Refinancing NON-QM To Traditional Mortgage Loans
This guide covers refinancing non-QM to traditional mortgage loans. Non-QM loans are alternative, non-qualified mortgages with higher rates. You want to first refinance with the…
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Category: FHA Loans
Can I Get Mortgage Approval With Judgment and Tax-Lien
This guide cover getting mortgage approval with judgment and tax-lien. Fannie Mae and Freddie Mac do not allow borrowers with a tax lien to become…
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A Guide To Mortgage Insurance and How It Works
This guide covers the mortgage insurance and how mortgage insurance works. We will discuss the private mortgage insurance on conventional loans and mortgage insurance premium…
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Understanding Debt-to-Income Ratio For a Mortgage
In this guide, we will cover understanding debt-to-income (DTI) for a mortgage. Mortgage borrowers have to realize the importance of debt-to-income ratio when qualifying for…
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Using Conventional Versus FHA Loans Due To Mortgage Guidelines
This guide covers using conventional versus FHA loans due to agency mortgage guidelines. FHA and Conventional loans are the top two home mortgage programs in…
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Fannie Mae versus HUD Non-Occupant Co-Borrower Guidelines
This guide covers Fannie Mae versus HUD non-occupant co-borrower guidelines. There are differences in conventional versus FHA non-occupant co-borrower guidelines. Adding non-occupant co-borrowers are allowed…
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HUD Charge-Off Guidelines on FHA Loans
This guide covers HUD charge-off guidelines on FHA loans. Many homebuyers believe that all banks and lenders have the same HUD charge-off guidelines on FHA…
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Role of FHA 203K Loan Consultant in a Renovation Loan
In this blog, we will cover and discuss the role of FHA 203k loan consultant in a renovation loan. The role of FHA 203k loan…
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FHA Streamline Refinance on Credit and Non-Credit Refinance
This guide covers FHA streamline refinance on credit and non-credit streamline refinance on FHA loans. Mortgage rates on 30-year fixed rate mortgages started to drop…
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Down Payment Options For First-Time Homebuyers
In this article, we will cover and discuss the down payment options for first-time home buyers. Most homebuyers can easily afford the monthly payment on…
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HUD Guidelines on FHA Loans
This guide covers HUD guidelines on FHA loans. HUD, the parent of FHA, sets the mortgage guidelines and the minimum lending standards on FHA loans.…
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Preparing For a Mortgage For First-Time Homebuyers
This guide covers preparing for a mortgage for first-time homebuyers. Once you have made the decision to purchase a home, the next step is to…
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