How Credit Scores Used by Mortgage Lenders Affect Rates
This guide covers how credit scores used by mortgage lenders affect the qualification and approval of borrowers and is the largest factor in pricing mortgage…
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Category: Home Mortgage
Refinancing NON-QM To Traditional Mortgage Loans
This guide covers refinancing non-QM to traditional mortgage loans. Non-QM loans are alternative, non-qualified mortgages with higher rates. You want to first refinance with the…
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How to Get the Best Price For Your Dream Home
This guide covers how to get the best price for your dream home. Many first-time homebuyers are under the impression you need perfect credit and…
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How Adjustable-Rate Mortgages Work: ARMs
Adjustable-rate mortgages (ARMs) are becoming increasingly popular among borrowers due to their lower initial interest rates. They are a type of mortgage where the interest…
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Difference Between Wholesale Versus Retail Mortgage Lending
This guide covers the difference between wholesale versus retail mortgage lending. We will discuss the pros and cons of wholesale versus retail mortgage lending for…
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Understanding the Homebuying and Mortgage Process
This guide covers understanding the homebuying and mortgage process. Buying a home to live in is one of the most meaningful investments a person can…
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Fannie Mae Guidelines on Second Homes
In this blog, we will cover Fannie Mae guidelines on second homes. We will discuss buying a second home with conventional mortgage loans. One of…
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Buying a Home Under a Land Contract
This guide covers buying a home under a land contract, or contract for deed. Home purchase with land contract is when a homebuyer purchases a…
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Pros and Cons of Buying Versus Renting a Home
In this blog, we will discuss and cover the pros and cons of buying versus renting a home for homebuyers. Homeowners can enjoy building equity…
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Mortgage Options For Homebuyers
In this blog, we will cover the different types of mortgage options for homebuyers for 2025. We are navigating the stresses of being a first-time…
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Difference Between Pre-Approval vs Pre-Qualification
This guide covers the difference between pre-approval vs pre-qualification on home loans. Homebuyers can go to Gustan Cho Associates and click on the FAST QUOTE icon…
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Shopping For Best Rates With Bad Credit on Home Loans
In this blog, we will discuss and cover shopping for best rates with bad credit. Many homebuyers with poor credit and low credit scores just…
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