🏆 Why Partner with Us? Full TBD Underwriting down to 500 Fico’s, NO FICO Requirements on VA up to 100% LTV
Flexible. Fast. Focused on You.
✅ No Unnecessary Overlays
- No FICO Overlays: We follow true agency guidelines — if the agency allows it, we do too. No added credit score restrictions.
No Agency Overlays: We underwrite to FHA, VA, and USDA guidelines. If it’s allowed by the agency, we’ll approve it.
- 💼 Product Flexibility You Can Count On
🏠 Manufactured Housing Expertise
- Single-Wide & Double-Wide Homes Accepted: Expand your reach in rural and affordable housing markets.
🕒 Rate Lock Flexibility
- Lock & Shop Program: Lock in the rate before the buyer finds a home.
- Mini-Corr Options: You choose — we disclose, or you disclose.
- Wholesale Locks: Only need to be valid through client signing.
- Mini-Corr Locks: Valid through loan delivery and your lender funding.
- No Limit on Lock Extensions: We’ll work with you until it closes.
| Ryon Long
Account Executive
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