🏆 Why Partner with Us? Full TBD Underwriting down to 500 Fico’s, NO FICO Requirements on VA up to 100% LTV

Flexible. Fast. Focused on You.

✅ No Unnecessary Overlays

• No FICO Overlays: We follow true agency guidelines — if the agency allows it, we do too. No added credit score restrictions.

  No Agency Overlays: We underwrite to FHA, VA, and USDA guidelines. If it’s allowed by the agency, we’ll approve it.

• 💼 Product Flexibility You Can Count On

🏠 Manufactured Housing Expertise

• Single-Wide & Double-Wide Homes Accepted: Expand your reach in rural and affordable housing markets.

🕒 Rate Lock Flexibility

• Lock & Shop Program: Lock in the rate before the buyer finds a home.
• Mini-Corr Options: You choose — we disclose, or you disclose.
• Wholesale Locks: Only need to be valid through client signing.
• Mini-Corr Locks: Valid through loan delivery and your lender funding.
• No Limit on Lock Extensions: We’ll work with you until it closes.