How to Write a Good Letter of Explanation on Conditions
In this guide on how to write a good letter of explanation to my mortgage lender, we will cover the letter of explanation, why lenders…
Category: Videos
Mortgage Guidelines on Buying 2-to-4-Unit Multi-Family Homes
This guide covers buying 2-to-4-unit multi-family homes. Any property up to 4 units is considered a residential property, and residential mortgage lending guidelines apply to…
A Step-by-Step Guide on Buying a House
This guide covers a step-by-step guide on buying a house: Finding your dream house shopping is an exciting and transformative experience that often marks a…
When Do Mortgage Lenders Require Verification of Rent
This guide covers when lenders require verification of rent during the mortgage process. Verification of rent is one of the most important factors required for…
Manual Underwriting Guidelines on VA Loans
In this blog, we will discuss and cover VA manual underwriting guidelines on VA loans. We at GCA Forums Mortgage Group specialize in manual underwriting…
Exempt Credit Disputes During The Mortgage Process
This guide covers derogatory exempt credit disputes during the mortgage process on FHA loans. Derogatory exempt credit disputes during the mortgage process are generally not…
How To Improve Your Credit Fast To Buy a House
We will cover the tricks of how to improve your credit fast to buy a house, and common mistakes that will drop your score. What…
VA IRRRL Guidelines For VA Streamline Refinance
VA IRRRL guidelines allow homeowners with a VA loan to refinance to a new VA loan with low mortgage rates without an appraisal or income…
Cash-Out Refinance Seasoning Guidelines on Home Loans
This guide covers cash-out refinance waiting period guidelines on government and conventional loans. Cash-out refinance seasoning requirements differs on the particular loan program. There are…
Refinance Closing Costs
This guide cover refinance closing costs on home loans. Refinancing is almost at a historical high. Mortgage rates has dropped from its all time high.…
Getting Approved For a Mortgage After College
This guide covers getting approved for a mortgage after college with no work experience and high student loan debt. One of the mandatory requirements to…
How Non-Occupant Co-Borrower Help With Mortgage Approval
This guide covers how non-occupant co-borrowers help main borrowers with mortgage approval. If you don’t qualify for a mortgage on your own, can adding a…