Mortgage and Real Estate Forums

Sub Forums

• Underwriting Help Desk

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  • Case Scenarios

    Welcome to Great Content Authority (GCA) Forums, powered by Gustan Cho Associates. We have developed this section to…Read More
    Topics: 45

    Replies: 90

    Reply To: Mortgage With Bad Credit  By Bruno   1 week, 4 days ago

• Credit Forum

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  • Credit Repair

    Topics: 13

    Replies: 48

    Reply To: How Quickly Do Scores Really Change?  By Cameron   1 week ago

  • Credit Cards

    Topics: 9

    Replies: 11

    Reply To: Repossession  By Dolley   1 week, 4 days ago

    • Business Credit Cards

      Topics: 2

      Replies: 4

      Reply To: What Is Business Credit  By Bruce   5 months, 1 week ago

    • Unsecured Credit Cards

      Topics: 5

      Replies: 5

      Reply To: Difference Between Secured And Unsecured Credit Cards  By George   2 months, 1 week ago

  • Credit Rebuilder Loans

    Topics: 2

    Replies: 5

    Reply To: Credit-builder Loan  By Danny Vesokie | Affiliated Financial Partners   2 months, 2 weeks ago

  • Credit Score Simulator

    Topics: 6

    Replies: 12

    Reply To: CHECKING CREDIT SCORE FOR A MORTGAGE  By Hunter   1 week, 5 days ago

• Residential Mortgage Loans

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  • Home Purchase

    Topics: 75

    Replies: 152

    Reply To: Fannie Mae Down Payment Assistance Mortgage Program  By George   2 days, 11 hours ago

    • Residential Homes

      Topics: 7

      Replies: 19

      Reply To: Home Purchase  By George   3 weeks, 6 days ago

    • Primary Homes

      Topics: 5

      Replies: 9

      Reply To: Personal Loan  By Tina   2 weeks, 1 day ago

    • Modular and Manufactured Homes

      Topics: 9

      Replies: 20

      Reply To: Modular Homes  By Bentley   1 month ago

    • Second Homes

      Topics: 6

      Replies: 14

      Reply To: What Are Second Homes  By William   3 days, 17 hours ago

    • First-Time Homebuyer

      This is for all first time home buyer discussions and questions. Let us know how we can help…Read More
      Topics: 7

      Replies: 11

      Reply To: Buying a home? What happens between signing the contract and closing?  By Hunter   1 week, 5 days ago

    • Down Payment Assistance

      Topics: 14

      Replies: 34

      Reply To: Fannie Mae Down Payment Assistance Mortgage Program  By George   2 days, 11 hours ago

  • Fix and Flip Loans

    Welcome to the Sub-Forums of Fix and Flip Loans at GCA FORUMS, powered by Gustan Cho Associates. Fix…Read More
    Topics: 4

    Replies: 9

    Reply To: potential profitability of a property  By Gustan   2 months, 2 weeks ago

  • Refinance

    Topics: 42

    Replies: 73

    Reply To: REFINANCE  By Bruno   1 week, 4 days ago

    • Rate and Term

      Topics: 1

      Replies: 4

      Reply To: Difference Between Rate and Term Refinance versus Streamline Refinance Loans?  By Samuel   4 months, 2 weeks ago

    • Cash-Out Refinance

      Topics: 11

      Replies: 15

      Reply To: Refinance with High debt-to-income ratio  By Angela   1 week, 5 days ago

    • FHA Streamline Refinance

      Topics: 6

      Replies: 14

      Reply To: FHA STREAMLINE REFINANCE  By Angela   1 week, 5 days ago

    • VA Streamline Refinance

      Topics: 2

      Replies: 4

      Reply To: Apply for a VA Streamline Refinance  By Bruce   2 months, 1 week ago

  • Residential Mortgage Rates

    Topics: 8

    Replies: 16

    Reply To: HOW MORTGAGE BROKERS CALCULATE INCOME AND RATES  By Peter   3 months ago

  • Investment Properties

    Topics: 7

    Replies: 14

    Reply To: FINANCING FOR A RENTAL HOME  By Susan   2 weeks, 3 days ago

  • Rent-To-Own Homes-Seller Financing

    Topics: 3

    Replies: 4

    Reply To: Seller Financing as Rent to Own  By Tina   2 months, 2 weeks ago

  • Manufactured Home Loans

    Topics: 13

    Replies: 33

    Reply To: What Are Manufactured Homes  By Hector   3 days, 11 hours ago

  • Jumbo Loans

    High-end homebuyers can now qualify for non-QM jumbo loans with credit scores down to 550 FICO, and no…Read More
    Topics: 19

    Replies: 37

    Reply To: Jumbo Loans For Self-Employed Borrowers  By Tina   1 month, 1 week ago

    • Investment Property Jumbo Loans

      Topics: 2

      Replies: 3

      Reply To: Traditional and Non-QM Jumbo Loans on Investment Properties  By Connie   4 months, 2 weeks ago

  • Investment Property Loans

    Topics: 10

    Replies: 18

    Reply To: Calculating Rental Income Based on DTI Ratio  By Brandon   2 weeks ago

    • Single-Family Investment Home Loans

      Topics: 2

      Replies: 5

      Reply To: CAN HUSBAND AND WIFE EACH BUY A HOUSE FOR RENTAL WITHOUT OWNING PRIMARY HOME  By Doc   3 months, 2 weeks ago

    • Two-To-Four Unit Multi-Family Home Loans

      Topics: 6

      Replies: 8

      Reply To: Can You Use Rental Income for DTI on Two-to-Four Unit Multi-Family  By Brandon   2 weeks ago

  • Ground Up One-To-Four Unit Multi-Family Loans

    Topics: 4

    Replies: 11

    Reply To: Ground Up One-To-Four Unit New Construction Homes  By Gustan   4 months, 2 weeks ago

  • FHA Loans

    FHA loans are the most popular mortgage loan program for first-time homebuyers, borrowers with high debt-to-income ratios, buyers…Read More
    Topics: 80

    Replies: 152

    Reply To: Best Lenders For FHA Loans With 500 Credit Scores  By William   3 days, 16 hours ago

    • FHA High-Balance Jumbo Loans

      Topics: 4

      Replies: 9

      Reply To: CHILD SUPPORT AND MORTGAGE  By Gustan   1 month ago

    • HUD Manual Underwriting Guidelines

      Topics: 6

      Replies: 9

      Reply To: WHAT ARE COMPENSATING FACTORS IN MORTGAGES  By Bruce   3 months, 2 weeks ago

    • HUD Two-to-Four Unit Multi-Family Guidelines

      Topics: 3

      Replies: 8

      Reply To: Can rental income of this 4 unit be used to reduce the mortgage payment  By Hunter   1 week, 5 days ago

    • FHA 203k Loans

      Topics: 4

      Replies: 6

      Reply To: RENOVATING YOUR HOUSE  By Angela   1 week, 5 days ago

    • HUD Reverse Mortgages

      Topics: 7

      Replies: 9

      Reply To: Applying for a reverse mortgage  By Lisa Jones   1 month ago

    • FHA DPA Mortgage Loans

      Topics: 3

      Replies: 4

      Reply To: closing costs associated with FHA DPA loans  By George   2 months, 1 week ago

    • FHA OTC New Construction Loan

      Topics: 1

      Replies: 2

      Reply To: What is an FHA OTC NEW CONSTRUCTION LOAN  By Lisa Jones   4 months, 2 weeks ago

  • VA Loans

    In this FORUM on VA Loans, we will cover everything about VA loans: COE, Credit Score requirements, debt-to-income…Read More
    Topics: 33

    Replies: 62

    Reply To: LENDER OVERLAYS ON VA LOANS  By Bentley   1 week, 5 days ago

    • VA High-Balance Jumbo Loans

      Topics: 2

      Replies: 3

      Reply To: VA High-Balance Loans  By Chase   5 months, 1 week ago

    • VA Manual Underwriting

      Topics: 2

      Replies: 3

      Reply To: VA Manual Underwriting Guidelines  By Gustan   9 months, 3 weeks ago

    • VA Two-To-Four Unit Multi-Family Guidelines

      Topics: 2

      Replies: 3

      Reply To: VA Two-To-Four Unit Multi-Family Homes  By Tina   5 months, 1 week ago

    • VA OTC New Construction Loan

      Topics: 1

      Replies: 2

      Reply To: VA OTC NEW CONSTRUCTION LOANS  By Michelle   4 months, 2 weeks ago

  • Conventional Loans

    Conventional loans are mortgage loans not backed by a government agency, such as HUD, VA, or USDA. Conventional…Read More
    Topics: 14

    Replies: 28

    Reply To: One-Year Income Tax Returns Self-Employment Mortgage  By Lisa Jones   2 weeks, 2 days ago

    • OTC New Construction Conventional Loans

      Topics: 3

      Replies: 6

      Reply To: What Types of Mortgages are One-Time Close Loans  By Gustan   2 months, 2 weeks ago

  • USDA Loans

    Welcome to the Sub-Forum on USDA Loans. In this Sub-Forum, we will cover anything USDA loans. From the…Read More
    Topics: 16

    Replies: 25

    Reply To: What is the minimum credit score for a USDA Loan?  By Hunter   1 month ago

  • Non-QM Loans

    Welcome to the Non-QM loans Sub-FORUM of Gustan Cho Associates. Non-QM loans are back. No-doc mortgages are back.…Read More
    Topics: 48

    Replies: 164

    Reply To: NON-QM Loans vs Hard Money Loans  By Angela   1 week, 5 days ago

    • Bank Statement Loans

      Topics: 8

      Replies: 17

      Reply To: 12-Month Bank Statement Mortgage Loan  By Tom Miller   1 week, 6 days ago

    • DSCR Loans

      Welcome to the DSCR Sub-Forums of GCA FORUMS, powered by Gustan Cho Associates. In the DSCR Sub-Forums, we…Read More
      Topics: 3

      Replies: 9

      Reply To: DSCR CASH-OUT REFINANCE LOANS  By Michelle   2 weeks, 1 day ago

    • P&L Statement Loans

      Topics: 5

      Replies: 10

      Reply To: What is a profit and loss statement  By Dawn   3 months, 2 weeks ago

    • No-Ratio DSCR Loans

      Topics: 3

      Replies: 6

      Reply To: Calculate the Debt-Service Coverage Ratio  By George   2 months, 1 week ago

    • Asset-Depletion Loans

      Topics: 1

      Replies: 4

      Reply To: Asset-Depletion Mortgage Loans  By Tom Miller   4 months, 1 week ago

    • NO-DOC Loans

      Topics: 1

      Replies: 2

      Reply To: What Are No-Doc Real Estate Loans  By George   5 months, 1 week ago

    • 1099 Income Only Mortgages

      Topics: 2

      Replies: 6

      Reply To: HOME LOAN FOR BORROWERS GOING FROM W2 TO 1099  By Lisa   2 weeks, 6 days ago

    • Airbnb Financing

      Topics: 3

      Replies: 37

      Reply To: Airbnb and Conventional Loans  By Missy   1 month ago

  • Business Loans

    Topics: 13

    Replies: 43

    Reply To: Equipment Financing at LENDING NETWORK LLC  By Bruce   1 month ago

    • Factoring and MCA Accounts

      Topics: 2

      Replies: 4

      Reply To: FACTORING AND MERCHANT CASH ADVANCE ACCOUNTS  By Jeannie   4 months, 1 week ago

    • Equipment Financing

      Topics: 6

      Replies: 31

      Reply To: Equipment Financing at LENDING NETWORK LLC  By Bruce   1 month ago

    • Business Lines Of Credit

      Topics: 2

      Replies: 3

      Reply To: Interest rates for business lines of credit  By Cameron   2 months, 1 week ago

    • Business Credit Cards

      Topics: 2

      Replies: 2

      Reply To: Business Credit Card Approval  By Danny Vesokie | Affiliated Financial Partners   6 months ago

• Commercial Real Estate Loans

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  • New Construction Loans

    Topics: 4

    Replies: 13

    Reply To: How Much Per Square Foot is Cost of Construction on Two-to-Four Unit Homes  By Brandon   2 weeks, 1 day ago

  • Land Loans

    Topics: 3

    Replies: 7

    Reply To: Vacant Land  By Hector   3 days, 11 hours ago

  • Investor Loans

    Topics: 3

    Replies: 5

    Reply To: What is the down payment for a first time investor?  By Bailey   5 months, 2 weeks ago

• General Discussion

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• Bankruptcy

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• Foreclosure

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• Mortgage After Bankruptcy And Foreclosure

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  • Mortgage During and After Chapter 13 Bankruptcy

    Topics: 21

    Replies: 22

    Reply To: Waiting Period After Chapter 13 Repayment  By Angela   1 week, 5 days ago

  • Waiting Period After Bankruptcy and Foreclosure

    Topics: 1

    Replies: 1

    Reply To: Waiting Period After Bankruptcy and Foreclosure For Mortgage  By Tom Miller   4 months, 1 week ago

  • Late Payments After Bankruptcy and Foreclosure

    Topics: 4

    Replies: 5

    Reply To: Late Payment Corrections on Mortgage- Does this matter?  By Chase   3 weeks ago

• Bankers, Lenders and Mortgage Brokers

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  • Mortgage Lenders For First Investment Property

    Topics: 1

    Replies: 1

    Reply To: Best Lenders For First Time Real Estate Investor  By Mark   11 months, 1 week ago

  • Which Mortgage Lender is Right For You

    Topics: 5

    Replies: 7

    Reply To: How Much Does Your Lender Make on Your Loan  By Gustan   2 months, 3 weeks ago