefore half quitting the mortgage industry is a big deal.
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So true 👍 and logical.
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There were 150,000 licensed and registered mortgage loan originators at the end of 2022. There are now 78,000 loan officers licensed in the United States. By the end of 2024, it is forecasted there will be 45,000 loan officers in the United States. Those loan officers who can weather the storm will be rewarded
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Accessory Dwelling Units are often referred to as ADU. An Accessory Dwelling Unit (ADU), also known as a granny flat, in-law unit, secondary dwelling unit, or backyard cottage, is a separate living space within a property that is designed for residential purposes. ADUs are smaller, independent residential units that exist on the same lot as a primary residence. They can be either attached to the main house, such as a converted basement or attic, or detached, like a standalone cottage or garage conversion.
ADUs serve various purposes, including providing additional housing options, accommodating extended family members, creating rental income for homeowners, and addressing housing shortages in urban areas. The regulations and terminology regarding ADUs can vary by location, as local zoning codes and regulations influence their construction and use.
Key features of ADUs include:
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Independence: ADUs have their own separate living spaces, including kitchens, bathrooms, and sleeping areas. This independence allows for a self-contained living environment.
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Size and Design: ADUs are typically smaller than the main residence, but their size can vary. They can be custom-designed or pre-fabricated structures, depending on local regulations.
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Zoning and Regulations: Local zoning laws and building codes determine whether ADUs are allowed, their size, design, and how they can be used. Some areas may have restrictions or specific requirements for ADUs.
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Rental Opportunities: Homeowners often use ADUs as rental units to generate additional income. This can be an attractive option in areas where housing demand is high.
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Family Accommodation: ADUs can provide a separate living space for family members, such as aging parents, adult children, or guests, while maintaining a degree of privacy and independence.
The acceptance and regulation of ADUs have evolved in response to changing housing needs and urban development trends. Many municipalities have recognized the potential benefits of ADUs in addressing housing shortages and have adjusted their policies to encourage their construction. However, it’s important to check local regulations and obtain necessary permits before planning or constructing an ADU.
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