Non-QM Loans After Bankruptcy and Foreclosure
This guide covers getting qualified and pre-approved for non-QM loans after bankruptcy and foreclosure. The housing market has been bullish since 2013. Since 2013, housing…
Category: Non-QM Loans
Buying a Short Sale Home From a Mortgage Lender
This article will cover buying a short-sale home from a mortgage lender versus a traditional home listed by a homeowner. Besides buying a short sale…
The Steps in Getting a Mortgage in the Virgin Islands
This guide will cover buying a single-family home and getting a mortgage in the Virgin Islands. Many American and foreign real estate investors are eyeing…
Economics of Buying a Beach House: Read Before You Buy
This guide will cover buying a beach house in California. Catch a Wave and Settle Down: The Best Coastal Towns in California for Surfers. Surfing…
Reasons For Using Non-QM Loans Versus Traditional Mortgages
In this blog, we will be covering the reasons for using non-QM loans versus traditional mortgages for home purchases. Non-QM loans are a wide field.…
Refinancing NON-QM To Traditional Mortgage Loans
This guide covers refinancing non-QM to traditional mortgage loans. Non-QM loans are alternative, non-qualified mortgages with higher rates. You want to first refinance with the…
Difference Between Wholesale Versus Retail Mortgage Lending
This guide covers the difference between wholesale versus retail mortgage lending. We will discuss the pros and cons of wholesale versus retail mortgage lending for…
A Guide To Home Renovation Mortgage Loans
Home renovation mortgage loans have many benefits during a hot housing market. Many homeowners considering upgrading their homes have difficulty during a seller’s market where…
Fannie Mae Guidelines on Second Homes
In this blog, we will cover Fannie Mae guidelines on second homes. We will discuss buying a second home with conventional mortgage loans. One of…
Non-QM Loans
Non-QM loans are becoming one of the most popular mortgage loan programs for owner-occupant borrowers, second-home buyers, and real estate investors needing financing on investment…
Mortgage After Bankruptcy and Foreclosure
This guide covers mortgage after bankruptcy and foreclosure guidelines on government and conventional loans. Government and conventional loans have mandatory bankruptcy and foreclosure mortgage guidelines.…
Home Loans After Chapter 13 Bankruptcy on FHA and VA Loans
This guide covers qualifying for home loans after Chapter 13 Bankruptcy discharge on FHA and VA loans. A frequently asked question at Gustan Cho Associates…