Forum Replies Created
-
Gustan Cho
AdministratorFebruary 15, 2023 at 5:49 pm in reply to: How do 401k Loans Effect a Mortgage Application?If you borrow against your 401k, that does not count against your debt-to-income ratio on a mortgage loan on the debt-to-income ratio. This is common sense because how can you increase your debt-to-income ratio if you are borrowing against your own money.
-
Gustan Cho
AdministratorFebruary 14, 2023 at 12:04 am in reply to: Non-QM Loans After Bankruptcy With No Waiting PeriodMichelle, is Carrington the only wholesale Lender that does late mortgage payments in the past 22 months?
-
Gustan Cho
AdministratorFebruary 13, 2023 at 10:49 pm in reply to: Non-QM Loans After Bankruptcy With No Waiting PeriodDo petitioners apply for secured credit cards during Chapter 13 bankruptcy? I heard they cannot have credit period.
-
Gustan Cho
AdministratorFebruary 13, 2023 at 4:34 am in reply to: Non-QM Loans After Bankruptcy With No Waiting Period20% is feasible but a larger down payment is when it becomes an issue.
-
Gustan Cho
AdministratorFebruary 13, 2023 at 3:07 am in reply to: FHA Down Payment Assistance ProgramsGreat blog, Vegas Nick. Here is the blog I read authored by you. Did not know you were a Down Payment Assistance mortgage expert.
-
Gustan Cho
AdministratorFebruary 13, 2023 at 2:26 am in reply to: FHA Down Payment Assistance ProgramsMany homebuyers with scores under 620 FICO do not qualify for down payment assistance or grant programs. Most down payment assistance programs have an income cap. You cannot exceed a certain income threshold otherwise you wasted a lot of time and gone through the ringer for nothing.
-
You will not find any mortgage and real estate-related topics not on GCA Forums that are not available in today’s marketplace. Thank you for visiting GCA Forums, powered by Gustan Cho Associates, and we hope you become a lifetime member of GCA.
-
How can a mortgage broker go from licensed in one state with ten loan officers in August 2017 to 2,300 loan officer strong now. We will explain.
-
Getting the FACTS and not some BS. We have access to five-star reps, underwriters, ops directors, and the secondary market. Every company globally becomes great because of the management team and its people. T
Social Media Links