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	<title>GCA Mortgage Forums | Toni Coombs | Activity</title>
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				<title>Toni Coombs replied to the discussion Congratulations to Major Desiree Wade on Closing on Her Maryland Home! in the forum Mortgage Denials and Second Opinions</title>
				<link>https://gcaforums.com/topic/congratulations-to-major-desiree-wade-on-closing-on-her-maryland-home/#post-40733</link>
				<pubDate>Fri, 30 Oct 2026 17:14:30 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/congratulations-to-major-desiree-wade-on-closing-on-her-maryland-home/#post-40733"><span class="bb-reply-lable">Reply to</span> Congratulations to Major Desiree Wade on Closing on Her Maryland Home!</a></p> <div class="bb-content-inr-wrap"><p>It was a pleasure being able to take this one to the finish line, great job team!</p>
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				<title>Toni Coombs posted a new activity comment</title>
				<link>https://gcaforums.com/activity/p/29457/#acomment-29465</link>
				<pubDate>Fri, 30 Oct 2026 16:15:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>This program is perfect for borrowers that have had longstanding w-2 employment and just want a streamlined process, or for borrower&#8217;s that want to bypass providing taxes and w2&#8217;s. EVOE also does not require paystubs but if we need to do a third party WVOE we will need just one. This also works on refinances. </p>
<p>One of my favorite success&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29465"><a href="https://gcaforums.com/activity/p/29457/#acomment-29465" rel="nofollow"> Read more</a></span></p>
				<strong>In reply to</strong> -
					<a href="https://gcaforums.com/members/toni/" data-bb-hp-profile="5910" rel="nofollow">Toni Coombs</a> posted an update <p>Let&#8217;s talk FHA financing! I have a program worth putting on your radar.</p><p>A few questions…</p><p> Have a W-2 borrower with a credit score as low as <strong>580</strong>?</p><p> Have someone who can put down as little [&hellip;]</p>					]]></content:encoded>
				
				
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				<title>Toni Coombs replied to the discussion Congratulations to the Harding Family on their Ohio Purchase in the forum Mortgage Denials and Second Opinions</title>
				<link>https://gcaforums.com/topic/congratulations-to-the-harding-family-on-their-ohio-purchase/#post-40732</link>
				<pubDate>Fri, 30 Oct 2026 16:10:01 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://gcaforums.com/topic/congratulations-to-the-harding-family-on-their-ohio-purchase/#post-40732"><span class="bb-reply-lable">Reply to</span> Congratulations to the Harding Family on their Ohio Purchase</a></p> <div class="bb-content-inr-wrap"><p>Teamwork made the dream work on this one. I was very proud to be a part of this transaction, this is why I do what I do! Congratulations to the Hardings and their family &lt;3 </p>
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				<title>Toni Coombs posted an update: Let's talk FHA financing! I have a program worth putting [&#133;]</title>
				<link>https://gcaforums.com/activity/p/29457/</link>
				<pubDate>Fri, 30 Oct 2026 13:33:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Let&#8217;s talk FHA financing! I have a program worth putting on your radar.</p>
<p>A few questions…</p>
<p> Have a W-2 borrower with a credit score as low as <strong>580</strong>?</p>
<p> Have someone who can put down as little as <strong>3.5%</strong>?</p>
<p> Have a buyer looking for a primary residence with competitive FHA financing?</p>
<p><strong>Here&#8217;s what you need to know:</strong></p>
<p> Minimum 580 FICO<br /> Up to 96.5% LTV on purchases<br /> W-2&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-29457"><a href="https://gcaforums.com/activity/p/29457/" rel="nofollow"> Read more</a></span></p>
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									<slash:comments>3</slash:comments>
				
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