Understanding Debt-to-Income Ratio For a Mortgage
In this guide, we will cover understanding debt-to-income (DTI) for a mortgage. Mortgage borrowers have to realize the importance of debt-to-income ratio when qualifying for…
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Online Mortgage Loan Application Process
This guide covers the online mortgage loan application process. Applying for a formal mortgage loan application has never been simpler. The mortgage loan application and…
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What Are Barndominiums
Barndominiums, also known as a brand, is a type of home that combines the elements of a traditional barn-style structure with modern living accommodations. Here…
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Things That Determine Mortgage Rates on Home Loans
This article will discuss the factors and things that determine mortgage rates. Not every borrower gets the same pricing on mortgage rates. There are pricing…
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Using Conventional Versus FHA Loans Due To Mortgage Guidelines
This guide covers using conventional versus FHA loans due to agency mortgage guidelines. FHA and Conventional loans are the top two home mortgage programs in…
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Condotel vs Non-Warrantable Condos
This blog will cover and discuss qualifying for condotel vs non-warrantable condo loans. We will review how to get a mortgage for condotel vs non-warrantable…
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The Benefits of Owning Versus Renting a Home
In this article, we will cover and discuss what are the benefits of owning versus renting a home. Many renters believe you need a 20%…
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Fannie Mae versus HUD Non-Occupant Co-Borrower Guidelines
This guide covers Fannie Mae versus HUD non-occupant co-borrower guidelines. There are differences in conventional versus FHA non-occupant co-borrower guidelines. Adding non-occupant co-borrowers are allowed…
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HUD Charge-Off Guidelines on FHA Loans
This guide covers HUD charge-off guidelines on FHA loans. Many homebuyers believe that all banks and lenders have the same HUD charge-off guidelines on FHA…
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Credit Disputes During Home Loan Process
This guide covers credit disputes during home loan process. Credit disputes during home loan process is not allowed. There are certain exemptions when it comes…
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A Guide To Seller Concessions on a Home Purchase
This guide covers frequently asked questions on seller concessions on home purchase transactions. There are two types of costs involved when buying a home. The…
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Fannie Mae Foreclosure Guidelines on Conventional Loans
This article covers Fannie Mae foreclosure guidelines on conventional loans. Conventional loans are often referred to conforming loans because conventional loans need to conform to…
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