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Late Payments in The Past 12 Months
Lately, we have seen many late payments in the past 12 months from mortgage loan applicants. I just…Read More
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Student Loans With IBR Payments
Good morning, folks. Does anyone know about HUD, FANNIE MAE, and Freddie Mac suspending income-base…Read More
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How does large student loans affect my mortgage approval
How does a $300,000 student loan balance affect my debt-to-income ratio on either FHA or Convention…Read More
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Home Purchase With Short-Term on Job
My vantage scores are 699 and 703 but FICO is 645. I lost $1,000 after my landlord refused a refer…Read More
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Mortgage Loan Options With a 20% Down Payment
We don’t *have* to do FHA. Just hearing that they are the most forgiving re DTI. We can come up w…Read More
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How Does DTI Work With Co-Borrowers
If I am a co-signer on an auto loan, is the debt calculated on my DTI? How does DTI work with Cosi…Read More
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Does non-occupant co-borrower have rights to the property
If I get a co-borrow to sign on a mortgage loan but they sign a non-owner occupied will they still …Read More
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Lender Approval For a Short-Sale
If a homeowner has two mortgage loans on their home, for a short sale to occur, do both lender need…Read More
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Collection Accounts during Mortgage Process
We are going through the mortgage process, we are waiting for the appraisal at the moment. Howeve…Read More
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Is it legal to use a self-employed monthly paycheck as expense instead of net
Is it legal to use a self-employed monthly paycheck as expense instead of net? Can I claim self-emp…Read More
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Getting Pre-Approved For USDA and Conventional Loans
Is it possible to be pre-approved for USDA and a Conventional product? We really would like to sta…Read More
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Is $735.00 monthly in ssi income enough to receive any type of Mortgage
Is $735.00 monthly in ssi income enough to receive any type of home loan or home ownership program…Read More
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GETTING PRE-APPROVED WITHOUT STARTING NEW EMPLOYMENT
Is The Home Purchase Agreement Void if FHA pre-approval on current employment & buyer won̵…Read More
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