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How Do I Get a Copy of Deed for My Home for Kentucky
I am an NMLS-licensed MLO and branch manager and am licensed in multiple states. The state of Kentucky has a distance requirement for remote mortgage loan originators and branch managers from their residence to a brick-and-mortar location. In order for the Kentucky Department of Financial Institutions to grant me a home branch office approval, they are requiring to submit a lease from the homeowner. I live in Wisconsin, a community property state, and the house is owned by my wife and I am not on the mortgage with and I am not on the deed. Kentucky is requiring a copy of the deed in my name. What are solutions to satisfy this requirement? Could I provide a copy of the deed in my wife’s name and a copy of the marriage certificate? I called Chase Mortgage and was told I cannot get a copy of the deed for my wife because my wife has a mortgage. How can I go about to go about Kentucky requiring a copy of the deed? Where can my wife get a copy of the deed? Will a copy of the deed or note and a marriage certificate suffice?
To get my home address registered as a brick-and-mortar home branch office, does this rule need to be satisfied? Can you assist?
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