When Do Mortgage Lenders Require Verification of Rent
This guide covers when lenders require verification of rent during the mortgage process. Verification of rent is one of the most important factors required for…
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Category: Manual Underwriting
Manual Underwriting Guidelines on VA Loans
In this blog, we will discuss and cover VA manual underwriting guidelines on VA loans. We at GCA Forums Mortgage Group specialize in manual underwriting…
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Loan Estimate Replaces The Good Faith Estimate
This guide covers how the loan estimate replaces the good faith estimate. Loan Estimate Replaces The Good Faith Estimate effective October 3, 2015. The main…
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How to Avoid Delays in Mortgage Closings
This guide covers the reasons for delays in mortgage closings. The pre-approval letter is the most important part of the mortgage application and approval process.…
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How Does The Mortgage Underwriting Process Work
This guide covers how the mortgage underwriting process works. The mortgage processor will prepare a borrowers file and get it ready for the mortgage underwriter…
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Manual Underwriting Guidelines on FHA and VA Loans
This guide covers manual underwriting guidelines on FHA and VA loans. Manual underwriting guidelines on FHA and VA loans are almost identical. VA and FHA…
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HUD Chapter 13 Hardship Discharge Guidelines
This guide will cover the HUD Chapter 13 Hardship Discharge Guidelines. If you’re going through a Chapter 13 bankruptcy and have received a Chapter 13…
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