Things To Do During The Mortgage Application Process
This guide covers things to do during the mortgage application process. Homebuyers who have decided that they are going to be purchasing a home in…
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Tag: Videos
How Underwriters Qualify Income of Mortgage Borrowers
This guide covers how underwriters qualify income. One of the most important factors in getting qualified for a residential mortgage loan is credit and income and…
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Preparing For a Mortgage For First-Time Homebuyers
This guide covers preparing for a mortgage for first-time homebuyers. Once you have made the decision to purchase a home, the next step is to…
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Qualifying For FHA Loan After a Loan Modification
This guide covers qualifying for an FHA loan after a loan modification. Homeowners who had a loan modification in the past often get conflicting answers…
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Mortgage Guidelines on Homeowners Insurance
This guide covers homeowners insurance required from lenders on mortgage loans. Homeowners who have a mortgage on their homes will require homeowners insurance. All lenders…
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Non-QM Loans
Non-QM loans are becoming one of the most popular mortgage loan programs for owner-occupant borrowers, second-home buyers, and real estate investors needing financing on investment…
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What Are Lender Overlays
This guide covers what are lender overlays imposed by mortgage lenders. Lender overlays are mortgage guidelines imposed by the individual mortgage company above and beyond…
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Mistakes To Avoid When Buying a Home
This guide covers mistakes to avoid when buying a home. Are you ready to buy your dream home, a second home or a rental property?…
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Home Loan With Collection Accounts
This guide covers qualifying for home loan with collections and charge-off accounts. Mortgage borrowers should not worry about qualifying requirements for home loan with collection…
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Automated Findings of the Automated Underwriting System
This guide covers the Automated Findings of the Automated Underwriting System (AUS). The Automated Underwriting System (often referred to AUS) is an intricate sophisticated computer…
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What is Private Mortgage Insurance on Conventional Loans
Conventional loans require private mortgage insurance when the borrower’s equity in the home is less than 20%, which also means the down payment is less…
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Solutions For High Debt-to-Income Ratio Home Loans
This guide covers qualifying for a mortgage with high debt-to-income ratio home loans. Borrowers with high debt-to-income ratio is what a mortgage underwriter will determine…
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