When You Should or Should Not Refinance Your Mortgage
This guide covers when you should or should not refinance your mortgage. People are often on the fence as to when you should or should…
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Category: Mortgage Rates
The Importance of Qualified Income When Getting Pre-Approved
This guide covers the importance of qualified income when getting pre-approved for a mortgage. Several factors are evaluated in the mortgage qualification process, and the…
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Mortgage Rates on Government vs Conventional Loans
This blog will compare mortgage rates on government vs conventional loans on home purchase and refinance transactions. Are mortgage rates on government vs conventional loans…
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Difference Between Mortgage Brokers vs Lenders
This guide covers the difference between mortgage brokers vs lenders. Consumers often think of dealing with mortgage bankers. The are under the impression by dealing…
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How Credit Scores Used by Mortgage Lenders Affect Rates
This guide covers how credit scores used by mortgage lenders affect the qualification and approval of borrowers and is the largest factor in pricing mortgage…
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Refinancing NON-QM To Traditional Mortgage Loans
This guide covers refinancing non-QM to traditional mortgage loans. Non-QM loans are alternative, non-qualified mortgages with higher rates. You want to first refinance with the…
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Difference Between Wholesale Versus Retail Mortgage Lending
This guide covers the difference between wholesale versus retail mortgage lending. We will discuss the pros and cons of wholesale versus retail mortgage lending for…
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