I am a newer NMLS licensed Mortgage Loan Originator on a broker platform. What is a credit supplement and a rapid rescore and how does it work? How much does it cost and who pays for it. What benefits does a credit supplement and rapid score have?

Hi Gustan,

My wife and I are purchasing a primary residence in Rockledge, FL (~$2.1M). Target close is roughly 30–45 days, with 20%+ down.

Strong W-2 income on my side; credit score around 610. My wife is a dentist — practice purchased January 23, 2026. The practice has been around for about 50 years, the seller is still with us, and we’re…

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Politicians and faith leaders in Chicago are calling for a new Department of Gun Violence Prevention. They say it will span between mayoral administrations and take a long-term view on combatting gun violence.

The planned department would replace the office of community safety. You need to legalize guns and not ban it. The thugs and…

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Violence in Chicago is making National News again. Why doesn’t Mayor Brandon Johnson and Illinois Governor JB PRITZKER call President Donald Trump for help. Look at how crime went down in DC due to the local law enforcement works with federal law enforcement.

President Trump is calling out Illinois Governor J.B. Pritzker after another…

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Illinois Just Passed The Largest Budget In State History — And You Are About To Pay For It

Illinois lawmakers just approved the largest single spending plan the state has ever seen — $55.9 billion. The largest budget any Illinois General Assembly has ever passed.

But the headline number is not the story.

Inside this budget is over $800 million in…

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I am applying by myself using my VA loan. I have a 583 middle credit score, which is currently within the mortgage shopping window. Rocket Mortgage capped me at $120k due to an automated computer overlay, but I need an approval for $200k to get this house. I have 2 continuous years of W-2 income with $3200 monthly, $1663 monthly, tax-free… Read more

Breaking mortgage news: Rocket sues UWM over alleged Mr. Cooper refi “bounty” targeting loans—what it means for brokers.

Rocket Mortgage filed a lawsuit in New York accusing United Wholesale Mortgage (UWM) of breaching non-solicitation terms tied to mortgage servicing rights Mr. Cooper purchased—claims Rocket says led to unusually high…

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Two of the nation’s largest mortgage companies are battling in court after Rocket Mortgage sued United Wholesale Mortgage, alleging breach of contract and seeking $100 million in damages.

Welcome to the official YouTube channel of WDIV Local 4 News in Detroit!
Expect more coverage of Southeast Michigan and surrounding communities with breaking…

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Learn SEO in 2026 and rank on Google + AI search (ChatGPT, AI Overviews, and more). Full step-by-step tutorial + 30-day action plan.

Want to learn SEO in 2026 and start ranking in Google Search, AI Overviews, ChatGPT, and other AI search engines?

In this complete SEO tutorial for beginners and marketers, you’ll learn how search engine optimization…

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I am a branch manager and have 30 licenses with ten mortgage loan officers

I am thinking of moving to a larger company

The home office is in Los Angeles California

Can my loan officers and get sponsored by corporate office for my loan officers and I and get just sign up icensed on states with distance from residential to requriring states…

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Trump’s Fed Chair Nominee Kevin Warsh Testifies at Senate Confirmation Hearing | Jerome Powell | US Stock Markets | CNBC TV18
Senators pressed Federal Reserve chair nominee Kevin Warsh on Tuesday as to whether he’d answer President Donald Trump’s call for lower interest rates.
“Are you going to be the president’s human sock puppet?”…

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Senator Tammy Duckworth and bipartisan lawmakers just exposed the most dangerous contradiction inside the “new” Pentagon—and Pete Hegseth walked right into the trap.
After refusing to answer a simple “Yes or No” question about whether political loyalty to Trump is required to serve, Hegseth was asked about deploying active-duty troops against… Read more

Judge ORDERS Immediate ARREST as Pam Bondi CAUGHT REMOVING Documents What started as a missed deadline over the Epstein files has now spiraled into a full-blown legal firestorm, as mounting allegations of obstruction, missing records, and defiance of subpoenas push Pam Bondi into unprecedented territory. With Congress exploring contempt powers… Read more

Federal agents have launched Operation Midway Blitz — a major law-enforcement surge across Chicago aimed at stopping violent attacks, vehicle-ramming incidents, and threats against federal officers. This multi-agency operation brings together DHS, ICE, CBP, FBI, and ATF units working in joint task forces around the Brighton Park and Broadview… Read more

Chicago Chaos: Feds Arrest Killers, Mayor Blocks Them Chicago recorded 57 shooting victims in a single weekend while city leadership pushed back on stepped-up federal immigration enforcement. Former ICE Director Tom Homan says a one-day surge operation removed multiple high-risk offenders from Chicago streets, including 9 alleged child… Read more

Kamala Harris is, hands down, the biggest global idiot. An excerpt from Kamala Harris’ memoir, 107 Days, reveals tensions with Biden’s aides before his 2024 withdrawal. Harris says they saw her success as a threat and offered little support. Biden dropped out after a poor debate, endorsed Harris, and she raised millions, but lost to Donald…

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Chicago Mayor Brandon Johnson has a security detail of up to 150 officers — bigger than Donald Trump’s — while cutting school resource officers from the budget. His security costs more than protecting Chicago’s kids citywide. In this segment, I ask: IIs this just bad optics, or is Chicago making a massive mistake?

…

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California Gov. Gavin Newsom used his State of the State address Tuesday to blast President Donald Trump’s administration for a “relentless, unhinged California obsession” while also touting its achievements on its 175th anniversary of statehood.

https://youtu.be/GEeJnm05DoU?si=6Rt9B46A4LwqnYoR

JB PRITZKER CALLS TRUMP A “SCARED WANNABE DICTATOR” – SECONDS LATER, TRUMP MAKES HIM REGRET IT!!!

A fiery political clash explodes! Illinois Governor JB Pritzker unleashes an insult at Donald Trump, calling him a “scared wannabe dictator.” But just seconds later, Trump fires back in a way that leaves Pritzker reeling — and the entire crowd…

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The housing market is in crisis mode. Millions of homeowners are behind on their mortgages. Too late Jerome Powell is so wrong on his numbers.

https://youtu.be/qtNtebPsUFA?si=k7HVqMT6dHNrLgah

How many psychologically deranged psychopaths like Tim Walz are there? Let me ask it a different way. How many psychopathic, incompetent, crazy, deranged people in a position of leadership like Tim Waltz are there leading our cities and states? Look at the attached video where Tim Waltz, the governor of Minnesota, admits and says he saw a… Read more

When the company that builds 90,000+ homes annually starts pulling back from entire regions, you must pay attention. Major builders now spend 13.3% of home prices on desperate buyer incentives – the highest since the 2009 financial crisis.

What you’ll discover:

-Why Florida’s housing inventory exploded 22.6% in one year
-Which markets are seeing…

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Illinois Governor J.B. Pritzker, the 5’5″ 500-pounder and the nation’s biggest obese governor and one of the most incompetent governors, has been called out as a liar on national TV by a liberal reporter. The obese liberal governor has proven himself to be a liar in front of constituents with a straight face, and he has always dreamed of…

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The Big Beautiful Bill impacts retirees: how changes to the tax code could mean big consequences -or big opportunities – for retirees.

This episode summarizes key updates from Trump’s proposed “Big Beautiful Bill” and what they mean for your retirement strategy. We cover everything from new estate tax exemptions to the evolving rules around…

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Florida’s housing market isn’t just cooling — it’s cracking wide open.

From Fort Lauderdale’s luxury condos to Northport’s overbuilt subdivisions, entire communities watch property values sink, insurance premiums skyrocket, and for-sale signs linger for months.

This exclusive Discover the Nation countdown reveals the 10 Florida cities… Read more

Creating a mobile app for your mortgage website can offer your business and brand many advantages. Unlike simply viewing a website on a mobile browser, an app delivers a faster, more convenient, and more personalized user experience. It puts your services directly on a user’s phone, making your brand more accessible and visible whenever they…

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This dually licensed Realtor and MLO partner program works and almost everyone will sign up. Remember that a lot of real estate agents may not produce because they are part time real estate agents. Make sure before you partner up with them that you check their production through MMI.

President Donald Trump has informed the public about setting up an External Revenue Service (ERS), a new federal agency responsible for collecting tariffs, duties, and revenue from foreign sources. This is part of his economic strategy of “America First,” which aims to create significant revenue for the US Treasury by extracting a portion of…

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Can you please give me the comprehensive details on President Donald Trump’s External Revenue Service, how it works, the benefits for Americans, and is the Internal Revenue Service going to get abolished? Does this mean Americans do not have to pay federal income taxes?

I know all this. This is general information. What I need is the noteable names of the people Joe R. Biden pardoned,

Did they catch the Pacific Palisades Los Angeles County Wildfire arsonist? I heard the FBI and law enforcement caught a CEO of a land development company. Can you please give us the details?

What alternative revenue streams could replace property taxes?

Political leaders need to take responsibility for their woke stupidity, arrogance, and power hunger criminal destruction. Los Angeles City Mayor Karen Bass, Governor Gavin Newsom, Kamala Harris, Adam Schiff, and tens of thousands politicians have absolutely no competence nor minimum brain cell to represent their communities. …

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1/13/2025

Tucker Carlson has once again exposed the media and the lies about Trump. However, in his interview with Billy Bush, some very interesting proof is shared about Mocking Bird Media and how the Main Stream Media colluded in order to manipulate viewers and destroy Trump. Let’s watch this together.

Elon Musk is calling on Mark Zuckerberg to…

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The California Wildfires in Pacific Palisades in Los Angeles County are going to change the landscape of California forever. Estimated cost of the Pacific Palisades DEI & LGBT WILDFIRES is $150 billion dollars. Lives were destroyed. 24 people were dead and 100,000 people evacuated. Politicians talking out of there asses. Homes that were in…

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I was reviewing Google Search Console and StatCounter and looking at the number of unique visitors and the geographic clicks to my website. I noticed GoogleBot, Google Proxy, was clicking on my website. What does it mean when Google Bot, and Google Proxy clicks on your website on tons of URLs

Your answer is greatly appreciated.

My spouse have a sealed theft conviction will this prevent her from getting a LO license?