Credit Disputes During Home Loan Process
This guide covers credit disputes during home loan process. Credit disputes during home loan process is not allowed. There are certain exemptions when it comes…
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A Guide To Seller Concessions on a Home Purchase
This guide covers frequently asked questions on seller concessions on home purchase transactions. There are two types of costs involved when buying a home. The…
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Fannie Mae Foreclosure Guidelines on Conventional Loans
This article covers Fannie Mae foreclosure guidelines on conventional loans. Conventional loans are often referred to conforming loans because conventional loans need to conform to…
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Role of FHA 203K Loan Consultant in a Renovation Loan
In this blog, we will cover and discuss the role of FHA 203k loan consultant in a renovation loan. The role of FHA 203k loan…
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FHA Streamline Refinance on Credit and Non-Credit Refinance
This guide covers FHA streamline refinance on credit and non-credit streamline refinance on FHA loans. Mortgage rates on 30-year fixed rate mortgages started to drop…
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Mortgage Options For Homebuyers
In this blog, we will cover the different types of mortgage options for homebuyers for 2025. We are navigating the stresses of being a first-time…
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Qualifying For a Mortgage With Part-Time Jobs
This article covers qualifying for mortgage with part-time jobs. The great recession and real estate and credit meltdown of 2008 was the worst economic disaster…
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USDA Mortgage Guidelines on USDA Loans
This guide covers USDA mortgage guidelines on USDA loans. USDA allows home buyers to purchase a home with no money down. Per USDA mortgage guidelines…
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Mortgage Process Leading To CTC
This article covers the underwriters step-by-step mortgage process leading to CTC. The CTC is the clear-to-close. A clear-to-close is when the mortgage underwriter has thoroughly…
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Down Payment Options For First-Time Homebuyers
In this article, we will cover and discuss the down payment options for first-time home buyers. Most homebuyers can easily afford the monthly payment on…
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Difference Between Pre-Approval vs Pre-Qualification
This guide covers the difference between pre-approval vs pre-qualification on home loans. Homebuyers can go to Gustan Cho Associates and click on the FAST QUOTE icon…
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HUD Guidelines on FHA Loans
This guide covers HUD guidelines on FHA loans. HUD, the parent of FHA, sets the mortgage guidelines and the minimum lending standards on FHA loans.…
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