Wall Street giants like Citadel Securities and Citi are signaling a massive precious metals breakout, with Citi forecasting silver could surge to $70. As skyrocketing sovereign debt collides with an unprecedented AI capital expenditure cycle, plummeting new discoveries, and central bank buying from China’s Central Huijin, physical gold and…

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GCA Mortgage Forums News for June 29, 2026-Mortgage and Housing News: Rates Near 6.5%, Wall Street Surges, Housing in the Headlines from Washington

This report is based on verified market-close data and government updates from June 29.

GCA Mortgage Forums Live News Report | June 29, 2026-Powered by Gustan Cho Associates

Wall Street reached…

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Financial challenges often arise when bills, housing costs, or debt become difficult to manage. If you live in Seattle and are considering a Home Equity Line of Credit (HELOC), 401(k), retirement account, or business asset, use caution before sharing personal information or signing any documents.

Conduct due diligence and research all…

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This post covers financial assistance, business ownership, HELOCs, and retirement accounts. Because of the sensitive nature of these topics, members should stay vigilant and carefully assess any opportunity before sharing personal or financial information. Anyone presenting an opportunity must provide detailed information, including the nature…

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GCA Mortgage Forums News: Weekend Edition for Saturday and Sunday June 27 and June 29, 2026

This weekend’s edition brings you the latest verified news through Sunday, June 28. Instead of adding to worries about a housing crash, we highlight the real story: today’s market is full of mixed signals.

In May, PCE inflation rose by 4.1%, new home…

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Understanding Mortgage Underwriting

Once your loan documents are gathered, the next step is underwriting, which determines if your loan gets approved. A computer reviews your application first, followed by a person who looks at your risk as a borrower. Knowing how this works can help you avoid issues and keep your closing on track.

This…

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If you use the money from selling your current home as a larger down payment on your next one, you can save a lot on future mortgage payments.

If you expect to have $60,000 to $70,000 after selling, Gustan Cho Associates can help you make the most of this money with these options:

– Make a larger down payment to lower the principal on your new loan

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If you want to earn a broker-to-broker referral fee while handling a borrower’s mortgage in Kentucky, be sure to keep the real estate referral process completely separate from your mortgage loan officer pay and mortgage referral work.

Overview of the Kentucky Referral Payment Process

If You Identify a Kentucky Buyer Who is Not Currently…

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Sen. Ron Johnson led a Senate hearing examining claims about COVID-19 vaccine safety, cancer risks, and allegations that federal health agencies suppressed research and vaccine injury data. The hearing, titled “Plausible Mechanisms of COVID-19 Injections Causing Cancer and Attacks on Scientific Publications and Research,” featured testimony… Read more

All eyes are on Federal Reserve Chair Kevin Warsh as he delivers his first major press conference amid rising inflation and growing pressure over interest rates. Investors, businesses, and borrowers are closely watching for clues on the Fed’s next move and whether rate cuts remain on the table. Warsh has pledged to keep the Federal Reserve…

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Can you please explain a comprehensive overview step by step process on how to become a contract mortgage processing c9mpany? Do you need to be NMLS LICENSED, who do you contact to begin the process, can you become a mortgage broker and contract processor, how long is the timeline process from application to contract processing approval, when…

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GCA Mortgage Forums News For Thursday, May 21, 2026

GCA Mortgage Forums News for May 20, 2026, shares updates on mortgage rates, housing challenges, inflation, oil prices, job trends, market activity, and precious metals. It also provides practical tips for borrowers.

The GCA Mortgage Forums Daily News for May 20, 2026

Highlights higher…

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Major advantage of the MLO subscribing to ARIVE is because ARIVE is a central portal where the MLO can pull tri-merger credit, run the Automated Underwriting System, and issue the pre-approval letter with a touch of a button in a matter of a few minutes. Tasks that takes 30 minutes to over an hour is accomplished in a matter of seconds with…

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Unfortunately many licensed MLO do not know the pros and cons between correspondent lenders and mortgage brokers. Please read the attached guide and i can follow up with any questions from your replies.

https://gustancho.com/correspondent-lending/

Not all lenders are the same. Attached is an informative guide about types of mortgage lenders.

https://gustancho.com/types-of-mortgage-lenders/

Mortgage Broker vs Mortgage Lender. Please read the attached guide and i will explain the major differences between the two and pros and cons of each.

https://gustancho.com/mortgage-brokers-versus-lenders/

Consumer Direct Mortgage Division: How It Works and Why It Matters

Every mortgage loan originator has their own way of doing business. MLOs can set up a brick and mortar store front location with a large signage where they rely on foot traffic and limit their marketing to a particular area, town, city, county, or state. Other loan officers may…

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More than 80 Democratic lawmaker have called for invoking the 25th Amendment to remove Donald Trump from office, but supporters of that effort now include Alex Jones and Marjorie Taylor Greene. It’s an almost unthinkable long-shot, requiring buy-in from J.D. Vance, most of Trump’s cabinet and two-thirds of both branches of Congress. The burden…

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MeidasTouch host Ben Meiselas reports on Donald Trump’s psychotic meltdown on Sunday after Iran refused his threats and demands and Trump is now saying he is imposing a complete naval blockade over the entire Persian Gulf.

https://youtu.be/aYWi1rr4o2o?si=jgdtXrCIevOV3PHZ

House Democrats, intensifying their push this week for President Trump’s Cabinet to invoke the 25th Amendment, allowing for his eventual removal from office. Those calls, following the President’s message this week, that the Iranian civilization would die, if the Strait of Hormuz was not reopened. Friday, Rep. Jamie Raskin upped the ante,…

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Vice President Vance, speaks to reporters after a marathon day of negotiations with Iran, said no progress was made toward a peace agreement, which he added was “bad news for Iran.”
Coming amid a 14-day ceasefire in the war, Vance called the 21 hours of negotiations with the Iranian delegation, mediated by Pakistan and held in its capital… Read more

Punch the Long Hair Japanese Macaque is 7 months old and extremely intelligent. Punch was abandoned when he was born by his mother. All the other monkeys in the zoo Punch is staying at was extremely mean to him. However, the two zoo keepers were Punch’s guardians and Dad’s. Punch waits for the zoo keepers to feed the rest of the monkeys… Read more

I own my own mortgage broker in Chicago, Illinois and have a dozen wholesale lenders. My mortgage brokerage company is licensed in three states where I can only originate residential loans in the three states I am licensed. I have heard from numberous business associates and a few wholesale mortgage lenders that I can own my own mortgage…

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Annual compensation for mortgage processors with in-depth knowledge of obstacles involved with any of the following files: FHA, VA, USDA, Conventional, and Non-QM Loans, is estimated to be between $60,000 and $80,000. People with this type of knowledge, experience, and product background are considered “experienced to senior” levels because…

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Hello,
I have a question I was hoping you can answer.
If I have a home currently under a natural disaster forbearance that I end with a disaster loan modification will there be a waiting period to qualify for a new mortgage ?
I’m looking to rent this one out and buy a home somewhere else.

Thank you,

Victims of Jeffrey Epstein are implicating Trump. Could this be true?

https://youtu.be/kXyBEtOyEEQ?si=avO3lmhlsUv2fvVG

Need extra peace of mind while driving? Equip your car with the best dash cam, featuring 4K Ultra HD recording, built-in GPS, and superior night vision. With wide-angle coverage and emergency video lock, you’ll be protected in any situation on the road.

Every truck review talks about horsepower and towing capacity, but none mentions the…

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With over 30 years of automotive experience, Tom from Shadetree Automotive shares his top recommendations for buying a reliable used truck. In this video, Tom covers popular models from Dodge, Chevy, Ford, Nissan, and Toyota, explaining the strengths and weaknesses of each. He also highlights the major repairs you should be aware of… Read more

These 5 trucks are being dumped by owners faster than ever in 2025, and mechanics across the country are warning buyers to avoid them completely. This truck buying guide reveals which pickup trucks have the worst reliability issues and why experienced mechanics refuse to recommend them. If you’re looking to buy a truck in 2025, this video…

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If AI takes all our jobs… who buys stuff?

This isn’t a theory — it’s already happening. The World Economic Forum says 85 million jobs are disappearing.

Goldman Sachs says 2/3 of all work will be impacted.

Some CEOs predict 20% unemployment. Others say this will make us all richer.

So… who’s right? In this video, I break down the 3 competing…

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Taken from Bryan Adams’ second box set “Live at the Royal Albert Hall 2024”.

Recorded live at the Royal Albert Hall on 14 May, 2024

Summer of 69

I got my first real six-string
Bought it at the five-and-dime
Played it til my fingers bled
It was the summer of 69

Me and some guys from school
Had a band and we tried real hard
Jimmy quit and Jody…

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What is life really like in the American mafia? How do you get in, get made, and make money? What happens when you get in too deep? This two-hour special takes viewers on a step-by-step journey through the world’s most famous criminal organization as lived by one of its most notorious members. It will answer all these questions by turning to…

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Richard Marx

https://youtube.com/shorts/9luyRfulfAw?si=Q4Gm6NF89LzbFjUF

Greg Bishop reviews the ongoing debate over immigration enforcement amid civil unrest. Gov. J.B. Pritzker is set to testify about migrant sanctuary policies and Chicago Mayor Brandon Johnson prepare for immigration enforcement and expected protests.

https://youtu.be/QHYSV58E4tI?si=fef7JCgL7mLpCFJG

Aren’t German Shepherd Dogs man’s best friend? Aren’t German Shepherd Dogs are family’s fierce protector? Watch the attached video clip on a German Shepherd Dog 🐕

https://youtube.com/shorts/zpdwHI-mXOg?si=fccik8QDaGKq7wd4

When people first saw this man walking his pack of six German shepherds without any leashes, they couldn’t believe what they were seeing. The blind obedience the dogs showed left everyone amazed. Some even thought maybe he had forced the dogs into acting this way, but when the truth finally came out, it shocked and amazed everyone even…

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