Hello,
Thank you for reaching out, and I apologize that our contact form was not working. We appreciate you posting your information here.
Yes, we would be happy to review your refinance and provide you with available options. Based on the information provided—a single-family home valued at approximately $740,000–$750,000 and fair credit—we would need a few additional details before giving you an accurate quote.
Please do not post personal or sensitive information publicly on the forum. We will need to review:
- Current mortgage balance and approximate interest rate
- Whether you are looking for a rate-and-term refinance or cash-out refinance
- Estimated credit score, if known
- Property state
- Whether this is your primary residence, second home, or investment property
- Approximate monthly income and employment type
- Desired loan amount or amount of cash you would like to receive, if applicable
A fair credit score does not automatically prevent you from refinancing. Depending on the complete scenario, we can review conventional, FHA, VA if eligible, and alternative/non-QM refinance programs.
Once we have the complete information, we can determine which programs may fit and provide a more meaningful rate and cost comparison rather than quoting a rate without knowing the full loan scenario.
Thank you again for contacting Gustan Cho Associates. We look forward to helping you explore your refinance options.
Gustan Cho Associates
A DBA of Coast 2 Coast Mortgage Lending, LLC
NMLS 376205
Information provided is for educational purposes and is not a commitment to lend. Loan approval, interest rates, and terms are subject to borrower qualification, property eligibility, underwriting, and applicable program requirements. Equal Housing Opportunity.