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What is Considered Late Payment on Chapter 13 Monthly Payment to Trustee
What is considered a late payment on a Chapter 13 bankruptcy repayment plan to the bankruptcy trustee. Here is a case scenario. Petitioner has been in an active Chapter 13 repayment and has been making 15 payments. However, payment to trustee is due on the 8th of the month. However, petitioner had family health and death in the month of April and made the April 8 payment on May 1st 2026. She is having a very difficult time getting an FHA loan because mortgage underwriter is deeming this payment on May 1, 2026 late payment during a Chapter 13 bankruptcy repayment plan. The payment was paid within a 30 day window. Can you advise if this is a late payment and what the trustee can do to help the petitioner?
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