Mortgage Options For Homebuyers
In this blog, we will cover the different types of mortgage options for homebuyers for 2025. We are navigating the stresses of being a first-time…
Category: Videos
Qualifying For a Mortgage With Part-Time Jobs
This article covers qualifying for mortgage with part-time jobs. The great recession and real estate and credit meltdown of 2008 was the worst economic disaster…
USDA Mortgage Guidelines on USDA Loans
This guide covers USDA mortgage guidelines on USDA loans. USDA allows home buyers to purchase a home with no money down. Per USDA mortgage guidelines…
Mortgage Process Leading To CTC
This article covers the underwriters’ step-by-step mortgage process leading to CTC. The CTC is the clear-to-close. A clear-to-close is when the mortgage underwriter has thoroughly…
Down Payment Options For First-Time Homebuyers
In this article, we will cover and discuss the down payment options for first-time home buyers. Most homebuyers can easily afford the monthly payment on…
HUD Guidelines on FHA Loans
This guide covers HUD guidelines on FHA loans. HUD, the parent of FHA, sets the mortgage guidelines and the minimum lending standards on FHA loans.…
Fannie Mae Guidelines on Conforming Loans
This guide covers updated Fannie Mae guidelines on conforming loans. Fannie Mae has made some recent changes to their guidelines. Three changes will open up…
Mortgage Rate Forecast on Purchase and Refinance Loans
This guide covers mortgage rate forecast on purchase and refinance home loans. Mortgage rates have been extremely volatile during the past several weeks. Last week’s…
Adding Value To New Home Purchase
This guide covers adding value to new home purchase. A home is one’s single biggest investment. By owning a home, a homeowner can enjoy and…
Things To Do During The Mortgage Application Process
This guide covers things to do during the mortgage application process. Homebuyers who have decided that they are going to be purchasing a home in…
How Underwriters Qualify Income of Mortgage Borrowers
This guide covers how underwriters qualify income. One of the most important factors in getting qualified for a residential mortgage loan is credit and income and…
Preparing For a Mortgage For First-Time Homebuyers
This guide covers preparing for a mortgage for first-time homebuyers. Once you have made the decision to purchase a home, the next step is to…