Things That Determine Mortgage Rates on Home Loans
This article will discuss the factors and things that determine mortgage rates. Not every borrower gets the same pricing on mortgage rates. There are pricing…
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Using Conventional Versus FHA Loans Due To Mortgage Guidelines
This guide covers using conventional versus FHA loans due to agency mortgage guidelines. FHA and Conventional loans are the top two home mortgage programs in…
The Benefits of Owning Versus Renting a Home
In this article, we will cover and discuss what are the benefits of owning versus renting a home. Many renters believe you need a 20%…
Fannie Mae versus HUD Non-Occupant Co-Borrower Guidelines
This guide covers Fannie Mae versus HUD non-occupant co-borrower guidelines. There are differences in conventional versus FHA non-occupant co-borrower guidelines. Adding non-occupant co-borrowers are allowed…
HUD Charge-Off Guidelines on FHA Loans
This guide covers HUD charge-off guidelines on FHA loans. Many homebuyers believe that all banks and lenders have the same HUD charge-off guidelines on FHA…
Credit Disputes During Home Loan Process
This guide covers credit disputes during home loan process. Credit disputes during home loan process is not allowed. There are certain exemptions when it comes…
A Guide To Seller Concessions on a Home Purchase
This guide covers frequently asked questions on seller concessions on home purchase transactions. There are two types of costs involved when buying a home. The…
Role of FHA 203K Loan Consultant in a Renovation Loan
In this blog, we will cover and discuss the role of FHA 203k loan consultant in a renovation loan. The role of FHA 203k loan…
FHA Streamline Refinance on Credit and Non-Credit Refinance
This guide covers FHA streamline refinance on credit and non-credit streamline refinance on FHA loans. Mortgage rates on 30-year fixed rate mortgages started to drop…
Mortgage Options For Homebuyers
In this blog, we will cover the different types of mortgage options for homebuyers for 2025. We are navigating the stresses of being a first-time…
Qualifying For a Mortgage With Part-Time Jobs
This article covers qualifying for mortgage with part-time jobs. The great recession and real estate and credit meltdown of 2008 was the worst economic disaster…
USDA Mortgage Guidelines on USDA Loans
This guide covers USDA mortgage guidelines on USDA loans. USDA allows home buyers to purchase a home with no money down. Per USDA mortgage guidelines…